Byrdstown Auto Insurance Rates, Quotes, Agents & Reviews in TN

Byrdstown, TN Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Byrdstown, TN, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Byrdstown, TN are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Byrdstown, TN Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Byrdstown, TN with that of other cities in and around Byrdstown.

Byrdstown Livingston Clinton County Albany Jamestown Pickett County
Average Insurance Rates $1,381 $1,413 $1,857 $1,856 $1,376 $1,434

Byrdstown, TN Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Byrdstown, TN based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Byrdstown $1,341 $1,133
Pickett County $1,261 $1,065
Albany $1,669 $1,409
Clinton County $1,598 $1,349
Jamestown $1,291 $1,090
Zula-Powersburg $1,305 $1,102
Kettle-Peytonsburg $1,241 $1,048
Livingston $2,770 $2,339

Byrdstown, TN Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Byrdstown, TN usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,481
20 Years $1,774
30 Years $1,367
40 Years $1,315
50 Years $1,218
60 Years $1,235
70 Years $1,437

Byrdstown, TN Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Byrdstown, TN can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,403 $359
3 Vehicles $3,604 $539
4 Vehicles $4,806 $718

Savings on 2 Vehicles bundle:$359

Savings on 3 Vehicles bundle:$539

Savings on 4 Vehicles bundle:$718


Byrdstown, TN Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Byrdstown, TN.

Location Average Insurance Cost Post DUI Insurance Rate
Byrdstown $1,381 $2,474
Pickett County $1,434 $2,569
Albany $1,856 $3,090
Clinton County $1,857 $3,092
Jamestown $1,376 $2,465
Zula-Powersburg $1,818 $3,027
Kettle-Peytonsburg $1,912 $3,183
Livingston $1,413 $2,531

Byrdstown, TN Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,185
Excellent (740-799) $1,353
Good (670-739) $1,439
Average (580-669) $1,877
Poor (300-579) $2,253

Byrdstown, TN Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Strong Insurance Services Erie 900 E Lake Avenue, Celina, 38551 None
Amonett Ins Agency Allstate 1077 Bradford Hicks, Livingston, 38570 (931) 823-5599
Elwood Ervin State Farm 108 W Jackson St, Cookeville, 38501-3918 931-526-9693
Keisling Insurance Agency Inc Travelers 8500 HWY 111 STE 150, BYRDSTOWN, 38549 931-864-3116
Suzanne Worrell State Farm 595 E 10th St, Cookeville, 38501-1807 931-526-8795
Elwood Ervin State Farm 108 W Jackson St, Cookeville, 38501 931-526-9693
Choice One Insurance Services Llc Erie 622 Highway 52 Bypass E, Lafayette, 37083 None

Byrdstown, TN Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$61 $1,442
Driver's Failure In Showing Documents +$134 $1,515
Driving With An Expired Registration +$142 $1,523
Driving At A Considerably Slow Pace +$300 $1,681
Using A Cellphone While Driving +$316 $1,697
Running A Red Light +$322 $1,703
Speeding +$338 $1,719
Driving A Vehicle Without The Required Permission +$429 $1,810
Driving With An Expired/Suspended License +$931 $2,312

Byrdstown, TN Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,326
Active Disabling Device $1,326
Tracking Device $1,298
Passive Disabling Device $1,284