Buffalo Grove Auto Insurance Rates, Quotes, Agents & Reviews in IL

Buffalo Grove, IL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Buffalo Grove, IL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Buffalo Grove, IL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Buffalo Grove, IL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Buffalo Grove, IL with that of other cities in and around Buffalo Grove.

Buffalo Grove Vernon Hills Wheeling Riverwoods Long Grove Vernon
Average Insurance Rates $1,128 $1,368 $1,127 $1,619 $1,592 $1,403

Buffalo Grove, IL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Buffalo Grove, IL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Buffalo Grove $1,662 $1,404
Vernon $2,183 $1,844
Lincolnshire $1,983 $1,675
Long Grove $1,133 $957
Riverwoods $2,097 $1,771
Wheeling $1,875 $1,583
Vernon Hills $1,625 $1,373
Prospect Heights $1,414 $1,195

Buffalo Grove, IL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Buffalo Grove, IL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,660
20 Years $1,449
30 Years $1,116
40 Years $1,074
50 Years $995
60 Years $1,008
70 Years $1,174

Buffalo Grove, IL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Buffalo Grove, IL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,918 $338
3 Vehicles $2,876 $508
4 Vehicles $3,835 $677

Savings on 2 Vehicles bundle:$338

Savings on 3 Vehicles bundle:$508

Savings on 4 Vehicles bundle:$677

Buffalo Grove, IL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Buffalo Grove, IL.

Location Average Insurance Cost Post DUI Insurance Rate
Buffalo Grove $1,128 $1,831
Vernon $1,403 $2,278
Lincolnshire $1,486 $2,412
Long Grove $1,592 $2,584
Riverwoods $1,619 $2,628
Wheeling $1,127 $1,830
Vernon Hills $1,368 $2,221
Prospect Heights $1,320 $2,143

Buffalo Grove, IL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $968
Excellent (740-799) $1,105
Good (670-739) $1,175
Average (580-669) $1,533
Poor (300-579) $1,840

Buffalo Grove, IL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Corkill Insurance Agency Inc Erie 25 NORTHWEST POINT BLVD STE 625, ELK GROVE VILLAGE, 60007 847-758-1000
Edward Litke Allstate 609 Laurel Ave, Highland Park, 60035 (847) 681-1700
Hollinger Services Inc Nationwide 220 S. Lively Blvd, Elk Grove Village, 60007-1600 (847) 437-2184
Doug Methner State Farm 2660 Valor Dr, Glenview, 60026-8058 847-486-9401
Eric Eckenstahler Allstate 514 N Western Ave Ste C, Lake Forest, 60045 (847) 735-9500
Michael Defazio Allstate 1500 Shermer Rd, Northbrook, 60062 (847) 559-1800
Jennifer Warren State Farm 4117 Dundee Road, Northbrook, 60062-2129 847-272-4670
Daniel Kirilov Farmers 1699 Wall St Ste 200-f, Mount Prospect, 60056 (847) 678-9400
Lamb Little & Company Erie 1101 Perimeter Drive Suite 500, Schaumburg, 60173 None
Brian Welch State Farm 1125 S Arlington Heights Rd, Arlington Hts, 60005-3140 847-364-1664
Joseph M Wiedemann & Sons Inc Liberty Mutual Independent 505 E GOLF RD, ARLINGTON HEIGHTS, 60005 (847) 228-8400
S J Abrams & Co None 6676 N Lincoln Ave, Lincolnwood, 60712 None

Buffalo Grove, IL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$50 $1,178
Driver's Failure In Showing Documents +$109 $1,237
Driving With An Expired Registration +$116 $1,244
Driving At A Considerably Slow Pace +$245 $1,373
Using A Cellphone While Driving +$258 $1,386
Running A Red Light +$263 $1,391
Speeding +$276 $1,404
Driving A Vehicle Without The Required Permission +$351 $1,479
Driving With An Expired/Suspended License +$760 $1,888

Buffalo Grove, IL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,083
Active Disabling Device $1,083
Tracking Device $1,060
Passive Disabling Device $1,049

Latest Auto Insurance Reviews in Buffalo Grove, IL | Back to Top

State Farm
I would recommend state farm to my friends. They also have reasonable rates.
State Farm
I have to use my auto policy on two different occasions.if we were treated very fair and our issues were treated as if they were extremely important to the agent and everything was promptly taken care of.
Although our premium may have been slightly higher than some of the other quotes that we received, we were happy to pay a little more to get all of the extras.
Progressive offers similar insurance policy options as other companies do. I can easily find matching policies to any other company promotions I see.