Cambridge, MA Auto Insurance Rates

Cambridge, MA residents can save $470 by comparing multiple quotes & reading reviews & research on Cambridge car insurance rates, quotes, agents & coverage.

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$841 $1175 $1317

Latest Auto Insurance Reviews in Cambridge, Massachusetts


Progressive
When shopping around, this was my least expensive option due to already having my vehicle insurance through them compared to the other insurance companies I received quotes from.
Allstate
I have had no issues with my car insurance and my local office has been great with any questions I have regarding my policy
State Farm
the car insurance is useful and careful of car and humans offer are valuable and correct
Allstate
The deductible on our policy is comparable to other insurance companies and reasonable for our coverage levels. We have not seen any significant changes in 10 years.
Allstate
Don't have a car. Don't see any reason to own a car, or any other motor vehicle. I live in an area with very good public transportation and there are a lot of bike lanes and rental bikes areas also.
Safeco Insurance
I have not compared other policies since adding a new vehicle to our plan. I would anticipate the offerings would be comparable. When it comes time to renew our policies, I will compare at that time. I do know that if we had stayed with our prior carrier, our premiums would have gone up 25% from where they were.
Safeco Insurance
I have not compared other policies since adding a new vehicle to our plan. I would anticipate the offerings would be comparable. When it comes time to renew our policies, I will compare at that time. I do know that if we had stayed with our prior carrier, our premiums would have gone up 25% from where they were.
Narragansett Bay Insurance Company
The premium is very low as compared to all the Insurance companies in New Jersey
National General
my insurance company offers safe policies of good guarantee that make me feel safe even with any other company that's why I'm left with this
Liberty Mutual
that sometimes I did not give more benefit although I do not complain about her because many times I got out of trouble
State Farm
State Farm was great about what they offered me for full coverage on my car. What I liked were the never ending discounts like good driver, no moving violations, no accidents, antitheft devices, etc. I called several different companies to get quotes on their rates and what they could offer me but nothing compared to State Farm.
Safety Insurance
I am not satisfied as it seems I am paying a higher premium than I would with other insurance companies, I'm not happy.
State Farm
I like that we get good driving discounts, we can add riders for single items, and our rates are reasonable.
Write Your Review | Cambridge, Massachusetts Auto Insurance Analysis
State Farm Auto Insurance, Cambridge, MA
$59/1 month
Car Insurance Policy Holder
  • Married 46 Years old Female licensed 23 years ago with Financed Chrysler Town & Country Touring L used for Business with estimated annual mileage of 12,001 - 15,000.
  • Doctors & Full Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 50 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage

Cambridge Car Insurance Rate Comparisons

Cambridge, MA's average car insurance of $1175 differs from Winthrop Town, MA (+$345), Medford, MA (+$383), Boston, MA (+$186) and Massachusetts (+$450)

Cambridge Winthrop Town, MA Medford, MA Boston, MA Massachusetts
Median Insurance Rates $1175 +$345 +$383 +$186 +$450

Cambridge Car Insurance Savings By Neighborhood & Street Area

Cambridge Driver Street Residence & Car Locations Car Details in Cambridge Cambridge Driver Demographics Cambridge Auto Insurance Estimates Recent Cambridge Insurance Savings
East Cambridge
Monsignor Obrien Hwy2000 Buick Regal GS30 year married man$1576$406
Sciarappa St2009 Mazda MAZDA3 i Sport18 year teenager$2732$506
Education St2008 Ford Fusion I4 SE79 year senior$1009$598
Gore St2009 Jeep Liberty Limited44 year man$1323$680
Other Area
Spring Pl2011 Hyundai Sonata GLS80 year male senior$1197$779
4th Street Pl2010 Toyota Prius \N30 year married woman$970$687
Potter St2008 Cadillac DTS Base74 year female senior$1151$791
Cambridgeport
Porrington St2009 Chrysler 300 C HEMI18 year male teenager$3153$397
Blanche St2013 Volkswagen Jetta S18 year female teenager$2749$501
Osborne St2013 Honda Civic LX41 year woman$977$608

Cambridge Post DUI Car Insurance Rates

Cambridge Newton Suffolk County Everett Massachusetts
Median Post DUI Insurance Rate $2185 -$257 +$586 +$753 +$837
Male Teenager Post DUI Insurance Rate $5834 -$686 +$1565 +$2011 +$2234
Female Teenager Post DUI Insurance Rate $5070 -$597 +$1358 +$1746 +$1942

The Post DUI insurance in Cambridge, MA's is $2185 compared to Newton (-$257), Suffolk County (+$586), Everett (+$753) and Massachusetts (+$837)

In Cambridge, a male teenager with Post DUI pays $764 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2008 Ford Fusion I4 SE in Cambridge, MA would pay $5332 on auto insurance while a female teenager POST DUI would pay $4633.

