Brighton Auto Insurance Rates, Quotes, Agents & Reviews in TN

Brighton, TN Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Brighton, TN, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Brighton, TN are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Brighton, TN Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Brighton, TN with that of other cities in and around Brighton.

Brighton Covington Burlison Tipton County Gilt Edge Garland
Average Insurance Rates $1,439 $1,395 $1,420 $1,447 $1,412 $1,421

Brighton, TN Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Brighton, TN based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Brighton $1,712 $1,446
Tipton County $1,270 $1,073
Atoka $2,042 $1,725
Munford $2,037 $1,721
Burlison $1,204 $1,017
Gilt Edge $2,027 $1,712
Garland $1,266 $1,069
Covington $1,412 $1,193

Brighton, TN Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Brighton, TN usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,669
20 Years $1,849
30 Years $1,424
40 Years $1,370
50 Years $1,269
60 Years $1,287
70 Years $1,498

Brighton, TN Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Brighton, TN can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,446 $432
3 Vehicles $3,669 $648
4 Vehicles $4,893 $863

Savings on 2 Vehicles bundle:$432

Savings on 3 Vehicles bundle:$648

Savings on 4 Vehicles bundle:$863

Brighton, TN Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Brighton, TN.

Location Average Insurance Cost Post DUI Insurance Rate
Brighton $1,439 $2,578
Tipton County $1,447 $2,592
Atoka $1,484 $2,659
Munford $1,457 $2,610
Burlison $1,420 $2,544
Gilt Edge $1,412 $2,530
Garland $1,421 $2,546
Covington $1,395 $2,499

Brighton, TN Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,235
Excellent (740-799) $1,409
Good (670-739) $1,499
Average (580-669) $1,956
Poor (300-579) $2,347

Brighton, TN Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
William Ashworth State Farm 9160 Highway 64 Ste 4, Lakeland, 38002-8094 901-800-1298
Couch & Associates Travelers 7850 STAGE HILLS RD SUITE 107, BARTLETT, 38133 901-398-0245
Mcgowan-Stitt Insurance Inc. Erie 11 N. Tipton Munford, Covington, 38058 (901) 410-1215
Mark A Hardin State Farm 3098 Kirby Whitten Rd, Bartlett, 38134-2819 901-388-0822
Lipscomb & Pitts Insurance Liberty Mutual Independent 2670 UNION AVE EXT STE 200, MEMPHIS, 38112 901-321-1000
Smith-Berclair Insurance Erie 855 RIDGE LAKE BLVD STE 400, MEMPHIS, 38120 901-753-4323
Kevin Barker Nationwide 894 N Germantown Pkwy STE 6, Cordova, 38018 (901) 753-9333
Matthew Gant State Farm 5079 Park Ave, Memphis, 38117-5701 901-417-7114
Debra Debbie Baskin Lutcf Farmers 1136 Old Highway 51 S, Brighton, 38011 (901) 476-9977
Shawn-Michael Wilkins Jr State Farm 5600 Pleasant View Rd Ste 103, Memphis, 38134-6596 901-377-6262

Brighton, TN Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$63 $1,502
Driver's Failure In Showing Documents +$140 $1,579
Driving With An Expired Registration +$148 $1,587
Driving At A Considerably Slow Pace +$312 $1,751
Using A Cellphone While Driving +$330 $1,769
Running A Red Light +$335 $1,774
Speeding +$353 $1,792
Driving A Vehicle Without The Required Permission +$448 $1,887
Driving With An Expired/Suspended License +$970 $2,409

Brighton, TN Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,381
Active Disabling Device $1,381
Tracking Device $1,353
Passive Disabling Device $1,338