Brooks Auto Insurance Rates, Quotes, Agents & Reviews in OR

Brooks, OR Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Brooks, OR, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Brooks, OR are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Brooks, OR Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Brooks, OR with that of other cities in and around Brooks.

Brooks Gervais Keizer Hayesville Four Corners Woodburn
Average Insurance Rates $1,995 $1,391 $1,136 $1,403 $1,397 $1,177

Brooks, OR Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Brooks, OR based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Brooks $2,055 $1,736
Labish Village $1,534 $1,295
Keizer $1,473 $1,244
Gervais $1,354 $1,144
Hayesville $1,479 $1,249
Woodburn $2,030 $1,715
Salem $1,427 $1,205
Four Corners $1,692 $1,429

Brooks, OR Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Brooks, OR usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $6,473
20 Years $2,563
30 Years $1,974
40 Years $1,900
50 Years $1,759
60 Years $1,784
70 Years $2,076

Brooks, OR Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Brooks, OR can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $3,392 $599
3 Vehicles $5,087 $898
4 Vehicles $6,783 $1,197

Savings on 2 Vehicles bundle:$599

Savings on 3 Vehicles bundle:$898

Savings on 4 Vehicles bundle:$1,197

Brooks, OR Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Brooks, OR.

Location Average Insurance Cost Post DUI Insurance Rate
Brooks $1,995 $2,984
Labish Village $1,397 $2,090
Keizer $1,136 $1,699
Gervais $1,391 $2,081
Hayesville $1,403 $2,099
Woodburn $1,177 $1,761
Salem $1,141 $1,707
Four Corners $1,397 $2,090

Brooks, OR Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,712
Excellent (740-799) $1,954
Good (670-739) $2,079
Average (580-669) $2,712
Poor (300-579) $3,254

Brooks, OR Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$88 $2,083
Driver's Failure In Showing Documents +$194 $2,189
Driving With An Expired Registration +$205 $2,200
Driving At A Considerably Slow Pace +$433 $2,428
Using A Cellphone While Driving +$457 $2,452
Running A Red Light +$465 $2,460
Speeding +$489 $2,484
Driving A Vehicle Without The Required Permission +$620 $2,615
Driving With An Expired/Suspended License +$1,345 $3,340

Brooks, OR Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,915
Active Disabling Device $1,915
Tracking Device $1,875
Passive Disabling Device $1,855