Brownsville Auto Insurance Rates, Quotes, Agents & Reviews in TX

Brownsville, TX Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Brownsville, TX, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Brownsville, TX are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Brownsville, TX Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Brownsville, TX with that of other cities in and around Brownsville.

Brownsville Los Fresnos Olmito Reid Hope King Rancho Viejo San Pedro
Average Insurance Rates $1,537 $1,860 $1,881 $1,815 $2,006 $1,903

Brownsville, TX Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Brownsville, TX based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Brownsville $1,583 $1,337
Cameron Park $1,873 $1,582
Olmito $1,937 $1,636
San Pedro $1,339 $1,131
Rancho Viejo $1,155 $975
Reid Hope King $1,388 $1,173
Los Fresnos $1,682 $1,421
Villa Pancho $1,532 $1,294

Brownsville, TX Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Brownsville, TX usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,987
20 Years $1,975
30 Years $1,521
40 Years $1,464
50 Years $1,355
60 Years $1,374
70 Years $1,600

Brownsville, TX Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Brownsville, TX can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,705 $369
3 Vehicles $4,058 $553
4 Vehicles $5,410 $738

Savings on 2 Vehicles bundle:$369

Savings on 3 Vehicles bundle:$553

Savings on 4 Vehicles bundle:$738


Brownsville, TX Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Brownsville, TX.

Location Average Insurance Cost Post DUI Insurance Rate
Brownsville $1,537 $2,393
Cameron Park $1,818 $2,830
Olmito $1,881 $2,928
San Pedro $1,903 $2,963
Rancho Viejo $2,006 $3,123
Reid Hope King $1,815 $2,826
Los Fresnos $1,860 $2,896
Villa Pancho $1,867 $2,906

Brownsville, TX Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,319
Excellent (740-799) $1,505
Good (670-739) $1,602
Average (580-669) $2,089
Poor (300-579) $2,507

Brownsville, TX Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Veronica Chavez Farmers 1393 E Alton Gloor Blvd Ste 13, Brownsville, 78526 (956) 466-6105
Joel Munguia State Farm 515 Central Blvd, Brownsville, 78520-6369 956-542-0002
Alford Insurance Allstate 147 E Price PO Box 4990, Brownsville, 78523 (956) 542-7415
Bitty Truan State Farm 275 Jose Marti Blvd, Brownsville, 78526-1746 956-541-7331
Isaac Martinez Farmers 2039 E PRICE RD STE B, Brownsville, 78521 (956) 546-7466
Brenda Bailey Allstate 795 Paredes Line Rd Ste A, Brownsville, 78521 (956) 504-5493
Hughston Insurance Agency Inc Liberty Mutual Independent 46 Cove Cir, Brownsville, 78521 None
Rick Armendariz State Farm 800 E. Alton Gloor Blvd., Brownsville, 78526 956-542-RICK
Lette Insurance Agy Allstate 145 Boca Chica Blvd Ste B, Brownsville, 78520 (956) 541-7252

Brownsville, TX Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$68 $1,605
Driver's Failure In Showing Documents +$149 $1,686
Driving With An Expired Registration +$158 $1,695
Driving At A Considerably Slow Pace +$334 $1,871
Using A Cellphone While Driving +$352 $1,889
Running A Red Light +$358 $1,895
Speeding +$377 $1,914
Driving A Vehicle Without The Required Permission +$478 $2,015
Driving With An Expired/Suspended License +$1,036 $2,573

Brownsville, TX Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,476
Active Disabling Device $1,476
Tracking Device $1,445
Passive Disabling Device $1,429

Latest Auto Insurance Reviews in Brownsville, TX | Back to Top

Geico
I feel that my policy offering are as good as the rest of the insurance companies that are out in the market I feel that I get the same offering that I have seen with other insurance companies.
Usaa
I do believe I am paying an excessive amount for my auto insurance policy. I have been told by other sI am paying too much but I have greater peace of mind working with USAA.
Progressive
THEY SEEM TO OFFER A LOT OF OPTIONS AT A GOOD PRICE. THEY AREN'T VERY DIFFERENT FROM MOST INSURANCE COMPANIES.
Esurance
They are great in that they are friendly and always available when I need them. I also like that they are available to chat via the internet rather than just calling them.
State Farm
I would highly recommend our family's State Farm agent and the company as a whole for anyone shopping for car insurance. Their competitive pricing and excellent customer service highlights the reasons.
Progressive
I would recommend progressive for car insurance to any one. They are a great company with competitive pricing and excellent customer service.
Allstate
Good insurance coverage, just too expensive. Also a claim was made against us just for having an adjuster come out and give us an opinion on a problem. We did not ask for the insurance company to pay for the problem, we just wanted an opinion. The policy was cancelled because this made us have 3 claims in 5 years.
Allstate
Good insurance coverage, just too expensive. Also a claim was made against us just for having an adjuster come out and give us an opinion on a problem. We did not ask for the insurance company to pay for the problem, we just wanted an opinion. The policy was cancelled because this made us have 3 claims in 5 years.
Usaa
I absolutely love USAA's customer service. They are very attentive and nice. They go above and beyond. We have their roadside assistance and even after the roadside service was completed, they call us to make sure everything went ok.
Usaa
We looked into National General before this was not as cost effect as USAA that is why we chose not to go with it.
Farmer's Insurance
I dislike the price and how there are no incentives to not using my insurance. I've not gotten in an accident or had a speeding ticket in years but I'm paying the same, if not more each year.
Geico
I love Geicos app (technology), best I have seen in the industry. I love their customer service, they are competent, personable and get the job done. I am pleased with their initial cost savings (though such does not last unfortunately).
State Farm
Customer support is always very accesible. There are many locations and my agent always responds quickly. I can also alway utilize their webiste for additional help and support.
Root Car Insurance
the premiums are not outrageous, considering my wife and I have a total of four cars and four drivers we cover. 2 of the drivers are in their 20s and will soo drop off of our insurance.
American National Property And Casualty Company
I think they have competitive prices compared to other companies. Recently I was checking market prices and found a good deal through Geico, but it was around 30 dollars a month less than what I am actually paying so decided to keep my current policy.
Geico
I like the different ways to interact with them. I like that they offer towing and rental reimbursement. I like that I can call them and speak to a live agent.