Brooklyn Park, MN Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Brooklyn Park, MN, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
The Average Rate of Car Insurance in Brooklyn Park, MN, is $1,089
The average cost of auto insurance in Brooklyn Park, MN, is $1,089. Car owners here can improve save more by comparing multiple auto insurance quotes from different auto insurers. The cost of auto insurance depends on numerous factors ranging from the vehicle’s make and model to the driver’s age.
Driving Record:
The driving record of car owners also has a direct impact on the cost of auto insurance. Getting charged for offenses such as DUI and driving without a proper license can have a long-term effect on Brooklyn Park,’s auto insurance cost. Post-DUI, the average cost of auto insurance increases to $1,988.
Deductible:
Deductibles are among the most common factors affecting auto insurance rate in the country, and Brooklyn Park, is no different. A high deductible leads to a decrease in auto insurance cost, while a low deductible can lead to an increase. The average price of auto insurance on a low deductible of $500 is $1,748. This goes down to $1,476 when the deductible is higher ($1,000).
Neighborhood:
The neighborhood one lives in Brooklyn Park, can also have an impact on the cost of auto insurance. Zimlon offers the option of keying in one’s zip code to get accurate auto insurance quotes from multiple auto insurance companies. Depending on several factors like the vehicle’s make and model and the rate of auto thefts in the neighborhood, the price can vary.
Credit Score:
A healthy credit score will also determine the cost of one’s auto insurance. Possessing an “exceptional” or “good” credit score will reduce the cost of auto insurance for car owners, while a “poor” credit score can lead to a substantial increase in auto insurance.
Factors that can influence the cost of car insurance in Brooklyn Park, MN are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Brooklyn Park, MN Auto Insurance Rates
- Brooklyn Park, MN Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Brooklyn Park, MN
- Multi Vehicle Insurance Savings in Brooklyn Park, MN
- How Credit Score Affects Car Insurance Rates in Brooklyn Park, MN
- How DUI Affects Auto Insurance Premiums in Brooklyn Park, MN
- Top Auto Insurance Agents Near Brooklyn Park, MN
- How Driving Violations Affect Auto Insurance Rates in Brooklyn Park, MN
- Brooklyn Park, MN Auto Insurance Discounts on Anti Theft Feature
- Brooklyn Park, MN Auto Insurance Company Reviews
Brooklyn Park, MN Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Brooklyn Park, MN with that of other cities in and around Brooklyn Park.
| Brooklyn Park | Osseo | Coon Rapids | Crystal | Fridley | Champlin | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,089 | $1,666 | $1,085 | $1,289 | $1,293 | $1,323 |
Brooklyn Park, MN Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Brooklyn Park, MN based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Brooklyn Park | $1,748 | $1,476 |
| Osseo | $947 | $800 |
| Brooklyn Center | $2,860 | $2,416 |
| Champlin | $1,465 | $1,237 |
| Fridley | $950 | $802 |
| Coon Rapids | $1,269 | $1,072 |
| Spring Lake Park | $1,481 | $1,251 |
| Crystal | $1,447 | $1,222 |
Brooklyn Park, MN Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Brooklyn Park, MN usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $3,534 |
| 20 Years | $1,399 |
| 30 Years | $1,078 |
| 40 Years | $1,037 |
| 50 Years | $960 |
| 60 Years | $974 |
| 70 Years | $1,133 |
Brooklyn Park, MN Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Brooklyn Park, MN can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $1,851 | $327 |
| 3 Vehicles | $2,777 | $490 |
| 4 Vehicles | $3,703 | $653 |
Savings on 2 Vehicles bundle:$327
Savings on 3 Vehicles bundle:$490
Savings on 4 Vehicles bundle:$653
Brooklyn Park, MN Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Brooklyn Park, MN.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Brooklyn Park | $1,089 | $1,988 |
| Osseo | $1,666 | $3,042 |
| Brooklyn Center | $1,271 | $2,321 |
| Champlin | $1,323 | $2,416 |
| Fridley | $1,293 | $2,361 |
| Coon Rapids | $1,085 | $1,981 |
| Spring Lake Park | $1,662 | $3,034 |
