Calvert Beach Auto Insurance Rates, Quotes, Agents & Reviews in MD

Calvert Beach, MD Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Calvert Beach, MD, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Calvert Beach, MD are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Calvert Beach, MD Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Calvert Beach, MD with that of other cities in and around Calvert Beach.

Calvert Beach Lusby Prince Frederick St. Leonard Chesapeake Ranch Estates Broomes Island
Average Insurance Rates $1,376 $1,383 $1,387 $1,445 $1,344 $1,408

Calvert Beach, MD Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Calvert Beach, MD based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Calvert Beach $2,163 $1,827
St. Leonard $2,156 $1,821
Long Beach $1,319 $1,114
Calvert County $1,914 $1,616
Broomes Island $1,304 $1,101
Prince Frederick $1,414 $1,195
Lusby $1,887 $1,594
Chesapeake Ranch Estates $1,143 $966

Calvert Beach, MD Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Calvert Beach, MD usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,465
20 Years $1,768
30 Years $1,362
40 Years $1,310
50 Years $1,213
60 Years $1,230
70 Years $1,432

Calvert Beach, MD Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Calvert Beach, MD can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,394 $358
3 Vehicles $3,591 $537
4 Vehicles $4,788 $716

Savings on 2 Vehicles bundle:$358

Savings on 3 Vehicles bundle:$537

Savings on 4 Vehicles bundle:$716


Calvert Beach, MD Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Calvert Beach, MD.

Location Average Insurance Cost Post DUI Insurance Rate
Calvert Beach $1,376 $2,194
St. Leonard $1,445 $2,304
Long Beach $1,379 $2,199
Calvert County $1,271 $2,026
Broomes Island $1,408 $2,245
Prince Frederick $1,387 $2,211
Lusby $1,383 $2,205
Chesapeake Ranch Estates $1,344 $2,143

Calvert Beach, MD Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,181
Excellent (740-799) $1,348
Good (670-739) $1,434
Average (580-669) $1,871
Poor (300-579) $2,244

Calvert Beach, MD Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Wayne Shoemaker State Farm 205 Steeple Chase Dr Ste 305, Prnc Frederck, 20678-4054 410-535-0434
Smith Insurance Services Inc Travelers 3235 Solomons Is. Rd., Huntingtown, 20639 None
Alexander Yuille State Farm 7502 Connelley Dr Ste 114B, Hanover, 21076-1724 410-761-2539
Michael Derocher State Farm 8600 Foundry Street, Savage, 20763-9512 301-604-3216
A & W Insurance Services Inc. Erie 710 Solomons Island Rd N , Prince Frederick, 20678 None
Elizabeth Carroll Allstate 8218 Wisconsin Ave Ste P16, Bethesda, 20814 (301) 424-6900
Twfg Insurance Services Inc Travelers 10410 KENSINGTON PKWY 206, KENSINGTON, 20895 301-933-0783
Severn River Insurance Llc Nationwide 8136 Fort Smallwood Rd, Baltimore, 21226 (410) 255-8100

Calvert Beach, MD Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$61 $1,437
Driver's Failure In Showing Documents +$133 $1,509
Driving With An Expired Registration +$142 $1,518
Driving At A Considerably Slow Pace +$299 $1,675
Using A Cellphone While Driving +$315 $1,691
Running A Red Light +$321 $1,697
Speeding +$337 $1,713
Driving A Vehicle Without The Required Permission +$428 $1,804
Driving With An Expired/Suspended License +$927 $2,303

Calvert Beach, MD Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,321
Active Disabling Device $1,321
Tracking Device $1,293
Passive Disabling Device $1,280