Braxton County Auto Insurance Rates, Quotes, Agents & Reviews in WV

Braxton County, WV Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Braxton County, WV, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Braxton County, WV are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Braxton County, WV Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Braxton County, WV with that of other cities in and around Braxton County.

Braxton County Burnsville Gassaway Sutton City Center
Average Insurance Rates $1,399 $1,382 $1,386 $1,375 $1,386 $1,372

Braxton County, WV Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Braxton County, WV based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Braxton County $1,952 $1,649
Sutton $1,568 $1,324
Gassaway $1,075 $908
Flatwoods $1,674 $1,414
Burnsville $1,542 $1,302
Center $1,919 $1,621
Birch River $2,197 $1,856
City $1,432 $1,209

Braxton County, WV Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Braxton County, WV usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,540
20 Years $1,798
30 Years $1,385
40 Years $1,332
50 Years $1,234
60 Years $1,251
70 Years $1,456

Braxton County, WV Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Braxton County, WV can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,378 $420
3 Vehicles $3,567 $630
4 Vehicles $4,757 $839

Savings on 2 Vehicles bundle:$420

Savings on 3 Vehicles bundle:$630

Savings on 4 Vehicles bundle:$839


Braxton County, WV Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Braxton County, WV.

Location Average Insurance Cost Post DUI Insurance Rate
Braxton County $1,399 $2,237
Sutton $1,375 $2,199
Gassaway $1,386 $2,216
Flatwoods $1,377 $2,202
Burnsville $1,382 $2,210
Center $1,372 $2,194
Birch River $2,133 $3,411
City $1,386 $2,216

Braxton County, WV Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,200
Excellent (740-799) $1,370
Good (670-739) $1,458
Average (580-669) $1,902
Poor (300-579) $2,282

Braxton County, WV Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Rodney Lerose Allstate 26 Days Dr, Sutton, 26601 (304) 750-2002
Vicky Murphy State Farm 346 Enterprise Dr, Gassaway, 26624-7886 304-364-8600
Dean Jeffries State Farm 85 Credes Lndg, Elkview, 25071-8168 304-965-7024
Ashley Insurance Agency Erie P O Box 823, Spencer, 25276 None
Elkview Insurance Agency Erie 2 Reynolds Avenue, Elkview, 25071 None
Kimberly Parker Francisco Allstate 4626 Pennsylvania Ave, Charleston, 25302 (304) 935-1109
Rcb Llc Nationwide 100 N Elk St, Gassaway, 26624-1121 (304) 364-2341
Harden Insurance Agency, Inc. None P.O. Box 580, Spencer, 25276 None

Braxton County, WV Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$62 $1,461
Driver's Failure In Showing Documents +$136 $1,535
Driving With An Expired Registration +$144 $1,543
Driving At A Considerably Slow Pace +$304 $1,703
Using A Cellphone While Driving +$320 $1,719
Running A Red Light +$326 $1,725
Speeding +$343 $1,742
Driving A Vehicle Without The Required Permission +$435 $1,834
Driving With An Expired/Suspended License +$943 $2,342

Braxton County, WV Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,343
Active Disabling Device $1,343
Tracking Device $1,315
Passive Disabling Device $1,301