Buffalo, NY Auto Insurance Rates

Buffalo, NY residents can save $710 by comparing multiple quotes & reading reviews & research on Buffalo car insurance rates, quotes, agents & coverage.

Compare Quotes from Top Providers and Save now!

$897 $1770 $3084

Latest Auto Insurance Reviews in Buffalo, New York

State Farm
I have used the policy twice , both times they took care of everything . They even called to check on how i was feeling after the accident , They would call with updates and let me know what was going on .
State Farm
My premium is reasonable. I also get discount for having my house insurance with them. A little for no accident.
Erie Insurance
This company is fine. Nothing special. We may shop our services, but may end up staying with our current provider if another company can not provide us with a less expensive option.
If you are in need of some decent insurance for your auto this would be a route that you should go. Progressive has very good rates and offers alot of different types of coverage's.
Erie Insurance
We have also had the car insurance through Erie for a number of years now. Thankfully, we have not had the occasion to need to make a claim but our dealings with service have always been positive.
Geico's customer service is excellent! I have never had to wait more than 5 minutes when I am on hold and they are able to quickly answer my questions and make changes to my policy automatically.
I recommend this company because the customer service is really very good and the policies were really good comparing to other companies,.
New Jersey Manufacturers Insurance Company
New Jersey Manufacturers is much better than our old insurance company for automobile insurance. The rates have remained reasonable and their customer service is outstanding.
The General Insurance
I do get a better deal with this insurance than with others, but I do have to sacrifice a little bit to get what I need or to get it at the price point I can afford. I wish it offered a bit better insurance but I also am not dissatisfied with what I am getting for what I am paying.
The General Insurance
I do get a better deal with this insurance than with others, but I do have to sacrifice a little bit to get what I need or to get it at the price point I can afford. I wish it offered a bit better insurance but I also am not dissatisfied with what I am getting for what I am paying.
The premium I think is a little high but does not change as much as I have heard other companies do. We also get a check at the end of the year if there are profits.
I have had a few problems in the past with my account, and I find communication lacking between the agent's office, and the main Allstate support center. I feel like one doesn't know what the other is doing, and they don't notate the file.
The only thing that I do not like is the cost. I pay for the coverage that I get and it can be expensive at times. The coverage is worth it but it can be annyoing.
Safe Auto Insurance
I am satisfied with the excellent customer service and policies my auto insurance company provides, especially when dealing with speeding tickets and other traffic violations, as they are very lenient. However, I am dissatisfied with the price we pay each month, as I know other insurance providers charge much less for almost equal or average coverage per month.
Cincinnati Insurance
great rates. customer service is great. i have full coverage on our cars. I've never had any problems working with them
The premium is hundreds of dollars less per month compared to every other insurance company I have checked with in the area.
compared the pricing to other insurances and they were the cheapest out of all of the rest. got dropped from state farm.
Liberty Mutual
The ease of setting up the insurance and paying it has been great. I have not had any issues with things like address changes or renewals, everything has been efficient, user-friendly, and quite easy to navigate.
Write Your Review | Buffalo, New York Auto Insurance Analysis
Progressive Insurance, Buffalo, NY
$157/1 month
Car Insurance Policy Holder
  • Married 31 Years old Male licensed 1 year ago with Financed Ford Edge Limited used for Business with estimated annual mileage of 15,001 - 20,000.
  • Lawyer & Full Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Allstate, Buffalo, NY
Rate : $350/6 months
Nissan Altima 2003 My vehicle is in great shape. I drive it to school and work daily. About 25 miles a day. Does well for what I need it for.
I am 29, single. My neighborhood is pretty safe. I am currently enrolled in college and work full time as a programmer.

Buffalo Car Insurance Rate Comparisons

Buffalo, NY's average car insurance of $1770 differs from Lancaster, NY (-$697), Grand Island, NY (+$150), Hamburg, NY (-$663) and New York (-$401)

Buffalo Lancaster, NY Grand Island, NY Hamburg, NY New York
Median Insurance Rates $1770 -$697 +$150 -$663 -$401

Buffalo Car Insurance Savings By Neighborhood & Street Area

Buffalo Driver Street Residence & Car Locations Car Details in Buffalo Buffalo Driver Demographics Buffalo Auto Insurance Estimates Recent Buffalo Insurance Savings
Shamrock Mobile Home Park
Fuhrmann Blvd2006 Buick Rendezvous CX28 year woman$1488$955
Bell Ave1999 Cadillac Seville STS19 year teenager$4012$934
Soldiers Place
Gren-Way Aly2009 Ford Fusion V6 SEL37 year man$2297$740
Hoyt St2005 Chrysler Pacifica Base19 year female teenager$3175$420
Grover Cleveland Terrace
Lebrun Rd2011 Nissan Rogue S64 year senior$1870$352
Goodyear Rd2005 Chevrolet Silverado 2500HD LS53 year married man$2276$534
Cleveland Hill
Congressional Walk2009 Acura TSX Base28 year married woman$1620$668
Kenfield Ct2012 Hyundai Sonata GLS19 year male teenager$3578$688
Other Area
Eaton St2010 Toyota Prius III62 year female senior$1658$345
Elsie Pl2010 Mazda Mazda3 s Sport61 year male senior$1950$571

