Bridport Auto Insurance Rates, Quotes, Agents & Reviews in VT

Bridport, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Bridport, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Bridport, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Bridport, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Bridport, VT with that of other cities in and around Bridport.

Bridport Addison Weybridge Addison County Cornwall Whiting
Average Insurance Rates $1,108 $1,108 $1,141 $1,028 $1,171 $1,091

Bridport, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Bridport, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Bridport $1,180 $997
Addison $1,141 $964
Shoreham $964 $814
Cornwall $1,431 $1,208
Weybridge $1,740 $1,469
Port Henry $1,445 $1,221
Whiting $1,713 $1,447
Addison County $1,360 $1,148

Bridport, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Bridport, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,595
20 Years $1,424
30 Years $1,097
40 Years $1,055
50 Years $977
60 Years $991
70 Years $1,153

Bridport, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Bridport, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,884 $332
3 Vehicles $2,825 $499
4 Vehicles $3,767 $665

Savings on 2 Vehicles bundle:$332

Savings on 3 Vehicles bundle:$499

Savings on 4 Vehicles bundle:$665

Bridport, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Bridport, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Bridport $1,108 $2,290
Addison $1,108 $2,290
Shoreham $1,095 $2,263
Cornwall $1,171 $2,420
Weybridge $1,141 $2,358
Port Henry $1,638 $2,471
Whiting $1,091 $2,255
Addison County $1,028 $2,124

Bridport, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $951
Excellent (740-799) $1,085
Good (670-739) $1,155
Average (580-669) $1,506
Poor (300-579) $1,807

Bridport, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Jim Soriano State Farm 211 Maple St Ste 27C, Middlebury, 05753-1147 802-388-3276
Mackey Insurance None Marble Works Office Bldg Marble Works Office Bldg, Middlebury, 5753 None
Bourdon Insurance Agency None Po Box 571 , Middlebury, 5753 None
Ui Insurance Services None P.O. Box 7080, Middlebury, 5753 None
Laberge Insurance Agency None P.O. Box 628, Middlebury, 5753 None
Poulos Ins Inc Allstate 1 Franklin St, Brandon, 5733 (802) 247-3176

Bridport, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$49 $1,157
Driver's Failure In Showing Documents +$107 $1,215
Driving With An Expired Registration +$114 $1,222
Driving At A Considerably Slow Pace +$240 $1,348
Using A Cellphone While Driving +$254 $1,362
Running A Red Light +$258 $1,366
Speeding +$271 $1,379
Driving A Vehicle Without The Required Permission +$345 $1,453
Driving With An Expired/Suspended License +$747 $1,855

Bridport, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,064
Active Disabling Device $1,064
Tracking Device $1,042
Passive Disabling Device $1,030