Bridgewater Auto Insurance Rates, Quotes, Agents & Reviews in VT

Bridgewater, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Bridgewater, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Bridgewater, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Bridgewater, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Bridgewater, VT with that of other cities in and around Bridgewater.

Bridgewater Pomfret Woodstock Killington Windsor County Barnard
Average Insurance Rates $1,110 $1,175 $1,168 $1,135 $914 $1,179

Bridgewater, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Bridgewater, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Bridgewater $1,377 $1,163
Killington $1,412 $1,193
Windsor County $1,118 $944
Barnard $2,485 $2,099
Woodstock $1,774 $1,498
Stockbridge $1,171 $989
Plymouth $1,948 $1,645
Pomfret $2,172 $1,835

Bridgewater, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Bridgewater, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,602
20 Years $1,426
30 Years $1,099
40 Years $1,057
50 Years $979
60 Years $992
70 Years $1,155

Bridgewater, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Bridgewater, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,931 $289
3 Vehicles $2,897 $433
4 Vehicles $3,863 $577

Savings on 2 Vehicles bundle:$289

Savings on 3 Vehicles bundle:$433

Savings on 4 Vehicles bundle:$577

Bridgewater, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Bridgewater, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Bridgewater $1,110 $2,294
Killington $1,135 $2,345
Windsor County $914 $1,889
Barnard $1,179 $2,436
Woodstock $1,168 $2,414
Stockbridge $1,091 $2,255
Plymouth $1,146 $2,368
Pomfret $1,175 $2,428

Bridgewater, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $952
Excellent (740-799) $1,087
Good (670-739) $1,157
Average (580-669) $1,509
Poor (300-579) $1,811

Bridgewater, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Clark-Mortenson Agency Inc Liberty Mutual Independent 448 E WOODSTOCK RD STE 1, WOODSTOCK, 5091 (802) 457-1811
Clark-Mortenson Insurance - Woodstock None 448 , Suite 1 , Woodstock, 5091 None
Poulos Ins Agcy Inc Allstate 35 Pleasant PO Box 298, Woodstock, 5091 (802) 457-1422
Hersey Insurance Services None Po Box 607, Adelaide, 5091 None

Bridgewater, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$49 $1,159
Driver's Failure In Showing Documents +$108 $1,218
Driving With An Expired Registration +$114 $1,224
Driving At A Considerably Slow Pace +$241 $1,351
Using A Cellphone While Driving +$254 $1,364
Running A Red Light +$259 $1,369
Speeding +$272 $1,382
Driving A Vehicle Without The Required Permission +$345 $1,455
Driving With An Expired/Suspended License +$748 $1,858

Bridgewater, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,066
Active Disabling Device $1,066
Tracking Device $1,043
Passive Disabling Device $1,032