Buffalo Post DUI Car Insurance Rates

Buffalo Lackawanna North Tonawanda Depew New York
Median Post DUI Insurance Rate $3292 -$555 -$1181 -$1235 -$746
Male Teenager Post DUI Insurance Rate $6945 -$1170 -$2493 -$2606 -$1574
Female Teenager Post DUI Insurance Rate $6452 -$1086 -$2316 -$2422 -$1462

The Post DUI insurance in Buffalo, NY's is $3292 compared to Lackawanna (-$555), North Tonawanda (-$1181), Depew (-$1235) and New York (-$746)

In Buffalo, a male teenager with Post DUI pays $493 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2009 Ford Fusion V6 SEL in Buffalo, NY would pay $6485 on auto insurance while a female teenager POST DUI would pay $6024.

Buffalo Car Insurance by Segment

Buffalo Teenagers Car Insurance Rates Comparison

21341 Buffalo Teenagers (8% of total population), 50% Male & 50% Female.

Buffalo Blasdell Wanakah University at Buffalo New York
All Teenagers $3610 +$41 +$21 +$245 -$818
Male Teenager $3734 +$42 +$21 +$253 -$846
Female Teenager $3469 +$39 +$19 +$235 -$786

Buffalo teenagers pay $3610 in insurance in contrast with Blasdell (+$41), Wanakah (+$21), University at Buffalo (+$245) and New York (-$818). The difference between Male & Female teenagers in Buffalo is $265


  • 2011 Lincoln MKZ Base Male Teenager Insurance Rate $3846
  • 2014 Volkswagen Beetle 2.5 PZEV Female Teenager Insurance Rate $3288

Buffalo Men & Women Car Insurance

261955 Buffalo Adults (100% of total population), 47% Men & 53% Women.

Buffalo Kenmore West Seneca Cheektowaga New York
All Women $1646 -$489 +$46 +$37 -$373
Married Women $1593 -$473 +$45 +$36 -$361
All Men $2460 -$730 +$69 +$55 -$558
Married Men $2371 -$703 +$67 +$54 -$537

The typical insurance rate of $2460 that Buffalo Men pay varies from Kenmore (-$730), West Seneca (+$69), Cheektowaga (+$55) and New York (-$558). In Buffalo, married men pay $778 more than married women.


  • 2013 Jeep Wrangler Sport Married Men Insurance Rate $2726
  • 2014 Kia Sorento LX Married Women Insurance Rate $2156

Buffalo Senior Car Insurance

43135 Buffalo Seniors (16% of total population), 40% Senior Men & 60% Senior Women.

Buffalo West Seneca Cheektowaga Wanakah New York
All Seniors $2000 +$56 +$45 +$11 -$454
Senior Men $2124 +$60 +$48 +$12 -$482
Senior Women $1840 +$52 +$42 +$11 -$417

Buffalo seniors pay $2000 in insurance compared to West Seneca (+$56), Cheektowaga (+$45), Wanakah (+$11) and New York (-$454). In Buffalo, senior men pay $284 more than senior women.

Buffalo Car Insurance Discounts for Multiple Vehicles

Buffalo Population with 1 Vehicle 48467 (43% of Buffalo population), 2 Vehicles 23598 (21% of the Buffalo population) and 3 vehicles 5276 (5% of the population)

Buffalo Kenmore Harris Hill Hamburg New York
2 Vehicles $3363 -$997 +$152 -$1259 -$761
3 Vehicles $5133 -$1522 +$232 -$1922 -$1162
4 Vehicles $6903 -$2047 +$312 -$2585 -$1563

Car Insurance Agents in Buffalo, NY

Rank Agent Name Agent Contact
1 AAA Travel & Insurance Center 1737 Sheridan Dr, Buffalo, NY
2 AAA Travel & Insurance Center 100 International Dr, Buffalo, NY
3 ABH, Byrne and McCarty 480 Abbott Rd, Buffalo, NY 14220
4 A C Sorrento Agency 367 Delaware Ave, Buffalo, NY 14202
5 Barbara Cascio 906 Abbott Rd, Buffalo, NY 14220
6 Becker Able Agency 2476 Elmwood Ave, Buffalo, NY 14217
7 Cassetta Agency 810 Kenmore Ave, Buffalo, NY 14216
8 Centinello Insurance 1274 Bailey Ave, Buffalo, NY 14206
9 C John Crane 670 Abbott Rd, Buffalo, NY 14220
10 Dan Hawrylczak 1335 Hertel Ave, Buffalo, NY 14216

Buffalo Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
BMW, 740I $500 $2090 $2590 $1940 $2440 $150
Nissan, Murano LE $700 $1900 $2400 $1770 $2470 $-70
Chevrolet, Malibu LT $300 $1790 $2090 $1700 $2000 $90
Fiat, 500 Lounge $1500 $2130 $2630 $1980 $3480 $-850
Acura, TL Advance $400 $2180 $2580 $2020 $2420 $160