Broken Arrow, OK Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Broken Arrow, OK, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Broken Arrow, OK are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Broken Arrow, OK Auto Insurance Rates
- Broken Arrow, OK Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Broken Arrow, OK
- Multi Vehicle Insurance Savings in Broken Arrow, OK
- How Credit Score Affects Car Insurance Rates in Broken Arrow, OK
- How DUI Affects Auto Insurance Premiums in Broken Arrow, OK
- Top Auto Insurance Agents Near Broken Arrow, OK
- How Driving Violations Affect Auto Insurance Rates in Broken Arrow, OK
- Broken Arrow, OK Auto Insurance Discounts on Anti Theft Feature
- Broken Arrow, OK Auto Insurance Company Reviews
Broken Arrow, OK Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Broken Arrow, OK with that of other cities in and around Broken Arrow.
| Broken Arrow | Tulsa County | Fair Oaks | Coweta | Bixby | Jenks | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,634 | $1,615 | $1,694 | $1,632 | $1,688 | $1,680 |
Broken Arrow, OK Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Broken Arrow, OK based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Broken Arrow | $1,512 | $1,277 |
| Coweta | $1,144 | $967 |
| Bixby | $1,384 | $1,169 |
| Fair Oaks | $1,589 | $1,342 |
| Tulsa County | $2,192 | $1,851 |
| Jenks | $1,266 | $1,069 |
| Tulsa | $1,462 | $1,235 |
| South Tulsa | $1,469 | $1,241 |
Broken Arrow, OK Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Broken Arrow, OK usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $5,302 |
| 20 Years | $2,099 |
| 30 Years | $1,617 |
| 40 Years | $1,556 |
| 50 Years | $1,441 |
| 60 Years | $1,461 |
| 70 Years | $1,700 |
Broken Arrow, OK Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Broken Arrow, OK can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $2,810 | $458 |
| 3 Vehicles | $4,216 | $686 |
| 4 Vehicles | $5,621 | $915 |

Savings on 2 Vehicles bundle:$458

Savings on 3 Vehicles bundle:$686

Savings on 4 Vehicles bundle:$915
Broken Arrow, OK Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Broken Arrow, OK.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Broken Arrow | $1,634 | $2,552 |
| Coweta | $1,632 | $2,549 |
| Bixby | $1,688 | $2,636 |
| Fair Oaks | $1,694 | $2,646 |
| Tulsa County | $1,615 | $2,522 |
| Jenks | $1,680 | $2,624 |
| Tulsa | $1,615 | $2,522 |
| South Tulsa | $1,624 | $2,536 |
Broken Arrow, OK Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,402 |
| Excellent (740-799) | $1,600 |
| Good (670-739) | $1,703 |
| Average (580-669) | $2,221 |
| Poor (300-579) | $2,665 |
Broken Arrow, OK Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Bryan Smith | State Farm | 6770 S Sheridan Rd Ste B, Tulsa, 74133-1774 | 918-481-7283 |
| Chris Mathurin | State Farm | 945 N Elm Pl, Broken Arrow, 74012-1642 | 918-893-1400 |
| Bracken Insurance Agency | None | 9717 E 42Nd St Suite 105, Tulsa, 74146 | (918) 518-0563 |
| Velta Augusta | State Farm | 8929 S Memorial Dr Ste 190, Tulsa, 74133-4310 | 918-254-1959 |
| Vladimir Bliskavka | Farmers | 10915 E 31st St Ste 7, Tulsa, 74146 | (918) 933-4449 |
| Mike Jennings | Farmers | 1101 N Kalanchoe Ave, Broken Arrow, 74012 | (918) 492-6161 |
| Mecca Grandle | Liberty Mutual | 5326 E. Skelly Drive, Tulsa, 74135 | 1-918-280-1298 |
| Andrea R. Boyea Cisr | Liberty Mutual | 5326 E. Skelly Drive, Tulsa, 74135 | 1-918-280-1298 |
| Adam Lollis | Farmers | 10159 E 11th St Ste 420, Tulsa, 74128 | (918) 388-3935 |
| Kevin Gallien | GEICO | 6004 South Memorial Drive, Tulsa, 74145 | 918-384-0707 |
| Rooney Insurance Agency | Travelers | 4700 S Garnett Rd Ste 200, Tulsa, 74146 | None |
Broken Arrow, OK Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$72 | $1,706 |
| Driver's Failure In Showing Documents | +$158 | $1,792 |
| Driving With An Expired Registration | +$168 | $1,802 |
| Driving At A Considerably Slow Pace | +$355 | $1,989 |
| Using A Cellphone While Driving | +$374 | $2,008 |
| Running A Red Light | +$381 | $2,015 |
| Speeding | +$400 | $2,034 |
| Driving A Vehicle Without The Required Permission | +$508 | $2,142 |
| Driving With An Expired/Suspended License | +$1,101 | $2,735 |
Broken Arrow, OK Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,569 |
| Active Disabling Device | $1,569 |
| Tracking Device | $1,536 |
| Passive Disabling Device | $1,520 |
Latest Auto Insurance Reviews in Broken Arrow, OK | Back to Top
The 500$ deductible is fine. The insurance price seems to fluctuate month to month and that is kinda annoying. I wish it would be fixed and not go up 1$ every other month.
The customer service is very good.The staff is very good mannered.They help in each and every process related to policies..Always ready to help at any time.Very comfortable atmosphere.
My deductible is high but my premium is extremely low. I am quite satisfied with my auto policy.
I would recommend them. We have had claims made and they have been paid promptly and honestly with little fuss or problem.
The insurance agent we have is not very literate with computer technology and it take s him a long time to figure out how to find information we are looking for or to make changes to our policy
I have insurance through Travelers, because they were the most reasonable rates, for a well-established company, that I could find at the time.
I can reach them in numerous ways by phone, email or chat and their rates are affordable. Great company