Brighton Auto Insurance Rates, Quotes, Agents & Reviews in VT

Brighton, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Brighton, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Brighton, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Brighton, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Brighton, VT with that of other cities in and around Brighton.

Brighton Westmore Avery's Island Pond Newark Morgan
Average Insurance Rates $1,058 $1,092 $1,260 $1,033 $1,063 $1,075

Brighton, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Brighton, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Brighton $1,714 $1,448
Island Pond $1,308 $1,105
Newark $2,038 $1,722
Westmore $1,433 $1,210
Ferdinand $1,298 $1,096
Morgan $1,107 $935
Warren's $1,103 $932
Avery's $1,298 $1,096

Brighton, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Brighton, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,433
20 Years $1,359
30 Years $1,047
40 Years $1,007
50 Years $933
60 Years $946
70 Years $1,101

Brighton, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Brighton, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,820 $296
3 Vehicles $2,730 $444
4 Vehicles $3,640 $592

Savings on 2 Vehicles bundle:$296

Savings on 3 Vehicles bundle:$444

Savings on 4 Vehicles bundle:$592

Brighton, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Brighton, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Brighton $1,058 $2,186
Island Pond $1,033 $2,135
Newark $1,063 $2,197
Westmore $1,092 $2,257
Ferdinand $1,260 $2,604
Morgan $1,075 $2,221
Warren's $1,071 $2,213
Avery's $1,260 $2,604

Brighton, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $908
Excellent (740-799) $1,036
Good (670-739) $1,102
Average (580-669) $1,438
Poor (300-579) $1,726

Brighton, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Poulos Insurance Allstate 21 Water St, Orleans, 5860 (802) 754-6930
Cass Insurance None 5027 Us Rte 5 5027 Us Rte 5, Newport, 5855 None
Denis Ricker & Brown Liberty Mutual Independent 23 CHURCH ST, LYNDONVILLE, 5851 802-626-3354
Town & Country Insurance Agency None 64 Church Street, Jeffersonville, 5464 None

Brighton, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$47 $1,105
Driver's Failure In Showing Documents +$103 $1,161
Driving With An Expired Registration +$109 $1,167
Driving At A Considerably Slow Pace +$230 $1,288
Using A Cellphone While Driving +$242 $1,300
Running A Red Light +$247 $1,305
Speeding +$259 $1,317
Driving A Vehicle Without The Required Permission +$329 $1,387
Driving With An Expired/Suspended License +$713 $1,771

Brighton, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,016
Active Disabling Device $1,016
Tracking Device $995
Passive Disabling Device $984