Bristol Auto Insurance Rates, Quotes, Agents & Reviews in RI

Bristol, RI Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Bristol, RI, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Bristol, RI are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Bristol, RI Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Bristol, RI with that of other cities in and around Bristol.

Bristol Swansea Portsmouth Barrington Warren Ocean Grove
Average Insurance Rates $2,253 $1,278 $2,294 $2,328 $2,205 $2,119

Bristol, RI Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Bristol, RI based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Bristol $1,594 $1,347
Bristol County $1,450 $1,225
Warren $1,811 $1,529
Barrington $1,937 $1,636
Ocean Grove $1,167 $986
Portsmouth $1,692 $1,429
Swansea $1,316 $1,112
Tiverton $1,315 $1,111

Bristol, RI Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Bristol, RI usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $7,311
20 Years $2,895
30 Years $2,230
40 Years $2,145
50 Years $1,987
60 Years $2,014
70 Years $2,345

Bristol, RI Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Bristol, RI can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $3,875 $631
3 Vehicles $5,813 $946
4 Vehicles $7,750 $1,262

Savings on 2 Vehicles bundle:$631

Savings on 3 Vehicles bundle:$946

Savings on 4 Vehicles bundle:$1,262

Bristol, RI Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Bristol, RI.

Location Average Insurance Cost Post DUI Insurance Rate
Bristol $2,253 $4,477
Bristol County $1,560 $3,100
Warren $2,205 $4,381
Barrington $2,328 $4,626
Ocean Grove $2,119 $3,837
Portsmouth $2,294 $4,558
Swansea $1,278 $2,314
Tiverton $2,207 $4,385

Bristol, RI Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,933
Excellent (740-799) $2,207
Good (670-739) $2,348
Average (580-669) $3,063
Poor (300-579) $3,675

Bristol, RI Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Jennifer Nappi Allstate 631 Metacom Ave Unit A, Warren, 2885 (401) 247-0012
Robert Bolton Allstate 1845 Post Rd Ste B, Warwick, 2886 (401) 732-1919
Kraunelis Insurance Agency, Llc None 195 Washington Rd, Barrington, 2806 None
Paquin Insurance Travelers 651 MAIN RD, TIVERTON, 2878 401-624-6603
Doorley Agency Inc Travelers 17 SIXTH AVENUE, EAST GREENWICH, 2818 401-886-9600
Brook Insurance Associates, Llc None 1935 Elmood Ave, Warwick, 2888 None
Gardiner Whiteley Boardman Ins Agency Llc Liberty Mutual Independent 1 MAIN ST, PAWTUCKET, 2860 401-726-3330
Wheelock Ins Agcy Inc Travelers 953 NAMQUID DR GOVERNOR FRANCIS SHOPPING CNTR, WARWICK, 2888 401-463-9600
Starkweather & Shepley Liberty Mutual Independent 60 CATAMORE BLVD, EAST PROVIDENCE, 2914 (401) 435-3600
Gencorp-Hanaway Ins Travelers 16 MAIN ST, EAST GREENWICH, 2818 401-884-7800

Bristol, RI Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$99 $2,352
Driver's Failure In Showing Documents +$219 $2,472
Driving With An Expired Registration +$232 $2,485
Driving At A Considerably Slow Pace +$489 $2,742
Using A Cellphone While Driving +$516 $2,769
Running A Red Light +$525 $2,778
Speeding +$552 $2,805
Driving A Vehicle Without The Required Permission +$701 $2,954
Driving With An Expired/Suspended License +$1,519 $3,772

Bristol, RI Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $2,163
Active Disabling Device $2,163
Tracking Device $2,118
Passive Disabling Device $2,095

Latest Auto Insurance Reviews in Bristol, RI | Back to Top

I like that it is an established company, that it pays claims quickly, that it provides the coverage I want, and that it has reasonable premiums