Broad River Auto Insurance Rates, Quotes, Agents & Reviews in GA

Broad River, GA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Broad River, GA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Broad River, GA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Broad River, GA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Broad River, GA with that of other cities in and around Broad River.

Broad River Madison County Royston Franklin Springs Danielsville Sandy Cross
Average Insurance Rates $1,621 $1,609 $1,572 $1,621 $1,601 $1,619

Broad River, GA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Broad River, GA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Broad River $1,670 $1,410
Franklin Springs $1,711 $1,445
Danielsville $1,435 $1,212
Royston $1,585 $1,339
Madison County $2,799 $2,364
Sandy Cross $1,449 $1,224
Canon $1,329 $1,122
Bowman $1,251 $1,057

Broad River, GA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Broad River, GA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,260
20 Years $2,083
30 Years $1,604
40 Years $1,544
50 Years $1,429
60 Years $1,449
70 Years $1,687

Broad River, GA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Broad River, GA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,821 $421
3 Vehicles $4,231 $632
4 Vehicles $5,641 $843

Savings on 2 Vehicles bundle:$421

Savings on 3 Vehicles bundle:$632

Savings on 4 Vehicles bundle:$843


Broad River, GA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Broad River, GA.

Location Average Insurance Cost Post DUI Insurance Rate
Broad River $1,621 $2,963
Franklin Springs $1,621 $2,963
Danielsville $1,601 $2,927
Royston $1,572 $2,874
Madison County $1,609 $2,941
Sandy Cross $1,619 $2,960
Canon $1,548 $2,830
Bowman $1,564 $2,859

Broad River, GA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,391
Excellent (740-799) $1,588
Good (670-739) $1,689
Average (580-669) $2,204
Poor (300-579) $2,644

Broad River, GA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Hyman Brown Insurance Agency Inc Travelers 11 STATE ST, COMMERCE, 30529 706-335-3900
North Atlanta Ins Allstate 165 General Daniel Ave N, Danielsville, 30633 (770) 271-5789
Chris Beck State Farm 831 Auburn Rd Ste 530, Dacula, 30019-5439 678-672-1810
Neal Weaver Allstate 303 Pearl Nix Pkwy, Gainesville, 30501 (770) 534-3522
Kevin Cassidy State Farm 3235 Sardis Church Rd Ste 107, Buford, 30519-6022 678-546-6266
Bill Warnell State Farm 2257 North Broad Street, Commerce, 30529 706-335-2406
Jerry Mccarthy State Farm 125 Hurricane Shoals Road, Lawrenceville, 30046 770-963-1989
Deidre Fresquez State Farm 322 Oak St Ste 3, Gainesville, 30501-3580 770-535-1277
Reeves Insurance Agency Inc Travelers 1044 Hwy , Buford, 30518 (678) 394-0521
Breedlove & Mcelwaney Ins Agency Inc Travelers 608 E SPRING ST, MONROE, 30655 770-267-5909

Broad River, GA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$71 $1,692
Driver's Failure In Showing Documents +$157 $1,778
Driving With An Expired Registration +$167 $1,788
Driving At A Considerably Slow Pace +$352 $1,973
Using A Cellphone While Driving +$371 $1,992
Running A Red Light +$378 $1,999
Speeding +$397 $2,018
Driving A Vehicle Without The Required Permission +$504 $2,125
Driving With An Expired/Suspended License +$1,093 $2,714

Broad River, GA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,556
Active Disabling Device $1,556
Tracking Device $1,524
Passive Disabling Device $1,508