Brevard County Auto Insurance Rates, Quotes, Agents & Reviews in FL

Brevard County, FL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Brevard County, FL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Brevard County, FL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Brevard County, FL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Brevard County, FL with that of other cities in and around Brevard County.

Brevard County Cocoa Beach-Cape Canaveral Viera West Rockledge Merritt Island Cocoa Beach
Average Insurance Rates $1,544 $2,262 $2,272 $2,148 $1,155 $2,306

Brevard County, FL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Brevard County, FL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Brevard County $1,702 $1,437
Rockledge $1,541 $1,302
Viera East $1,255 $1,060
Viera West $1,477 $1,248
Merritt Island $3,024 $2,554
Cocoa Beach $1,889 $1,596
Cocoa West $2,726 $2,303
Cocoa Beach-Cape Canaveral $1,352 $1,142

Brevard County, FL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Brevard County, FL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,010
20 Years $1,984
30 Years $1,528
40 Years $1,470
50 Years $1,361
60 Years $1,380
70 Years $1,607

Brevard County, FL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Brevard County, FL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,656 $432
3 Vehicles $3,984 $648
4 Vehicles $5,311 $865

Savings on 2 Vehicles bundle:$432

Savings on 3 Vehicles bundle:$648

Savings on 4 Vehicles bundle:$865


Brevard County, FL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Brevard County, FL.

Location Average Insurance Cost Post DUI Insurance Rate
Brevard County $1,544 $2,416
Rockledge $2,148 $3,362
Viera East $2,229 $3,488
Viera West $2,272 $3,556
Merritt Island $1,155 $1,808
Cocoa Beach $2,306 $3,609
Cocoa West $2,057 $3,219
Cocoa Beach-Cape Canaveral $2,262 $3,540

Brevard County, FL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,325
Excellent (740-799) $1,512
Good (670-739) $1,609
Average (580-669) $2,099
Poor (300-579) $2,518

Brevard County, FL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Arty Pagan State Farm 4865 N Wickham Rd, Melbourne, 32940 321-775-1000
Williams & Stazzone Insurance Agency Inc Travelers 99 N Atlantic Ave , Cocoa Beach, 32931 None
Acg South Insurance Agency Llc Travelers 4100 N Wickham Rd Ste 101, Melbourne, 32935 None
King Insurance & Financial Services, Inc. None 7001 N. Atlantic Avenue 7001 N. Atlantic Avenue , Cape Canaveral, 32920 None
Aaa Insurance Agency None 3578 N Harbor City Blvd, Melbourne, 32935 None
Curt Myers State Farm 31 Forrest Ave, Cocoa, 32922-7688 321-632-2138
Brown & Brown Of Florida, Inc. None 7341 Office Park Place Ste 202A , Melbourne, 32940 None
Cobia Insurance Agency None 8265 N Wickham Road Suite C , Melbourne, 32940 (321) 312-3973
Cobia Insurance Agency None 8265 N Wickham Road Suite C , Melbourne, 32940 (321) 312-3973

Brevard County, FL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$68 $1,612
Driver's Failure In Showing Documents +$150 $1,694
Driving With An Expired Registration +$159 $1,703
Driving At A Considerably Slow Pace +$335 $1,879
Using A Cellphone While Driving +$354 $1,898
Running A Red Light +$360 $1,904
Speeding +$378 $1,922
Driving A Vehicle Without The Required Permission +$480 $2,024
Driving With An Expired/Suspended License +$1,041 $2,585

Brevard County, FL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,482
Active Disabling Device $1,482
Tracking Device $1,451
Passive Disabling Device $1,436