Brantley Auto Insurance Rates, Quotes, Agents & Reviews in AL

Brantley, AL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Brantley, AL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Brantley, AL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Brantley, AL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Brantley, AL with that of other cities in and around Brantley.

Brantley Crenshaw County Dozier Gantt Rose Hill-Gantt Glenwood
Average Insurance Rates $1,406 $1,399 $1,378 $1,401 $1,489 $1,356

Brantley, AL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Brantley, AL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Brantley $1,475 $1,246
Dozier $1,880 $1,588
Rose Hill-Gantt $1,422 $1,201
Rutledge $1,231 $1,040
Luverne $1,906 $1,610
Glenwood $2,156 $1,821
Crenshaw County $1,223 $1,033
Gantt $2,178 $1,840

Brantley, AL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Brantley, AL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,562
20 Years $1,807
30 Years $1,391
40 Years $1,339
50 Years $1,240
60 Years $1,257
70 Years $1,463

Brantley, AL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Brantley, AL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,390 $422
3 Vehicles $3,585 $633
4 Vehicles $4,780 $844

Savings on 2 Vehicles bundle:$422

Savings on 3 Vehicles bundle:$633

Savings on 4 Vehicles bundle:$844

Brantley, AL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Brantley, AL.

Location Average Insurance Cost Post DUI Insurance Rate
Brantley $1,406 $2,493
Dozier $1,378 $2,443
Rose Hill-Gantt $1,489 $2,640
Rutledge $1,412 $2,504
Luverne $1,400 $2,482
Glenwood $1,356 $2,404
Crenshaw County $1,399 $2,480
Gantt $1,401 $2,484

Brantley, AL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,206
Excellent (740-799) $1,377
Good (670-739) $1,465
Average (580-669) $1,911
Poor (300-579) $2,293

Brantley, AL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Sharyn Smith State Farm 1805 E Three Notch St Ste 4, Andalusia, 36421-2403 334-222-1005
Al Snellgrove State Farm 1384 S Forest Ave, Luverne, 36049-7311 334-335-3431
Christopher Jackson Allstate 408 River Falls St, Andalusia, 36420 (334) 222-8553
Gary Maddox Allstate 510 N Main St, Opp, 36467 (334) 493-4477
Kenneth Calhoun State Farm 324 Simmons St, Elba, 36323-1758 334-897-3428
Boswell Ins Agcy None 707 W Simmons St, Elba, 36323 None
Watts Ins Agency Allstate 27 S Forest Ave, Luverne, 36049 (334) 335-5210
Southeast Insurance & Real Estate Travelers 416 N. Claxton Ave, Elba, 36323 None
Southeast Agency Allstate 9461 S Main St, Brantley, 36009 (334) 527-8900

Brantley, AL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$62 $1,468
Driver's Failure In Showing Documents +$136 $1,542
Driving With An Expired Registration +$145 $1,551
Driving At A Considerably Slow Pace +$305 $1,711
Using A Cellphone While Driving +$322 $1,728
Running A Red Light +$328 $1,734
Speeding +$344 $1,750
Driving A Vehicle Without The Required Permission +$437 $1,843
Driving With An Expired/Suspended License +$948 $2,354

Brantley, AL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,350
Active Disabling Device $1,350
Tracking Device $1,322
Passive Disabling Device $1,308