Bristol Auto Insurance Rates, Quotes, Agents & Reviews in CT

Bristol, CT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Bristol, CT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Bristol, CT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Bristol, CT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Bristol, CT with that of other cities in and around Bristol.

Bristol Burlington Terryville Plainville Farmington Wolcott
Average Insurance Rates $1,437 $1,615 $1,537 $1,550 $1,622 $1,577

Bristol, CT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Bristol, CT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Bristol $1,017 $859
Terryville $1,726 $1,458
Plainville $1,557 $1,315
Plymouth $1,503 $1,269
Burlington $1,233 $1,041
Farmington $1,726 $1,458
Southington $1,726 $1,458
Wolcott $1,715 $1,449

Bristol, CT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Bristol, CT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,663
20 Years $1,846
30 Years $1,422
40 Years $1,368
50 Years $1,267
60 Years $1,285
70 Years $1,495

Bristol, CT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Bristol, CT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,472 $402
3 Vehicles $3,707 $604
4 Vehicles $4,943 $805

Savings on 2 Vehicles bundle:$402

Savings on 3 Vehicles bundle:$604

Savings on 4 Vehicles bundle:$805


Bristol, CT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Bristol, CT.

Location Average Insurance Cost Post DUI Insurance Rate
Bristol $1,437 $2,706
Terryville $1,537 $2,894
Plainville $1,550 $2,919
Plymouth $1,543 $2,905
Burlington $1,615 $3,041
Farmington $1,622 $3,054
Southington $1,589 $2,992
Wolcott $1,577 $2,969

Bristol, CT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,233
Excellent (740-799) $1,407
Good (670-739) $1,497
Average (580-669) $1,954
Poor (300-579) $2,344

Bristol, CT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Darren Prozzo Allstate 92 East St, Plainville, 6062 (860) 747-6829
Matthew J. Bub State Farm 683 Farmington Ave, Bristol, 06010-3974 860-589-0660
Colonair Insurance Agency Llc Travelers 318 MAIN STREET, OAKVILLE, 6779 860-274-0900
Miledy Marmol Cruz Allstate 106 Farmington Ave, New Britain, 6053 (860) 224-0822
H D Segur Insurance Liberty Mutual Independent 156 KNOTTER DR, CHESHIRE, 6410 (203) 699-4500
Deming Insurance Agency None 2 Garden Street , Farmington, 6034 None
Lindquist Insurance Assoc Inc Travelers 6 EXECUTIVE DR, FARMINGTON, 6062 860-224-2413
Iii-Sig Insurance Agency Travelers 1484 HIGHLAND AVE STE 8B, CHESHIRE, 6410 203-359-0880
Hollis D Segur Inc Travelers 156 Knotter Drive 156 Knotter Drive Cheshire, Cheshire, 6410 None
John J. Cusmano Jr. Nationwide 756 Boston Post Rd, Milford, 6460 (203) 394-6645

Bristol, CT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$63 $1,500
Driver's Failure In Showing Documents +$139 $1,576
Driving With An Expired Registration +$148 $1,585
Driving At A Considerably Slow Pace +$312 $1,749
Using A Cellphone While Driving +$329 $1,766
Running A Red Light +$335 $1,772
Speeding +$352 $1,789
Driving A Vehicle Without The Required Permission +$447 $1,884
Driving With An Expired/Suspended License +$969 $2,406

Bristol, CT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,380
Active Disabling Device $1,380
Tracking Device $1,351
Passive Disabling Device $1,336

Latest Auto Insurance Reviews in Bristol, CT | Back to Top

Aaa
It has the same deductible. And it is $100 cheaper then liberty mutual. I am satisfied with AAA and they also cover towing expenses.
Travelers
I would recommend this company because they have excellent customer service, low premiums, low deductibles, road side assistance and easy to use website.
Cincinnati Insurance
The same as any other I've used. The deductible is reasonable and expected. The coverage is good and the deductible normal for the industry from what I've seen.