Bristol Bay Auto Insurance Rates, Quotes, Agents & Reviews in AK

Bristol Bay, AK Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Bristol Bay, AK, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Bristol Bay, AK are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Bristol Bay, AK Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Bristol Bay, AK with that of other cities in and around Bristol Bay.

Bristol Bay census Naknek South Naknek King Salmon
Average Insurance Rates $1,141 $1,145 $1,110 $1,145

Bristol Bay, AK Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Bristol Bay, AK based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Bristol Bay census $1,039 $878
Naknek $958 $809
South Naknek $1,320 $1,115
King Salmon $1,345 $1,136

Bristol Bay, AK Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Bristol Bay, AK usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,702
20 Years $1,466
30 Years $1,129
40 Years $1,086
50 Years $1,006
60 Years $1,020
70 Years $1,187

Bristol Bay, AK Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Bristol Bay, AK can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,008 $274
3 Vehicles $3,012 $411
4 Vehicles $4,016 $548

Savings on 2 Vehicles bundle:$274

Savings on 3 Vehicles bundle:$411

Savings on 4 Vehicles bundle:$548


Bristol Bay, AK Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Bristol Bay, AK.

Location Average Insurance Cost Post DUI Insurance Rate
Bristol Bay census $1,141 $1,781
Naknek $1,145 $1,787
South Naknek $1,110 $1,733
King Salmon $1,145 $1,787

Bristol Bay, AK Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $979
Excellent (740-799) $1,117
Good (670-739) $1,189
Average (580-669) $1,551
Poor (300-579) $1,861

Bristol Bay, AK Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$50 $1,191
Driver's Failure In Showing Documents +$111 $1,252
Driving With An Expired Registration +$118 $1,259
Driving At A Considerably Slow Pace +$248 $1,389
Using A Cellphone While Driving +$261 $1,402
Running A Red Light +$266 $1,407
Speeding +$280 $1,421
Driving A Vehicle Without The Required Permission +$355 $1,496
Driving With An Expired/Suspended License +$769 $1,910

Bristol Bay, AK Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,095
Active Disabling Device $1,095
Tracking Device $1,073
Passive Disabling Device $1,061