Brenna, ND Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Brenna, ND, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Tips to Get Affordable Car Insurance in Brenna, ND
The average cost of car insurance in Brenna, ND, is $1,466. Car insurance is a must-have for drivers in Brenna, ND, but the costs can be overwhelming. If you're looking for ways to save money on car insurance without compromising coverage, this article is for you. In this article, we will discuss some tips and tricks to help you get affordable car insurance in Brenna, ND. From shopping around to bundling your policies, we'll cover everything you need to know to save money on car insurance. So, read on to learn how to get the best car insurance rates without breaking the bank.
By obeying driving regulations
Obeying driving regulations is one of the best ways to keep your car insurance premiums low is to be a safe driver. If you have a clean driving record, meaning you have not been involved in any accidents or received any traffic violations, you will likely pay less for car insurance. Insurance companies view safe drivers as less risky, offering them lower premiums. So, always obey driving regulations to avoid accidents or violations that could increase your car insurance premiums. For instance, in Brenna, ND, the total cost of car insurance will increase by +$342 and +$988, respectively, if a driver runs a red light or drives with a suspended license.
Auto Insurance Rates Based on the Age of the Driver
Consider your age. Your age can also impact your car insurance rates. Younger drivers are typically seen as high-risk drivers and often pay higher premiums than older drivers. On the other hand, older drivers with years of driving experience and a clean record may qualify for lower premiums. So, if you are a young driver, consider taking a driver safety course or being added to a parent's policy to reduce your premiums. For example, In Brenna, ND, for instance, Teenagers pay $4757, while drivers over the age of 40 pay $1,396.
To understand the vehicle insurance costs according to the driver's age in Brenna, North Dakota, see the graph below.
By availing of multi-car discounts
Avail multi-car discounts. If you have multiple cars in your household, you can take advantage of multi-car discounts offered by insurance companies. Insuring multiple vehicles with the same company can often result in lower premiums per car. So, check with your insurance company to see if they offer multi-car discounts and how much you could save by insuring all your vehicles. For instance, in Brenna, North Dakota, car owners pay $2,522 for two vehicles and $3,782 for three. They can save $410 to $616 on their auto insurance in Brenna, North Dakota.
Factors that can influence the cost of car insurance in Brenna, ND are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Brenna, ND Auto Insurance Rates
- Brenna, ND Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Brenna, ND
- Multi Vehicle Insurance Savings in Brenna, ND
- How Credit Score Affects Car Insurance Rates in Brenna, ND
- How DUI Affects Auto Insurance Premiums in Brenna, ND
- Top Auto Insurance Agents Near Brenna, ND
- How Driving Violations Affect Auto Insurance Rates in Brenna, ND
- Brenna, ND Auto Insurance Discounts on Anti Theft Feature
Brenna, ND Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Brenna, ND with that of other cities in and around Brenna.
| Brenna | Rhinehart | Falconer | Oakville | East Grand Forks | Grand Forks | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,466 | $1,664 | $1,312 | $1,311 | $1,297 | $1,053 |
Brenna, ND Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Brenna, ND based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Brenna | $1,503 | $1,269 |
| Grand Forks | $1,843 | $1,556 |
| Allendale | $1,455 | $1,229 |
| Rye | $1,310 | $1,107 |
| Oakville | $1,318 | $1,114 |
| Rhinehart | $1,733 | $1,464 |
| East Grand Forks | $1,841 | $1,555 |
| Falconer | $1,019 | $860 |
Brenna, ND Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Brenna, ND usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $4,757 |
| 20 Years | $1,884 |
| 30 Years | $1,451 |
| 40 Years | $1,396 |
| 50 Years | $1,293 |
| 60 Years | $1,311 |
| 70 Years | $1,526 |
Brenna, ND Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Brenna, ND can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $2,522 | $410 |
| 3 Vehicles | $3,782 | $616 |
| 4 Vehicles | $5,043 | $821 |
Savings on 2 Vehicles bundle:$410
Savings on 3 Vehicles bundle:$616
Savings on 4 Vehicles bundle:$821
Brenna, ND Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Brenna, ND.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Brenna | $1,466 | $2,600 |
| Grand Forks | $1,053 | $1,867 |
| Allendale | $1,377 | $2,442 |
| Rye | $1,302 | $2,309 |
| Oakville | $1,311 | $2,325 |
| Rhinehart | $1,664 | $3,038 |
| East Grand Forks | $1,297 | $2,368 |
| Falconer | $1,312 | $2,327 |
Brenna, ND Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,258 |
| Excellent (740-799) | $1,436 |
| Good (670-739) | $1,528 |
| Average (580-669) | $1,993 |
| Poor (300-579) | $2,391 |
Brenna, ND Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Scott Corbin | Allstate | 2512 S Washington St Ste B, Grand Forks, 58201 | (701) 772-3429 |
| Scott Corbin | Allstate | 2512 S Washington St Ste B, Grand Forks, 58201 | (701) 772-3429 |
| Randy Fenley | State Farm | 2750 S 26th St Ste A, Grand Forks, 58201-6432 | 701-772-5684 |
| Randy Fenley | State Farm | 2750 S 26th St Ste A, Grand Forks, 58201-6432 | 701-772-5684 |
| Sharon Opdahl | State Farm | 2534 17th Ave S Ste F, Grand Forks, 58201-5215 | 701-746-0495 |
Brenna, ND Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$65 | $1,531 |
| Driver's Failure In Showing Documents | +$142 | $1,608 |
| Driving With An Expired Registration | +$151 | $1,617 |
| Driving At A Considerably Slow Pace | +$318 | $1,784 |
| Using A Cellphone While Driving | +$336 | $1,802 |
| Running A Red Light | +$342 | $1,808 |
| Speeding | +$359 | $1,825 |
| Driving A Vehicle Without The Required Permission | +$456 | $1,922 |
| Driving With An Expired/Suspended License | +$988 | $2,454 |
Brenna, ND Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,407 |
| Active Disabling Device | $1,407 |
| Tracking Device | $1,378 |
| Passive Disabling Device | $1,363 |