Butte Auto Insurance Rates, Quotes, Agents & Reviews in AK

Butte, AK Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Butte, AK, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Butte, AK are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Butte, AK Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Butte, AK with that of other cities in and around Butte.

Butte Lazy Mountain Farm Loop Knik River Buffalo Soapstone Lakes
Average Insurance Rates $1,506 $1,520 $1,512 $1,150 $1,142 $1,513

Butte, AK Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Butte, AK based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Butte $2,058 $1,738
Palmer $1,602 $1,353
Knik River $1,316 $1,112
Lazy Mountain $1,859 $1,570
Farm Loop $1,480 $1,250
Gateway $1,733 $1,464
Buffalo Soapstone $1,500 $1,267
Lakes $1,387 $1,172

Butte, AK Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Butte, AK usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,887
20 Years $1,935
30 Years $1,490
40 Years $1,434
50 Years $1,328
60 Years $1,346
70 Years $1,567

Butte, AK Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Butte, AK can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,620 $392
3 Vehicles $3,931 $587
4 Vehicles $5,241 $783

Savings on 2 Vehicles bundle:$392

Savings on 3 Vehicles bundle:$587

Savings on 4 Vehicles bundle:$783

Butte, AK Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Butte, AK.

Location Average Insurance Cost Post DUI Insurance Rate
Butte $1,506 $2,351
Palmer $1,147 $1,790
Knik River $1,150 $1,795
Lazy Mountain $1,520 $2,373
Farm Loop $1,512 $2,360
Gateway $1,185 $1,850
Buffalo Soapstone $1,142 $1,783
Lakes $1,513 $2,362

Butte, AK Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,292
Excellent (740-799) $1,475
Good (670-739) $1,569
Average (580-669) $2,047
Poor (300-579) $2,456

Butte, AK Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Pippel Insurance Liberty Mutual Independent 9061 E FRONTAGE RD, PALMER, 99645 (907) 745-3261
Combs Insurance Agency/Palmer Liberty Mutual Independent 341 S ALASKA STREET, PALMER, 99645 (907) 745-2144
Devery Prince Agency Team Allstate 165 E Parks Hwy Ste 104, Wasilla, 99654 (907) 376-7638
Devery Prince Agency Team Allstate 401 E Fireweed Ln Ste 200, Anchorage, 99503 (907) 279-9000
Stacey Allen State Farm 2203 W Dimond Blvd Ste 100B, Anchorage, 99515-4517 907-277-2233
Todd Jackson State Farm 1330 Huffman Rd Ste E, Anchorage, 99515-3597 907-345-0214
Conrad-Houston Insurance Liberty Mutual Independent 507 W Northern Lights Blvd, Anchorage, 99503 None
Randy Rhodes State Farm 5915 Lake Otis Pkwy Ste 2, Anchorage, 99507-1781 907-644-7997
Marla Thompson Allstate 1921 W Dimond Blvd Ste A4, Anchorage, 99515 (907) 349-7920
Steve Vanhorne State Farm 510 W Tudor Rd Ste 1, Anchorage, 99503-6649 907-561-0000
Kay Rodriguez Allstate 5001 Arctic Blvd Ste 201, Anchorage, 99503 (907) 562-0003
Babette Miller Allstate 3304 Spenard Rd, Anchorage, 99503 (907) 561-7671
Win Fowler GEICO 840 C Street, Anchorage, 99501 907-278-2647
Curt Green State Farm 836 E 15th Ave Ste 1, Anchorage, 99501-5440 907-272-2812

Butte, AK Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$66 $1,572
Driver's Failure In Showing Documents +$146 $1,652
Driving With An Expired Registration +$155 $1,661
Driving At A Considerably Slow Pace +$327 $1,833
Using A Cellphone While Driving +$345 $1,851
Running A Red Light +$351 $1,857
Speeding +$369 $1,875
Driving A Vehicle Without The Required Permission +$468 $1,974
Driving With An Expired/Suspended License +$1,015 $2,521

Butte, AK Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,446
Active Disabling Device $1,446
Tracking Device $1,416
Passive Disabling Device $1,401