Brownsville, TX Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Brownsville, TX, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Average Cost of Car Insurance in Brownsville, TX, is $1,537
According to the U.S. Census Bureau, Brownsville, TX, has a population of 183,392. The average cost of auto insurance here, according to Zimlon, is $1,537, which is much lower than the cost of insurance in neighboring places such as Los Frenos, Olmito, Reid Hope King, Rancho Vieja, and San Pedro. The cost of auto insurance is influenced by numerous factors. An awareness of these factors will help car owners in reducing the cost of auto insurance in Brownsville. These factors can range from the make and model of the vehicle to the driver’s age and can vary from one neighborhood to another. Zimlon provides car owners with the option of keying in their zip code to get accurate auto insurance quotes from different insurance companies.
Demographics:
The age and gender of the driver are major factors that affect the cost of auto insurance. Younger car owners end up spending more on auto insurance because of their lack of experience behind the wheel. Consequently, an increase in driving experience can reduce the cost of auto insurance. As the above infographic indicates, the cost of auto insurance for teenagers in Brownsville is a massive $4,987, whereas it is $1,355 and $1,374 for drivers in their fifties and sixties.
Credit Score:
Possessing a healthy credit score is essential in lowering the cost of auto insurance in Brownsville. If a driver’s credit score is exceptional, the cost of auto insurance can be as low as $1,319. It can be as high as $2,089 and $2,507 if the credit score is average or poor.
Driving Record:
A poor driving record can also lead to a massive increase in auto insurance costs for car owners in Brownsville, TX. Post-DUI, the cost of auto insurance rises to $2,393. Other major driving violations can also cause a massive increase in rates. Driving with an expired license or running a red light can severely increase as well as have a long-term impact on one’s premium. The former leads to an increase of $1,036, while the latter causes an increase of $358.
Being a safe driver has its benefits since the amount of risk undertaken by the insurer is low for drivers with fewer violations.
Factors that can influence the cost of car insurance in Brownsville, TX are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Brownsville, TX Auto Insurance Rates
- Brownsville, TX Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Brownsville, TX
- Multi Vehicle Insurance Savings in Brownsville, TX
- How Credit Score Affects Car Insurance Rates in Brownsville, TX
- How DUI Affects Auto Insurance Premiums in Brownsville, TX
- Top Auto Insurance Agents Near Brownsville, TX
- How Driving Violations Affect Auto Insurance Rates in Brownsville, TX
- Brownsville, TX Auto Insurance Discounts on Anti Theft Feature
- Brownsville, TX Auto Insurance Company Reviews
Brownsville, TX Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Brownsville, TX with that of other cities in and around Brownsville.
| Brownsville | Los Fresnos | Olmito | Reid Hope King | Rancho Viejo | San Pedro | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,537 | $1,860 | $1,881 | $1,815 | $2,006 | $1,903 |
Brownsville, TX Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Brownsville, TX based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Brownsville | $1,583 | $1,337 |
| Cameron Park | $1,873 | $1,582 |
| Olmito | $1,937 | $1,636 |
| San Pedro | $1,339 | $1,131 |
| Rancho Viejo | $1,155 | $975 |
| Reid Hope King | $1,388 | $1,173 |
| Los Fresnos | $1,682 | $1,421 |
| Villa Pancho | $1,532 | $1,294 |
Brownsville, TX Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Brownsville, TX usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $4,987 |
| 20 Years | $1,975 |
| 30 Years | $1,521 |
| 40 Years | $1,464 |
| 50 Years | $1,355 |
| 60 Years | $1,374 |
| 70 Years | $1,600 |
Brownsville, TX Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Brownsville, TX can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $2,705 | $369 |
| 3 Vehicles | $4,058 | $553 |
| 4 Vehicles | $5,410 | $738 |
Savings on 2 Vehicles bundle:$369
Savings on 3 Vehicles bundle:$553
Savings on 4 Vehicles bundle:$738
Brownsville, TX Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Brownsville, TX.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Brownsville | $1,537 | $2,393 |
| Cameron Park | $1,818 | $2,830 |
| Olmito | $1,881 | $2,928 |
| San Pedro | $1,903 | $2,963 |
| Rancho Viejo | $2,006 | $3,123 |
| Reid Hope King | $1,815 | $2,826 |
| Los Fresnos | $1,860 | $2,896 |
| Villa Pancho | $1,867 | $2,906 |
Brownsville, TX Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,319 |
| Excellent (740-799) | $1,505 |
| Good (670-739) | $1,602 |
| Average (580-669) | $2,089 |
| Poor (300-579) | $2,507 |
