Brooklyn Center, MN Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Brooklyn Center, MN, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Brooklyn Center, MN are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Brooklyn Center, MN Auto Insurance Rates
- Brooklyn Center, MN Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Brooklyn Center, MN
- Multi Vehicle Insurance Savings in Brooklyn Center, MN
- How Credit Score Affects Car Insurance Rates in Brooklyn Center, MN
- How DUI Affects Auto Insurance Premiums in Brooklyn Center, MN
- Top Auto Insurance Agents Near Brooklyn Center, MN
- How Driving Violations Affect Auto Insurance Rates in Brooklyn Center, MN
- Brooklyn Center, MN Auto Insurance Discounts on Anti Theft Feature
- Brooklyn Center, MN Auto Insurance Company Reviews
Brooklyn Center, MN Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Brooklyn Center, MN with that of other cities in and around Brooklyn Center.
| Brooklyn Center | Robbinsdale | Hilltop | Crystal | Brooklyn Park | Columbia Heights | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,271 | $1,291 | $1,186 | $1,289 | $1,089 | $1,284 |
Brooklyn Center, MN Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Brooklyn Center, MN based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Brooklyn Center | $2,860 | $2,416 |
| Fridley | $950 | $802 |
| Crystal | $1,447 | $1,222 |
| Robbinsdale | $1,224 | $1,034 |
| Hilltop | $1,818 | $1,536 |
| Brooklyn Park | $1,748 | $1,476 |
| Columbia Heights | $1,540 | $1,301 |
| New Hope | $1,511 | $1,276 |
Brooklyn Center, MN Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Brooklyn Center, MN usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $4,124 |
| 20 Years | $1,633 |
| 30 Years | $1,258 |
| 40 Years | $1,210 |
| 50 Years | $1,121 |
| 60 Years | $1,136 |
| 70 Years | $1,323 |
Brooklyn Center, MN Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Brooklyn Center, MN can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $2,161 | $381 |
| 3 Vehicles | $3,241 | $572 |
| 4 Vehicles | $4,321 | $763 |
Savings on 2 Vehicles bundle:$381
Savings on 3 Vehicles bundle:$572
Savings on 4 Vehicles bundle:$763
Brooklyn Center, MN Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Brooklyn Center, MN.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Brooklyn Center | $1,271 | $2,321 |
| Fridley | $1,293 | $2,361 |
| Crystal | $1,289 | $2,353 |
| Robbinsdale | $1,291 | $2,357 |
| Hilltop | $1,186 | $2,165 |
| Brooklyn Park | $1,089 | $1,988 |
| Columbia Heights | $1,284 | $2,344 |
| New Hope | $1,311 | $2,394 |
Brooklyn Center, MN Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,090 |
| Excellent (740-799) | $1,245 |
| Good (670-739) | $1,324 |
| Average (580-669) | $1,728 |
| Poor (300-579) | $2,073 |
Brooklyn Center, MN Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Joseph Peterson | Liberty Mutual | 701 Xenia Ave. S Ste 400, Minneapolis, 55416 | 1-763-543-4344 |
| Pelino Insurance Agency | None | 6607 32Nd Ave N, Crystal, 55427 | None |
| Joe Liedl | State Farm | 7200 Hemlock Ln N Ste 102, Maple Grove, 55369-5587 | 763-424-2200 |
| North Star Insurance Services | Travelers | 601 Carlson Pkwy, Minnetonka, 55305 | None |
| Bass Lake Insurance Agency | Travelers | 7600 BASS LAKE ROAD SUITE 109, NEW HOPE, 55428 | 763-535-1700 |
| Gilbert Brothers Insurance | Travelers | 10900 WAYZATA BLVD STE 215, MINNETONKA, 55305 | 952-767-6654 |
| Blakestad Phenow Inc. | Liberty Mutual Independent | 901 N 3Rd St Ste 114, MINNEAPOLIS, 55401 | (612) 767-0880 |
| Ajman Insurance Agency Inc | Travelers | 2910 PILLSBURY AVE S STE 133, MINNEAPOLIS, 55408 | 612-825-1609 |
| Ajman Insurance Agency Inc | Travelers | 2910 PILLSBURY AVE S STE 133, MINNEAPOLIS, 55408 | 612-825-1609 |
| Aaa Minneapolis | Travelers | 5400 AUTO CLUB WAY, MINNEAPOLIS, 55416 | 612-927-2518 |
| Scott Bloom | Liberty Mutual | 701 Xenia Ave. S Ste 400, Minneapolis, 55416 | 1-763-543-4344 |
Brooklyn Center, MN Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$56 | $1,327 |
| Driver's Failure In Showing Documents | +$123 | $1,394 |
| Driving With An Expired Registration | +$131 | $1,402 |
| Driving At A Considerably Slow Pace | +$276 | $1,547 |
| Using A Cellphone While Driving | +$291 | $1,562 |
| Running A Red Light | +$296 | $1,567 |
| Speeding | +$311 | $1,582 |
| Driving A Vehicle Without The Required Permission | +$395 | $1,666 |
| Driving With An Expired/Suspended License | +$857 | $2,128 |
Brooklyn Center, MN Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,220 |
| Active Disabling Device | $1,220 |
| Tracking Device | $1,195 |
| Passive Disabling Device | $1,182 |
Latest Auto Insurance Reviews in Brooklyn Center, MN | Back to Top
State FarmWe have had a file a few claims over the years and all claims were handled quickly, efficiently and without undue drama. There is a local office that handles our business and we have been happy with their service.
State FarmFrom the research I have done they are a bit more expensive. I think it is probably worth it having a local agent to deal with though.
Farmer's InsuranceI expecting a single policy to cover the entire family insurance coverage with auto insurance. It has good plan to cover medical policy coverage and family medical policy and life time insurance.
AllstateAllstate has a unique way or deciding what your premiums will be based on something you personally can actually effect. Root makes you feel empowered.
AllstateIt can be frustrating to try to reach a real person and there have been some gaps in communication when trying to get someone on the phone to help deal with issues surrounding claims.