Buffalo Soapstone Auto Insurance Rates, Quotes, Agents & Reviews in AK

Buffalo Soapstone, AK Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Buffalo Soapstone, AK, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Buffalo Soapstone, AK are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Buffalo Soapstone, AK Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Buffalo Soapstone, AK with that of other cities in and around Buffalo Soapstone.

Buffalo Soapstone Farm Loop Lazy Mountain Gateway Lakes Sutton-Alpine
Average Insurance Rates $1,142 $1,512 $1,520 $1,185 $1,513 $2,008

Buffalo Soapstone, AK Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Buffalo Soapstone, AK based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Buffalo Soapstone $1,500 $1,267
Farm Loop $1,480 $1,250
Fishhook $1,349 $1,140
Palmer $1,602 $1,353
Lazy Mountain $1,859 $1,570
Sutton-Alpine $1,587 $1,341
Lakes $1,387 $1,172
Gateway $1,733 $1,464

Buffalo Soapstone, AK Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Buffalo Soapstone, AK usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,706
20 Years $1,467
30 Years $1,130
40 Years $1,087
50 Years $1,007
60 Years $1,021
70 Years $1,188

Buffalo Soapstone, AK Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Buffalo Soapstone, AK can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,964 $320
3 Vehicles $2,946 $480
4 Vehicles $3,928 $640

Savings on 2 Vehicles bundle:$320

Savings on 3 Vehicles bundle:$480

Savings on 4 Vehicles bundle:$640


Buffalo Soapstone, AK Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Buffalo Soapstone, AK.

Location Average Insurance Cost Post DUI Insurance Rate
Buffalo Soapstone $1,142 $1,783
Farm Loop $1,512 $2,360
Fishhook $1,304 $2,036
Palmer $1,147 $1,790
Lazy Mountain $1,520 $2,373
Sutton-Alpine $2,008 $3,135
Lakes $1,513 $2,362
Gateway $1,185 $1,850

Buffalo Soapstone, AK Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $980
Excellent (740-799) $1,118
Good (670-739) $1,190
Average (580-669) $1,553
Poor (300-579) $1,863

Buffalo Soapstone, AK Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Gayle Wood Allstate 4901 E Mayflower Ln Ste A2, Wasilla, 99654 (907) 357-8230
Tim Graham State Farm 1417 W Northern Lights Blvd, Anchorage, 99503-2360 907-561-4000
Amanda Juliussen State Farm 5600 Debarr Rd Ste 140, Anchorage, 99504-2390 907-333-4131
Bill Evans State Farm 805 Gambell St, Anchorage, 99501-3756 907-276-2424
Marla Thompson Allstate 1921 W Dimond Blvd Ste A4, Anchorage, 99515 (907) 349-7920
Steve Vanhorne State Farm 510 W Tudor Rd Ste 1, Anchorage, 99503-6649 907-561-0000
Kay Rodriguez Allstate 5001 Arctic Blvd Ste 201, Anchorage, 99503 (907) 562-0003
Allie Hewitt State Farm 5431 E Mayflower Ln Ste 5, Wasilla, 99654-7891 907-357-0727
Alaska Commercial Insurance Brokers None 500 E. Tudor Rd. Suite 203, Anchorage, 99503 None
J. C. Morris Agency, Inc. None 4011 Arctic Blvd Ste 105, Anchorage, 99503 None
Curt Green State Farm 836 E 15th Ave Ste 1, Anchorage, 99501-5440 907-272-2812

Buffalo Soapstone, AK Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$50 $1,192
Driver's Failure In Showing Documents +$111 $1,253
Driving With An Expired Registration +$118 $1,260
Driving At A Considerably Slow Pace +$248 $1,390
Using A Cellphone While Driving +$262 $1,404
Running A Red Light +$266 $1,408
Speeding +$280 $1,422
Driving A Vehicle Without The Required Permission +$355 $1,497
Driving With An Expired/Suspended License +$770 $1,912

Buffalo Soapstone, AK Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,096
Active Disabling Device $1,096
Tracking Device $1,073
Passive Disabling Device $1,062