Brooksville Auto Insurance Rates, Quotes, Agents & Reviews in AL

Brooksville, AL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Brooksville, AL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Brooksville, AL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Brooksville, AL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Brooksville, AL with that of other cities in and around Brooksville.

Brooksville Joppa Clarence Baileyton Holly Pond Baileyton-Joppa
Average Insurance Rates $1,409 $1,413 $1,412 $1,432 $1,442 $1,427

Brooksville, AL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Brooksville, AL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Brooksville $1,916 $1,618
Susan Moore $1,174 $992
Snead $1,171 $989
Baileyton-Joppa $1,937 $1,636
Holly Pond $2,786 $2,353
Clarence $1,481 $1,251
Baileyton $1,580 $1,335
Joppa $1,601 $1,352

Brooksville, AL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Brooksville, AL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,572
20 Years $1,810
30 Years $1,394
40 Years $1,342
50 Years $1,242
60 Years $1,260
70 Years $1,466

Brooksville, AL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Brooksville, AL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,480 $338
3 Vehicles $3,720 $507
4 Vehicles $4,960 $676

Savings on 2 Vehicles bundle:$338

Savings on 3 Vehicles bundle:$507

Savings on 4 Vehicles bundle:$676

Brooksville, AL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Brooksville, AL.

Location Average Insurance Cost Post DUI Insurance Rate
Brooksville $1,409 $2,498
Susan Moore $1,434 $2,543
Snead $1,431 $2,537
Baileyton-Joppa $1,427 $2,530
Holly Pond $1,442 $2,557
Clarence $1,412 $2,504
Baileyton $1,432 $2,539
Joppa $1,413 $2,505

Brooksville, AL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,209
Excellent (740-799) $1,380
Good (670-739) $1,468
Average (580-669) $1,915
Poor (300-579) $2,298

Brooksville, AL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Jesus Granados State Farm 43586 State Highway 75, Snead, 35952-9661 205-466-3131
Pierce Harris State Farm 1246 Gunter Ave, Guntersville, 35976-1842 256-582-3250
Allison Agency Inc Travelers 8457 US HWY 431, ALBERTVILLE, 35950 256-891-8686
Jean Deese Agency None 61 Turkey Hop Rd , Holly Pond, 35083 None
Brad Johnson Allstate 26978 US Highway 72 Ste C, Athens, 35613 (256) 216-5470
Tim Barron State Farm 151 Hughes Rd Ste A, Madison, 35758-1100 256-772-0136
Jason Scholl Farmers 319 1st Ave E Ste B, Oneonta, 35121 (205) 625-5190
Mark Roller State Farm 410 Jordan Lane, Huntsville, 35805-2624 256-533-4730
Schrader-Broughton Inc Travelers 250 GOVERNORS DRIVE STE F, HUNTSVILLE, 35801 256-539-5307
Johnny Jackson Kilgro Jr Nationwide 4008 Triana Blvd, Huntsville, 35805-5406 (256) 221-5740

Brooksville, AL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$62 $1,471
Driver's Failure In Showing Documents +$137 $1,546
Driving With An Expired Registration +$145 $1,554
Driving At A Considerably Slow Pace +$306 $1,715
Using A Cellphone While Driving +$323 $1,732
Running A Red Light +$328 $1,737
Speeding +$345 $1,754
Driving A Vehicle Without The Required Permission +$438 $1,847
Driving With An Expired/Suspended License +$950 $2,359

Brooksville, AL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,353
Active Disabling Device $1,353
Tracking Device $1,324
Passive Disabling Device $1,310