Burnsville Auto Insurance Rates, Quotes, Agents & Reviews in WV

Burnsville, WV Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Burnsville, WV, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Burnsville, WV are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Burnsville, WV Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Burnsville, WV with that of other cities in and around Burnsville.

Burnsville Sand Fork City Flatwoods Courthouse-Collins Settlement Glenville
Average Insurance Rates $1,382 $1,385 $1,386 $1,377 $1,370 $1,389

Burnsville, WV Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Burnsville, WV based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Burnsville $1,542 $1,302
Sand Fork $1,434 $1,211
Courthouse-Collins Settlement $1,916 $1,618
City $1,432 $1,209
Flatwoods $1,674 $1,414
Glenville $1,458 $1,232
Gilmer County $1,560 $1,318
Braxton County $1,952 $1,649

Burnsville, WV Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Burnsville, WV usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,484
20 Years $1,776
30 Years $1,368
40 Years $1,316
50 Years $1,219
60 Years $1,236
70 Years $1,438

Burnsville, WV Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Burnsville, WV can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,432 $332
3 Vehicles $3,648 $498
4 Vehicles $4,865 $663

Savings on 2 Vehicles bundle:$332

Savings on 3 Vehicles bundle:$498

Savings on 4 Vehicles bundle:$663

Burnsville, WV Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Burnsville, WV.

Location Average Insurance Cost Post DUI Insurance Rate
Burnsville $1,382 $2,210
Sand Fork $1,385 $2,215
Courthouse-Collins Settlement $1,370 $2,191
City $1,386 $2,216
Flatwoods $1,377 $2,202
Glenville $1,389 $2,221
Gilmer County $1,399 $2,237
Braxton County $1,399 $2,237

Burnsville, WV Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,186
Excellent (740-799) $1,353
Good (670-739) $1,440
Average (580-669) $1,879
Poor (300-579) $2,254

Burnsville, WV Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Rodney Lerose Allstate 26 Days Dr, Sutton, 26601 (304) 750-2002
Ware Insurance Agency Llc Erie 611 Elk Street, Gassaway, 26624 None
Kohler Insurance Inc. Nationwide 609 Elk Street, Gassaway, 26624-1136 (304) 364-5202
Matt Morris State Farm 5 Main Street, Clendenin, 25045 304-548-6981
James Bialek Nationwide 45 N Elk St, Gassaway, 26624 (304) 364-2341
Barry Alan Hunter Nationwide 204 Court St, Spencer, 25276-1406 (304) 519-5959

Burnsville, WV Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$61 $1,443
Driver's Failure In Showing Documents +$134 $1,516
Driving With An Expired Registration +$142 $1,524
Driving At A Considerably Slow Pace +$300 $1,682
Using A Cellphone While Driving +$316 $1,698
Running A Red Light +$322 $1,704
Speeding +$339 $1,721
Driving A Vehicle Without The Required Permission +$430 $1,812
Driving With An Expired/Suspended License +$931 $2,313

Burnsville, WV Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,327
Active Disabling Device $1,327
Tracking Device $1,299
Passive Disabling Device $1,285