Brooklyn Auto Insurance Rates, Quotes, Agents & Reviews in PA

Brooklyn, PA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Brooklyn, PA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Brooklyn, PA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Brooklyn, PA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Brooklyn, PA with that of other cities in and around Brooklyn.

Brooklyn Harford Susquehanna County Montrose Lathrop Hop Bottom
Average Insurance Rates $1,445 $1,452 $1,430 $1,405 $1,426 $1,376

Brooklyn, PA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Brooklyn, PA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Brooklyn $1,703 $1,438
Harford $1,144 $967
Susquehanna County $1,321 $1,116
Hop Bottom $1,488 $1,257
Lathrop $1,502 $1,268
Bridgewater $1,498 $1,265
Dimock $1,444 $1,220
Montrose $1,396 $1,179

Brooklyn, PA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Brooklyn, PA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,689
20 Years $1,857
30 Years $1,430
40 Years $1,376
50 Years $1,274
60 Years $1,292
70 Years $1,504

Brooklyn, PA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Brooklyn, PA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,457 $434
3 Vehicles $3,685 $650
4 Vehicles $4,913 $867

Savings on 2 Vehicles bundle:$434

Savings on 3 Vehicles bundle:$650

Savings on 4 Vehicles bundle:$867


Brooklyn, PA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Brooklyn, PA.

Location Average Insurance Cost Post DUI Insurance Rate
Brooklyn $1,445 $2,275
Harford $1,452 $2,286
Susquehanna County $1,430 $2,251
Hop Bottom $1,376 $2,166
Lathrop $1,426 $2,245
Bridgewater $1,454 $2,289
Dimock $1,434 $2,257
Montrose $1,405 $2,212

Brooklyn, PA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,240
Excellent (740-799) $1,415
Good (670-739) $1,506
Average (580-669) $1,964
Poor (300-579) $2,357

Brooklyn, PA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$64 $1,509
Driver's Failure In Showing Documents +$140 $1,585
Driving With An Expired Registration +$149 $1,594
Driving At A Considerably Slow Pace +$314 $1,759
Using A Cellphone While Driving +$331 $1,776
Running A Red Light +$337 $1,782
Speeding +$354 $1,799
Driving A Vehicle Without The Required Permission +$449 $1,894
Driving With An Expired/Suspended License +$974 $2,419

Brooklyn, PA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,387
Active Disabling Device $1,387
Tracking Device $1,358
Passive Disabling Device $1,344