Calverton Auto Insurance Rates, Quotes, Agents & Reviews in MD

Calverton, MD Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Calverton, MD, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Calverton, MD are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Calverton, MD Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Calverton, MD with that of other cities in and around Calverton.

Calverton Colesville Cloverly Beltsville White Oak Hillandale
Average Insurance Rates $1,403 $1,455 $1,469 $1,378 $1,430 $1,426

Calverton, MD Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Calverton, MD based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Calverton $1,758 $1,485
Fairland $1,896 $1,602
Beltsville $1,883 $1,590
White Oak $1,361 $1,149
Hillandale $1,932 $1,632
Colesville $1,381 $1,167
Konterra $1,194 $1,008
Cloverly $1,920 $1,622

Calverton, MD Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Calverton, MD usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,552
20 Years $1,803
30 Years $1,388
40 Years $1,336
50 Years $1,237
60 Years $1,254
70 Years $1,460

Calverton, MD Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Calverton, MD can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,413 $393
3 Vehicles $3,620 $589
4 Vehicles $4,826 $786

Savings on 2 Vehicles bundle:$393

Savings on 3 Vehicles bundle:$589

Savings on 4 Vehicles bundle:$786

Calverton, MD Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Calverton, MD.

Location Average Insurance Cost Post DUI Insurance Rate
Calverton $1,403 $2,237
Fairland $1,392 $2,219
Beltsville $1,378 $2,197
White Oak $1,430 $2,280
Hillandale $1,426 $2,274
Colesville $1,455 $2,320
Konterra $1,408 $2,245
Cloverly $1,469 $2,342

Calverton, MD Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,204
Excellent (740-799) $1,374
Good (670-739) $1,462
Average (580-669) $1,907
Poor (300-579) $2,288

Calverton, MD Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Paul Funk State Farm 307 Frederick Rd, Catonsville, 21228-4620 410-744-0077
Kevin Vendt Allstate 8624 Georgia Ave Ste C3, Silver Spring, 20910 (202) 537-0900
Bethesda General Insurance Erie 13975 Connecticut Avenue Suite 205, Silver Spring, 20906 None
Charles Sumpter State Farm 4405 East West Hwy Ste 406, Bethesda, 20814-4535 301-657-2323
Mary Amshey Allstate 8640 Guilford Rd Ste 212, Columbia, 21046 (410) 381-8811
Aaron Lawrence State Farm 8717 Greenbelt Rd Ste 206, Greenbelt, 20770-2473 301-552-4690
George Vassilas State Farm 1835 University Blvd E Ste 324, Hyattsville, 20783-4676 301-424-9100
Jim Mccauley State Farm 11200 Scaggsville Rd Ste 115B, Laurel, 20723-2024 301-206-9600
P. Allen Haney Company Property & Casualty None 308 Southwest Drive , Silver Spring, 20901 None
Scott Mcgrew State Farm 4785 Dorsey Hall Dr Ste 101, Ellicott City, 21042-7862 410-730-4333
Schrier Insurance Agency Inc. Nationwide 3423 Olney Laytonsville Rd STE 4, Olney, 20832-1787 (301) 774-0801

Calverton, MD Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$62 $1,465
Driver's Failure In Showing Documents +$136 $1,539
Driving With An Expired Registration +$145 $1,548
Driving At A Considerably Slow Pace +$304 $1,707
Using A Cellphone While Driving +$321 $1,724
Running A Red Light +$327 $1,730
Speeding +$344 $1,747
Driving A Vehicle Without The Required Permission +$436 $1,839
Driving With An Expired/Suspended License +$946 $2,349

Calverton, MD Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,347
Active Disabling Device $1,347
Tracking Device $1,319
Passive Disabling Device $1,305