Cambridge, MA Auto Insurance Rates
Cambridge, MA residents can save $470 by comparing multiple quotes & reading reviews & research on Cambridge car insurance rates, quotes, agents & coverage.
Lowest | Average | Highest |
---|---|---|
$841 | $1175 | $1317 |
Latest Auto Insurance Reviews in Cambridge, Massachusetts
When shopping around, this was my least expensive option due to already having my vehicle insurance through them compared to the other insurance companies I received quotes from.
I have had no issues with my car insurance and my local office has been great with any questions I have regarding my policy
the car insurance is useful and careful of car and humans offer are valuable and correct
The deductible on our policy is comparable to other insurance companies and reasonable for our coverage levels. We have not seen any significant changes in 10 years.
Don't have a car. Don't see any reason to own a car, or any other motor vehicle. I live in an area with very good public transportation and there are a lot of bike lanes and rental bikes areas also.
I have not compared other policies since adding a new vehicle to our plan. I would anticipate the offerings would be comparable. When it comes time to renew our policies, I will compare at that time. I do know that if we had stayed with our prior carrier, our premiums would have gone up 25% from where they were.
I have not compared other policies since adding a new vehicle to our plan. I would anticipate the offerings would be comparable. When it comes time to renew our policies, I will compare at that time. I do know that if we had stayed with our prior carrier, our premiums would have gone up 25% from where they were.
The premium is very low as compared to all the Insurance companies in New Jersey
my insurance company offers safe policies of good guarantee that make me feel safe even with any other company that's why I'm left with this
that sometimes I did not give more benefit although I do not complain about her because many times I got out of trouble
State Farm was great about what they offered me for full coverage on my car. What I liked were the never ending discounts like good driver, no moving violations, no accidents, antitheft devices, etc. I called several different companies to get quotes on their rates and what they could offer me but nothing compared to State Farm.
I am not satisfied as it seems I am paying a higher premium than I would with other insurance companies, I'm not happy.
I like that we get good driving discounts, we can add riders for single items, and our rates are reasonable.
- Married 46 Years old Female licensed 23 years ago with Financed Chrysler Town & Country Touring L used for Business with estimated annual mileage of 12,001 - 15,000.
- Doctors & Full Time Job.
- No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 25 K Property Damage
- 50 K Personal Injury Protection
- 20 K Uninsured Motorists Bodily Injury
- 40 K Uninsured Motorists Property Damage
Cambridge Car Insurance Rate Comparisons
Cambridge, MA's average car insurance of $1175 differs from Winthrop Town, MA (+$345), Medford, MA (+$383), Boston, MA (+$186) and Massachusetts (+$450)
Cambridge | Winthrop Town, MA | Medford, MA | Boston, MA | Massachusetts | |
Median Insurance Rates | $1175 | +$345 | +$383 | +$186 | +$450 |
Cambridge Car Insurance Savings By Neighborhood & Street Area
Cambridge Driver Street Residence & Car Locations | Car Details in Cambridge | Cambridge Driver Demographics | Cambridge Auto Insurance Estimates | Recent Cambridge Insurance Savings |
---|---|---|---|---|
East Cambridge | ||||
Monsignor Obrien Hwy | 2000 Buick Regal GS | 30 year married man | $1576 | $406 |
Sciarappa St | 2009 Mazda MAZDA3 i Sport | 18 year teenager | $2732 | $506 |
Education St | 2008 Ford Fusion I4 SE | 79 year senior | $1009 | $598 |
Gore St | 2009 Jeep Liberty Limited | 44 year man | $1323 | $680 |
Other Area | ||||
Spring Pl | 2011 Hyundai Sonata GLS | 80 year male senior | $1197 | $779 |
4th Street Pl | 2010 Toyota Prius \N | 30 year married woman | $970 | $687 |
Potter St | 2008 Cadillac DTS Base | 74 year female senior | $1151 | $791 |
Cambridgeport | ||||
Porrington St | 2009 Chrysler 300 C HEMI | 18 year male teenager | $3153 | $397 |
Blanche St | 2013 Volkswagen Jetta S | 18 year female teenager | $2749 | $501 |
Osborne St | 2013 Honda Civic LX | 41 year woman | $977 | $608 |
Cambridge Post DUI Car Insurance Rates
Cambridge | Newton | Suffolk County | Everett | Massachusetts | |
Median Post DUI Insurance Rate | $2185 | -$257 | +$586 | +$753 | +$837 |
Male Teenager Post DUI Insurance Rate | $5834 | -$686 | +$1565 | +$2011 | +$2234 |
Female Teenager Post DUI Insurance Rate | $5070 | -$597 | +$1358 | +$1746 | +$1942 |
The Post DUI insurance in Cambridge, MA's is $2185 compared to Newton (-$257), Suffolk County (+$586), Everett (+$753) and Massachusetts (+$837)
In Cambridge, a male teenager with Post DUI pays $764 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2008 Ford Fusion I4 SE in Cambridge, MA would pay $5332 on auto insurance while a female teenager POST DUI would pay $4633.
