Burlington Auto Insurance Rates, Quotes, Agents & Reviews in VT

Burlington, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Burlington, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Burlington, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Burlington, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Burlington, VT with that of other cities in and around Burlington.

Burlington South Burlington Essex Junction Chittenden County Winooski Colchester
Average Insurance Rates $921 $1,129 $1,125 $942 $1,097 $1,121

Burlington, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Burlington, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Burlington $977 $826
Winooski $1,696 $1,433
Colchester $1,632 $1,378
South Burlington $1,320 $1,115
Essex Junction $1,881 $1,589
Shelburne $1,222 $1,032
Williston $2,306 $1,948
Chittenden County $1,403 $1,185

Burlington, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Burlington, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $2,988
20 Years $1,183
30 Years $911
40 Years $877
50 Years $812
60 Years $823
70 Years $958

Burlington, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Burlington, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,603 $239
3 Vehicles $2,404 $359
4 Vehicles $3,205 $479

Savings on 2 Vehicles bundle:$239

Savings on 3 Vehicles bundle:$359

Savings on 4 Vehicles bundle:$479


Burlington, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Burlington, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Burlington $921 $1,903
Winooski $1,097 $2,267
Colchester $1,121 $2,317
South Burlington $1,129 $2,333
Essex Junction $1,125 $2,325
Shelburne $1,189 $2,457
Williston $1,149 $2,374
Chittenden County $942 $1,947

Burlington, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $790
Excellent (740-799) $902
Good (670-739) $960
Average (580-669) $1,252
Poor (300-579) $1,502

Burlington, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Jim Nassar State Farm 25 Bishop Ave Ste 4, Williston, 05495-7870 802-879-7620
Essex Agency Inc Liberty Mutual Independent 2 RAILROAD ST, ESSEX JUNCTION, 5452 802-878-5334
Hickok & Boardman Inc Liberty Mutual Independent 346 SHELBURNE RD, BURLINGTON, 5401 (802) 658-3500
Hackett Valine & Macdonald Inc Liberty Mutual Independent 620 HINESBURG RD, SOUTH BURLINGTON, 5403 802-658-1100
Horseworks Insurance Specialists None 97 Blakely Road 97 Blakely Road Colchester, Colchester, 5446 None
Horseworks Insurance Specialists None 97 Blakely Road 97 Blakely Road Colchester, Colchester, 5446 None
Bessette Insurance Service, Inc. Travelers 11 PEARL ST, ESSEX JUNCTION, 5452 None

Burlington, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$41 $962
Driver's Failure In Showing Documents +$89 $1,010
Driving With An Expired Registration +$95 $1,016
Driving At A Considerably Slow Pace +$200 $1,121
Using A Cellphone While Driving +$211 $1,132
Running A Red Light +$215 $1,136
Speeding +$226 $1,147
Driving A Vehicle Without The Required Permission +$286 $1,207
Driving With An Expired/Suspended License +$621 $1,542

Burlington, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $884
Active Disabling Device $884
Tracking Device $866
Passive Disabling Device $857

Latest Auto Insurance Reviews in Burlington, VT | Back to Top

Progressive
My premium in comparison to what i previously had is comparable, i think the best option and feature that progressive has is the website.My deductible is high but it keeps my premium low.
Allstate
I have a decent deductible. I raised it in order to get my premium where i wanted it. I figured teh amount i was saving every month would cover the additional monies needed in a higher deductible.
Nationwide
They offer competitive pricing and discounts because of the multiple cars listed on the policy. The service far exceeds the price that I pay.
Nationwide
They offer competitive pricing and discounts because of the multiple cars listed on the policy. The service far exceeds the price that I pay.
State Farm
We have had some difficulty with our local agent being inaccessible and rude. State farm corporate, however, has been very nice to deal with and i usually skip the local office
Allstate
It is a great policy and prices are competitive with other companies.