| Crystal | $1,289 | $2,353 |
Brooklyn Park, MN Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $934 |
| Excellent (740-799) | $1,067 |
| Good (670-739) | $1,135 |
| Average (580-669) | $1,480 |
| Poor (300-579) | $1,776 |
Brooklyn Park, MN Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Joseph Peterson | Liberty Mutual | 701 Xenia Ave. S Ste 400, Minneapolis, 55416 | 1-763-543-4344 |
| Pelino Insurance Agency | None | 6607 32Nd Ave N, Crystal, 55427 | None |
| Jeffrey Hunstiger | Allstate | 607 County Road 10 NE Ste 103, Blaine, 55434 | (763) 780-7348 |
| Robin Schuenemann | Farmers | 4080 W Broadway Ave Ste 108, Robbinsdale, 55422 | (763) 516-7945 |
| Richard Medinger | Farmers | 950 Highway 10 NE Ste 115, Spring Lake Park, 55432 | (763) 447-8385 |
| Richard Medinger | Farmers | 950 Highway 10 NE Ste 115, Spring Lake Park, 55432 | (763) 447-8385 |
| Joe Liedl | State Farm | 7200 Hemlock Lane N, Maple Grove, 55369-5587 | 763-424-2200 |
| Oakwood Insurance Agency Inc | Liberty Mutual Independent | 401 E Main St, Anoka, 55303 | None |
| Garry Johnson | Farmers | 580 5th Ave NW Ste 140, New Brighton, 55112 | (651) 636-2400 |
| S & R Insurance & Financial Services | None | 32 Nathan Ln N Plymouth, St. Louis Park, 55441 | None |
| Financial & Insurance Consultants | None | 3989 Central Ave Ne Ste 200G Minneapolis, Columbia Heights, 55421 | None |
Brooklyn Park, MN Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$48 | $1,137 |
| Driver's Failure In Showing Documents | +$106 | $1,195 |
| Driving With An Expired Registration | +$112 | $1,201 |
| Driving At A Considerably Slow Pace | +$236 | $1,325 |
| Using A Cellphone While Driving | +$249 | $1,338 |
| Running A Red Light | +$254 | $1,343 |
| Speeding | +$267 | $1,356 |
| Driving A Vehicle Without The Required Permission | +$339 | $1,428 |
| Driving With An Expired/Suspended License | +$734 | $1,823 |
Brooklyn Park, MN Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,045 |
| Active Disabling Device | $1,045 |
| Tracking Device | $1,024 |
| Passive Disabling Device | $1,013 |
Latest Auto Insurance Reviews in Brooklyn Park, MN | Back to Top
Progressivegreat car insurance with makes me happy and feel safe having them behind my sholder. I had several small issues which were resoled really quick and easy.
ProgressiveI recently called progressive and found out that our policy did not cover windshield replacement . That was my fault for not including it in my policy.
State FarmCustomer service is fast and prompt. When i call they always have the information that i am looking for. They make me feel cared about and secure knowing that they are the ones that are taking care of my car.
Farmer's InsuranceMy company offers a very decent price on full body coverage . The property and medical coverage is very high. The deductible is also lower than other companies.
ProgressiveThe only time I called customer service was to find out, purely out of curiosity, if my policy includes towing, and it does. The agent was very pleasant.
AllstateI would recommend Allstate to anyone for car insurance purposes as we have never had a bad experience with them.
AmeripriseHaven't had to contact the customer service department yet for any reason. I would start of course with a phone call because this is an online company.
Safeco InsuranceI've gotten in one accident and the customer service was not good; while talking to them on the phone, they somehow mistook me for the other driver. Pretty sloppy.
Safeco InsuranceI've gotten in one accident and the customer service was not good; while talking to them on the phone, they somehow mistook me for the other driver. Pretty sloppy.
TravelersI have never call my agent and not reached someone promptly. An 800 number is available for 24 hr service. They fax documents to any place where I need to produce a binder.
Aarp Auto InsuranceI like the fact that the company has convenient locations and that the agents are very friendly. It makes me feel good to know that I can get to my agent easily should I need them for anything.
Aarp Auto InsuranceSince the first phone call with AARP they have been wonderful and very helpful. My call is answered very quickly and I have never had a hard time with them.