Broadbay Auto Insurance Rates, Quotes, Agents & Reviews in NC

Broadbay, NC Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Broadbay, NC, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Broadbay, NC are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Broadbay, NC Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Broadbay, NC with that of other cities in and around Broadbay.

Broadbay Midway Abbotts Creek Arcadia Winston Winston-Salem
Average Insurance Rates $978 $989 $999 $998 $981 $981

Broadbay, NC Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Broadbay, NC based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Broadbay $1,060 $895
Wallburg $1,830 $1,546
Midway $1,104 $933
Abbotts Creek $2,566 $2,167
Winston $1,956 $1,652
Winston-Salem $1,010 $853
Arcadia $1,368 $1,155
South Fork $2,840 $2,399

Broadbay, NC Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Broadbay, NC usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,173
20 Years $1,257
30 Years $968
40 Years $931
50 Years $862
60 Years $874
70 Years $1,018

Broadbay, NC Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Broadbay, NC can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,721 $235
3 Vehicles $2,582 $352
4 Vehicles $3,443 $469

Savings on 2 Vehicles bundle:$235

Savings on 3 Vehicles bundle:$352

Savings on 4 Vehicles bundle:$469


Broadbay, NC Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Broadbay, NC.

Location Average Insurance Cost Post DUI Insurance Rate
Broadbay $978 $4,011
Wallburg $992 $4,069
Midway $989 $4,056
Abbotts Creek $999 $4,097
Winston $981 $4,023
Winston-Salem $981 $4,023
Arcadia $998 $4,093
South Fork $981 $4,023

Broadbay, NC Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $839
Excellent (740-799) $958
Good (670-739) $1,019
Average (580-669) $1,330
Poor (300-579) $1,595

Broadbay, NC Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Susanna Nunn State Farm 605 N Main St, Kernersville, 27284-2647 336-993-4600
Jim Annas Agency Inc. Nationwide 3447 Robinhood Rd Suite 207, Winston Salem, 27106-4701 (336) 659-9010
Ron Connor State Farm 432 W Mountain St, Kernersville, 27284-2534 336-993-5888
Ron Connor State Farm 432 W Mountain St, Kernersville, 27284-2534 336-993-5888
James C. Whitley Insurance Agency Inc. Nationwide 2610 N Main St, High Point, 27265-2823 (336) 841-5300
Stokes Insurance Group Llc Travelers 1540 WESTBROOK PLAZA STE E, WINSTON SALEM, 27103 336-331-3958
Worldwide Ins Net Inc-Ky Travelers 4121 BEACHWOOD DR, GREENSBORO, 27410 336-217-4650
Jim C Glasgow Nationwide 3809 Forrestgate Dr Ste E, Winston Salem, 27103-2982 (336) 768-7906
Hall Insurance Associates Inc Erie 401 Olive Street, Winston Salem, 27103 None

Broadbay, NC Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$43 $1,021
Driver's Failure In Showing Documents +$95 $1,073
Driving With An Expired Registration +$101 $1,079
Driving At A Considerably Slow Pace +$212 $1,190
Using A Cellphone While Driving +$224 $1,202
Running A Red Light +$228 $1,206
Speeding +$240 $1,218
Driving A Vehicle Without The Required Permission +$304 $1,282
Driving With An Expired/Suspended License +$659 $1,637

Broadbay, NC Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $939
Active Disabling Device $939
Tracking Device $919
Passive Disabling Device $910