Bristol Auto Insurance Rates, Quotes, Agents & Reviews in VT

Bristol, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Bristol, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Bristol, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Bristol, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Bristol, VT with that of other cities in and around Bristol.

Bristol New Haven Warren Buels Addison County Ripton
Average Insurance Rates $1,099 $1,112 $1,151 $1,040 $1,028 $1,104

Bristol, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Bristol, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Bristol $1,733 $1,464
Lincoln $1,640 $1,385
New Haven $1,781 $1,504
Addison County $1,360 $1,148
Middlebury $1,491 $1,260
Ripton $1,174 $992
Buels $1,060 $895
Warren $1,617 $1,366

Bristol, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Bristol, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,566
20 Years $1,412
30 Years $1,088
40 Years $1,046
50 Years $969
60 Years $983
70 Years $1,144

Bristol, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Bristol, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,890 $308
3 Vehicles $2,835 $462
4 Vehicles $3,781 $615

Savings on 2 Vehicles bundle:$308

Savings on 3 Vehicles bundle:$462

Savings on 4 Vehicles bundle:$615


Bristol, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Bristol, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Bristol $1,099 $2,271
Lincoln $1,117 $2,308
New Haven $1,112 $2,298
Addison County $1,028 $2,124
Middlebury $1,112 $2,298
Ripton $1,104 $2,281
Buels $1,040 $2,149
Warren $1,151 $2,379

Bristol, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $943
Excellent (740-799) $1,076
Good (670-739) $1,145
Average (580-669) $1,494
Poor (300-579) $1,793

Bristol, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Jim Soriano State Farm 211 Maple St Ste 27C, Middlebury, 05753-1147 802-388-3276
Jim Soriano State Farm 211 Maple St Ste 27C, Middlebury, 05753-1147 802-388-3276
Ui Insurance Services None P.O. Box 7080, Middlebury, 5753 None
Paige And Campbell Inc Liberty Mutual Independent 35 WEST ST, BRISTOL, 5443 (802) 453-6600
Laberge Insurance Agency None P.O. Box 628, Middlebury, 5753 None
Underwriters Agcy Of Ne None P O Box 1305, Middlebury, 5753 None

Bristol, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$48 $1,147
Driver's Failure In Showing Documents +$107 $1,206
Driving With An Expired Registration +$113 $1,212
Driving At A Considerably Slow Pace +$238 $1,337
Using A Cellphone While Driving +$252 $1,351
Running A Red Light +$256 $1,355
Speeding +$269 $1,368
Driving A Vehicle Without The Required Permission +$342 $1,441
Driving With An Expired/Suspended License +$741 $1,840

Bristol, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,055
Active Disabling Device $1,055
Tracking Device $1,033
Passive Disabling Device $1,022