Cambria County Auto Insurance Rates, Quotes, Agents & Reviews in PA

Cambria County, PA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Cambria County, PA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Cambria County, PA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Cambria County, PA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Cambria County, PA with that of other cities in and around Cambria County.

Cambria County Munster Loretto Revloc East Carroll Ebensburg
Average Insurance Rates $1,371 $1,433 $1,396 $1,362 $1,397 $1,403

Cambria County, PA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Cambria County, PA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Cambria County $1,920 $1,622
Ebensburg $2,809 $2,372
Cambria $1,769 $1,494
Revloc $1,677 $1,416
Munster $1,129 $954
Loretto $1,702 $1,437
Colver $1,575 $1,330
East Carroll $1,703 $1,438

Cambria County, PA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Cambria County, PA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,449
20 Years $1,762
30 Years $1,357
40 Years $1,305
50 Years $1,209
60 Years $1,226
70 Years $1,427

Cambria County, PA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Cambria County, PA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,413 $329
3 Vehicles $3,619 $494
4 Vehicles $4,826 $658

Savings on 2 Vehicles bundle:$329

Savings on 3 Vehicles bundle:$494

Savings on 4 Vehicles bundle:$658


Cambria County, PA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Cambria County, PA.

Location Average Insurance Cost Post DUI Insurance Rate
Cambria County $1,371 $2,158
Ebensburg $1,403 $2,208
Cambria $1,407 $2,215
Revloc $1,362 $2,144
Munster $1,433 $2,256
Loretto $1,396 $2,197
Colver $1,362 $2,144
East Carroll $1,397 $2,199

Cambria County, PA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,176
Excellent (740-799) $1,343
Good (670-739) $1,429
Average (580-669) $1,864
Poor (300-579) $2,236

Cambria County, PA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$60 $1,431
Driver's Failure In Showing Documents +$133 $1,504
Driving With An Expired Registration +$141 $1,512
Driving At A Considerably Slow Pace +$298 $1,669
Using A Cellphone While Driving +$314 $1,685
Running A Red Light +$319 $1,690
Speeding +$336 $1,707
Driving A Vehicle Without The Required Permission +$426 $1,797
Driving With An Expired/Suspended License +$924 $2,295

Cambria County, PA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,316
Active Disabling Device $1,316
Tracking Device $1,289
Passive Disabling Device $1,275