Brownsville, TX Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Veronica Chavez | Farmers | 1393 E Alton Gloor Blvd Ste 13, Brownsville, 78526 | (956) 466-6105 |
| Joel Munguia | State Farm | 515 Central Blvd, Brownsville, 78520-6369 | 956-542-0002 |
| Alford Insurance | Allstate | 147 E Price PO Box 4990, Brownsville, 78523 | (956) 542-7415 |
| Bitty Truan | State Farm | 275 Jose Marti Blvd, Brownsville, 78526-1746 | 956-541-7331 |
| Isaac Martinez | Farmers | 2039 E PRICE RD STE B, Brownsville, 78521 | (956) 546-7466 |
| Brenda Bailey | Allstate | 795 Paredes Line Rd Ste A, Brownsville, 78521 | (956) 504-5493 |
| Hughston Insurance Agency Inc | Liberty Mutual Independent | 46 Cove Cir, Brownsville, 78521 | None |
| Rick Armendariz | State Farm | 800 E. Alton Gloor Blvd., Brownsville, 78526 | 956-542-RICK |
| Lette Insurance Agy | Allstate | 145 Boca Chica Blvd Ste B, Brownsville, 78520 | (956) 541-7252 |
Brownsville, TX Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$68 | $1,605 |
| Driver's Failure In Showing Documents | +$149 | $1,686 |
| Driving With An Expired Registration | +$158 | $1,695 |
| Driving At A Considerably Slow Pace | +$334 | $1,871 |
| Using A Cellphone While Driving | +$352 | $1,889 |
| Running A Red Light | +$358 | $1,895 |
| Speeding | +$377 | $1,914 |
| Driving A Vehicle Without The Required Permission | +$478 | $2,015 |
| Driving With An Expired/Suspended License | +$1,036 | $2,573 |
Brownsville, TX Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,476 |
| Active Disabling Device | $1,476 |
| Tracking Device | $1,445 |
| Passive Disabling Device | $1,429 |
Latest Auto Insurance Reviews in Brownsville, TX | Back to Top
GeicoI feel that my policy offering are as good as the rest of the insurance companies that are out in the market I feel that I get the same offering that I have seen with other insurance companies.
UsaaI do believe I am paying an excessive amount for my auto insurance policy. I have been told by other sI am paying too much but I have greater peace of mind working with USAA.
ProgressiveTHEY SEEM TO OFFER A LOT OF OPTIONS AT A GOOD PRICE. THEY AREN'T VERY DIFFERENT FROM MOST INSURANCE COMPANIES.
EsuranceThey are great in that they are friendly and always available when I need them. I also like that they are available to chat via the internet rather than just calling them.
State FarmI would highly recommend our family's State Farm agent and the company as a whole for anyone shopping for car insurance. Their competitive pricing and excellent customer service highlights the reasons.
ProgressiveI would recommend progressive for car insurance to any one. They are a great company with competitive pricing and excellent customer service.
AllstateGood insurance coverage, just too expensive. Also a claim was made against us just for having an adjuster come out and give us an opinion on a problem. We did not ask for the insurance company to pay for the problem, we just wanted an opinion. The policy was cancelled because this made us have 3 claims in 5 years.
AllstateGood insurance coverage, just too expensive. Also a claim was made against us just for having an adjuster come out and give us an opinion on a problem. We did not ask for the insurance company to pay for the problem, we just wanted an opinion. The policy was cancelled because this made us have 3 claims in 5 years.
UsaaI absolutely love USAA's customer service. They are very attentive and nice. They go above and beyond. We have their roadside assistance and even after the roadside service was completed, they call us to make sure everything went ok.
UsaaWe looked into National General before this was not as cost effect as USAA that is why we chose not to go with it.
Farmer's InsuranceI dislike the price and how there are no incentives to not using my insurance. I've not gotten in an accident or had a speeding ticket in years but I'm paying the same, if not more each year.
GeicoI love Geicos app (technology), best I have seen in the industry. I love their customer service, they are competent, personable and get the job done. I am pleased with their initial cost savings (though such does not last unfortunately).
State FarmCustomer support is always very accesible. There are many locations and my agent always responds quickly. I can also alway utilize their webiste for additional help and support.
Root Car Insurancethe premiums are not outrageous, considering my wife and I have a total of four cars and four drivers we cover. 2 of the drivers are in their 20s and will soo drop off of our insurance.
American National Property And Casualty CompanyI think they have competitive prices compared to other companies. Recently I was checking market prices and found a good deal through Geico, but it was around 30 dollars a month less than what I am actually paying so decided to keep my current policy.
GeicoI like the different ways to interact with them. I like that they offer towing and rental reimbursement. I like that I can call them and speak to a live agent.