Cambridge Car Insurance by Segment

Cambridge Teenagers Car Insurance Rates Comparison

7373 Cambridge Teenagers (7% of total population), 44% Male & 56% Female.

Cambridge Waltham Everett Saugus Massachusetts
All Teenagers $2914 -$268 +$1004 +$880 +$1116
Male Teenager $3137 -$289 +$1081 +$948 +$1201
Female Teenager $2726 -$251 +$939 +$823 +$1044

Cambridge teenagers pay $2914 in insurance in contrast with Waltham (-$268), Everett (+$1004), Saugus (+$880) and Massachusetts (+$1116). The difference between Male & Female teenagers in Cambridge is $411

Example

  • 2013 Dodge Journey Crew Male Teenager Insurance Rate $3374
  • 2010 Audi A4 2.0T Premium Female Teenager Insurance Rate $3016

Cambridge Men & Women Car Insurance

105026 Cambridge Adults (100% of total population), 49% Men & 51% Women.

Cambridge Belmont Suffolk County Medford Massachusetts
All Women $1116 +$983 +$299 +$364 +$427
Married Women $1069 +$942 +$286 +$348 +$409
All Men $1609 +$1418 +$432 +$525 +$617
Married Men $1480 +$1304 +$397 +$483 +$567

The typical insurance rate of $1609 that Cambridge Men pay varies from Belmont (+$1418), Suffolk County (+$432), Medford (+$525) and Massachusetts (+$617). In Cambridge, married men pay $411 more than married women.

Example

  • 2012 Lincoln MKZ Married Men Insurance Rate $1430
  • 2014 Kia Sorento LX Married Women Insurance Rate $1406

Cambridge Senior Car Insurance

16440 Cambridge Seniors (15% of total population), 41% Senior Men & 59% Senior Women.

Cambridge Stoneham Suffolk County Medford Massachusetts
All Seniors $1104 +$136 +$296 +$360 +$423
Senior Men $1151 +$142 +$309 +$375 +$441
Senior Women $1034 +$127 +$277 +$337 +$396

Cambridge seniors pay $1104 in insurance compared to Stoneham (+$136), Suffolk County (+$296), Medford (+$360) and Massachusetts (+$423). In Cambridge, senior men pay $117 more than senior women.

Cambridge Car Insurance Discounts for Multiple Vehicles

Cambridge Population with 1 Vehicle 21941 (49% of Cambridge population), 2 Vehicles 7606 (17% of the Cambridge population) and 3 vehicles 1080 (2% of the population)

Cambridge Waltham Revere Stoneham Massachusetts
2 Vehicles $2233 -$205 +$745 +$275 +$855
3 Vehicles $3408 -$313 +$1137 +$420 +$1305
4 Vehicles $4583 -$421 +$1529 +$565 +$1755

Car Insurance Agents in Cambridge, MA

Rank Agent Name Agent Contact
1 Allston Insurance Agency 955 Massachusetts Ave, Cambridge, MA 2139
2 Central Square Insurance Agency 875 Massachusetts Ave Ste 11, Cambridge, MA 2139
3 Congress Auto Insurance Agency 10 Magazine St Ste B, Cambridge, MA 2139
4 Dudley & Borland, Ellis & Andrews Insurance 30 Brattle St, Cambridge, MA 2138
5 H Levenbaum Insurance Agency 1361 Cambridge St, Cambridge, MA 2139
6 John L Danehy Real Estate & Insurance 2294 Mass Ave, Cambridge, MA 2140
7 Neil S Lupardo Insurance Agency 519 Cambridge St, Cambridge, MA 2141
8 Ponte Insurance Agency 819 Cambridge St, Cambridge, MA 2141
9 Ribeiro-DeSousa Insurance Agency 1092 Cambridge St, Cambridge, MA 2139
10 Samuel J. Foti Insurance Agency 402 Cambridge St, Cambridge, MA 2141

Cambridge Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Chevrolet, Avalanche LS $1500 $1170 $1670 $1080 $2580 $-910
Lincoln, Navigator $1000 $1170 $1670 $1100 $2100 $-430
Jeep, Patriot Sport $700 $1140 $1640 $1070 $1770 $-130
Subaru, Outback 2.5I $200 $1310 $1510 $1230 $1430 $80
Toyota, Avalon Limited $400 $1240 $1640 $1150 $1550 $90