Cambrian Park Auto Insurance Rates, Quotes, Agents & Reviews in CA

Cambrian Park, CA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Cambrian Park, CA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Cambrian Park, CA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Cambrian Park, CA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Cambrian Park, CA with that of other cities in and around Cambrian Park.

Cambrian Park Monte Sereno Campbell Lexington Hills Saratoga Fruitdale
Average Insurance Rates $2,142 $2,566 $1,299 $2,101 $1,287 $2,014

Cambrian Park, CA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Cambrian Park, CA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Cambrian Park $2,271 $1,918
Los Gatos $2,066 $1,745
Campbell $2,151 $1,817
Monte Sereno $2,643 $2,232
Fruitdale $1,966 $1,661
San Jose $2,131 $1,800
Saratoga $2,847 $2,405
Lexington Hills $2,055 $1,736

Cambrian Park, CA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Cambrian Park, CA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $6,950
20 Years $2,752
30 Years $2,120
40 Years $2,040
50 Years $1,889
60 Years $1,915
70 Years $2,229

Cambrian Park, CA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Cambrian Park, CA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $3,727 $557
3 Vehicles $5,591 $835
4 Vehicles $7,454 $1,114

Savings on 2 Vehicles bundle:$557

Savings on 3 Vehicles bundle:$835

Savings on 4 Vehicles bundle:$1,114


Cambrian Park, CA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Cambrian Park, CA.

Location Average Insurance Cost Post DUI Insurance Rate
Cambrian Park $2,142 $5,274
Los Gatos $2,342 $5,766
Campbell $1,299 $3,198
Monte Sereno $2,566 $6,318
Fruitdale $2,014 $4,959
San Jose $1,446 $3,560
Saratoga $1,287 $3,169
Lexington Hills $2,101 $5,173

Cambrian Park, CA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,838
Excellent (740-799) $2,098
Good (670-739) $2,232
Average (580-669) $2,912
Poor (300-579) $3,494

Cambrian Park, CA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Richard Perilli Allstate 1713 El Camino Real, Santa Clara, 95050 (408) 247-7995
Ciardella Insurance Services, Inc. None 21721 Granada Ave, Cupertino, 95014 None
Gary Wenberg State Farm 120 W Campbell Ave Ste G, Campbell, 95008-1045 408-374-3080
Ejms Services Llc Liberty Mutual Independent 451 Los Gatos Blvd 2Nd Fl, LOS GATOS, 95032 (408) 402-0400
Lampai Lp Vongmany Liberty Mutual 2580 North First Street Suite 290, San Jose, 95131 1-408-577-1191
Bill Allen State Farm 1270 Oakmead Pkwy Ste 107, Sunnyvale, 94085-4031 408-736-1550
Donald Stillwell Liberty Mutual 2580 North First Street Suite 290, San Jose, 95131 1-408-577-1191
Joe Fiorentino State Farm 1153 Redmond Ave Ste C, San Jose, 95120-2779 408-927-7526
Bob Hagen State Farm 3080 Olcott St Ste D110, Santa Clara, 95054-3283 408-492-0293

Cambrian Park, CA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$94 $2,236
Driver's Failure In Showing Documents +$208 $2,350
Driving With An Expired Registration +$221 $2,363
Driving At A Considerably Slow Pace +$465 $2,607
Using A Cellphone While Driving +$491 $2,633
Running A Red Light +$499 $2,641
Speeding +$525 $2,667
Driving A Vehicle Without The Required Permission +$666 $2,808
Driving With An Expired/Suspended License +$1,444 $3,586

Cambrian Park, CA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $2,056
Active Disabling Device $2,056
Tracking Device $2,013
Passive Disabling Device $1,992