Brookfield Auto Insurance Rates, Quotes, Agents & Reviews in VT

Brookfield, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Brookfield, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Compare Quotes from Top Providers and Save now!

Factors that can influence the cost of car insurance in Brookfield, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Brookfield, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Brookfield, VT with that of other cities in and around Brookfield.

Brookfield Randolph Tunbridge Roxbury Washington Braintree
Average Insurance Rates $1,098 $1,084 $1,094 $1,073 $1,077 $1,072

Brookfield, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Brookfield, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Brookfield $1,306 $1,103
Randolph $1,746 $1,475
Williamstown $2,222 $1,877
Chelsea $1,654 $1,397
Braintree $1,621 $1,369
Roxbury $1,452 $1,227
Washington $1,221 $1,031
Tunbridge $1,113 $940

Brookfield, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Brookfield, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,563
20 Years $1,411
30 Years $1,087
40 Years $1,046
50 Years $968
60 Years $982
70 Years $1,143

Brookfield, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Brookfield, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,889 $307
3 Vehicles $2,833 $461
4 Vehicles $3,777 $615

Savings on 2 Vehicles bundle:$307

Savings on 3 Vehicles bundle:$461

Savings on 4 Vehicles bundle:$615

Brookfield, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Brookfield, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Brookfield $1,098 $2,269
Randolph $1,084 $2,240
Williamstown $1,074 $2,219
Chelsea $1,070 $2,211
Braintree $1,072 $2,215
Roxbury $1,073 $2,217
Washington $1,077 $2,226
Tunbridge $1,094 $2,261

Brookfield, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $942
Excellent (740-799) $1,075
Good (670-739) $1,144
Average (580-669) $1,493
Poor (300-579) $1,791

Brookfield, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Kinney Pike Insurance Inc Allstate 42 Meadow Ln, Randolph, 5060 (802) 728-4434
M. K. Richardson Agency, Inc. Allstate 346 Vt Route 110, Chelsea, 5038 None
Kinney Pike Insurance Inc Travelers 42 MEADOW LANE, RANDOLPH, 5068 802-763-7300
Paige & Campbell Inc Liberty Mutual Independent 5197 Main St Unit 3, Waitsfield, 5673 None
Sudha Parikh State Farm 875 Roosevelt Highway, Colchester, 05446-5927 802-654-8550

Brookfield, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$48 $1,146
Driver's Failure In Showing Documents +$107 $1,205
Driving With An Expired Registration +$113 $1,211
Driving At A Considerably Slow Pace +$238 $1,336
Using A Cellphone While Driving +$251 $1,349
Running A Red Light +$256 $1,354
Speeding +$269 $1,367
Driving A Vehicle Without The Required Permission +$341 $1,439
Driving With An Expired/Suspended License +$740 $1,838

Brookfield, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,054
Active Disabling Device $1,054
Tracking Device $1,032
Passive Disabling Device $1,021