Calais Auto Insurance Rates, Quotes, Agents & Reviews in VT

Calais, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Calais, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Compare Quotes from Top Providers and Save now!

Factors that can influence the cost of car insurance in Calais, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Calais, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Calais, VT with that of other cities in and around Calais.

Calais Marshfield Montpelier Middlesex East Montpelier Woodbury
Average Insurance Rates $1,129 $1,076 $1,106 $1,122 $1,114 $1,096

Calais, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Calais, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Calais $1,884 $1,591
East Montpelier $1,406 $1,188
Woodbury $1,359 $1,148
Marshfield $1,108 $936
Worcester $1,606 $1,356
Montpelier $1,178 $995
Middlesex $1,723 $1,456
Plainfield $1,359 $1,148

Calais, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Calais, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,663
20 Years $1,451
30 Years $1,117
40 Years $1,075
50 Years $996
60 Years $1,009
70 Years $1,175

Calais, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Calais, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,964 $294
3 Vehicles $2,947 $440
4 Vehicles $3,929 $587

Savings on 2 Vehicles bundle:$294

Savings on 3 Vehicles bundle:$440

Savings on 4 Vehicles bundle:$587


Calais, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Calais, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Calais $1,129 $2,333
East Montpelier $1,114 $2,302
Woodbury $1,096 $2,265
Marshfield $1,076 $2,224
Worcester $1,092 $2,257
Montpelier $1,106 $2,286
Middlesex $1,122 $2,319
Plainfield $1,096 $2,265

Calais, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $969
Excellent (740-799) $1,106
Good (670-739) $1,176
Average (580-669) $1,535
Poor (300-579) $1,842

Calais, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Denis Ricker & Brown Allstate 2 Pioneer St, Montpelier, 5602 (802) 229-0563
Insurance Agency Of New England None Po Box 176 , East Montpelier, 5651 None
Crowley Insurance Agency Liberty Mutual Independent 100 N WILLARD ST, BURLINGTON, 5401 (802) 863-3416
Everett Insurance Agency None 50 State St, Montpelier, 5602 None
Jessica Novak Liberty Mutual 28 Walnut Street Ste 110, Williston, 5495 1-802-872-7778
Kinney Pike Insurance Agency Liberty Mutual Independent 1011 N Main St, Ste 4 , White River Junction, 5001 None

Calais, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$50 $1,179
Driver's Failure In Showing Documents +$110 $1,239
Driving With An Expired Registration +$116 $1,245
Driving At A Considerably Slow Pace +$245 $1,374
Using A Cellphone While Driving +$259 $1,388
Running A Red Light +$263 $1,392
Speeding +$277 $1,406
Driving A Vehicle Without The Required Permission +$351 $1,480
Driving With An Expired/Suspended License +$761 $1,890

Calais, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,084
Active Disabling Device $1,084
Tracking Device $1,061
Passive Disabling Device $1,050