Cambridge Car Insurance by Segment
Cambridge Teenagers Car Insurance Rates Comparison
7373 Cambridge Teenagers (7% of total population), 44% Male & 56% Female.
Cambridge | Waltham | Everett | Saugus | Massachusetts | |
All Teenagers | $2914 | -$268 | +$1004 | +$880 | +$1116 |
Male Teenager | $3137 | -$289 | +$1081 | +$948 | +$1201 |
Female Teenager | $2726 | -$251 | +$939 | +$823 | +$1044 |
Cambridge teenagers pay $2914 in insurance in contrast with Waltham (-$268), Everett (+$1004), Saugus (+$880) and Massachusetts (+$1116). The difference between Male & Female teenagers in Cambridge is $411
Example
- 2013 Dodge Journey Crew Male Teenager Insurance Rate $3374
- 2010 Audi A4 2.0T Premium Female Teenager Insurance Rate $3016
Cambridge Men & Women Car Insurance
105026 Cambridge Adults (100% of total population), 49% Men & 51% Women.
Cambridge | Belmont | Suffolk County | Medford | Massachusetts | |
All Women | $1116 | +$983 | +$299 | +$364 | +$427 |
Married Women | $1069 | +$942 | +$286 | +$348 | +$409 |
All Men | $1609 | +$1418 | +$432 | +$525 | +$617 |
Married Men | $1480 | +$1304 | +$397 | +$483 | +$567 |
The typical insurance rate of $1609 that Cambridge Men pay varies from Belmont (+$1418), Suffolk County (+$432), Medford (+$525) and Massachusetts (+$617). In Cambridge, married men pay $411 more than married women.
Example
- 2012 Lincoln MKZ Married Men Insurance Rate $1430
- 2014 Kia Sorento LX Married Women Insurance Rate $1406
Cambridge Senior Car Insurance
16440 Cambridge Seniors (15% of total population), 41% Senior Men & 59% Senior Women.
Cambridge | Stoneham | Suffolk County | Medford | Massachusetts | |
All Seniors | $1104 | +$136 | +$296 | +$360 | +$423 |
Senior Men | $1151 | +$142 | +$309 | +$375 | +$441 |
Senior Women | $1034 | +$127 | +$277 | +$337 | +$396 |
Cambridge seniors pay $1104 in insurance compared to Stoneham (+$136), Suffolk County (+$296), Medford (+$360) and Massachusetts (+$423). In Cambridge, senior men pay $117 more than senior women.
Cambridge Car Insurance Discounts for Multiple Vehicles
Cambridge Population with 1 Vehicle 21941 (49% of Cambridge population), 2 Vehicles 7606 (17% of the Cambridge population) and 3 vehicles 1080 (2% of the population)
Cambridge | Waltham | Revere | Stoneham | Massachusetts | |
2 Vehicles | $2233 | -$205 | +$745 | +$275 | +$855 |
3 Vehicles | $3408 | -$313 | +$1137 | +$420 | +$1305 |
4 Vehicles | $4583 | -$421 | +$1529 | +$565 | +$1755 |
Car Insurance Agents in Cambridge, MA
Rank | Agent Name | Agent Contact |
---|---|---|
1 | Allston Insurance Agency | 955 Massachusetts Ave, Cambridge, MA 2139 |
2 | Central Square Insurance Agency | 875 Massachusetts Ave Ste 11, Cambridge, MA 2139 |
3 | Congress Auto Insurance Agency | 10 Magazine St Ste B, Cambridge, MA 2139 |
4 | Dudley & Borland, Ellis & Andrews Insurance | 30 Brattle St, Cambridge, MA 2138 |
5 | H Levenbaum Insurance Agency | 1361 Cambridge St, Cambridge, MA 2139 |
6 | John L Danehy Real Estate & Insurance | 2294 Mass Ave, Cambridge, MA 2140 |
7 | Neil S Lupardo Insurance Agency | 519 Cambridge St, Cambridge, MA 2141 |
8 | Ponte Insurance Agency | 819 Cambridge St, Cambridge, MA 2141 |
9 | Ribeiro-DeSousa Insurance Agency | 1092 Cambridge St, Cambridge, MA 2139 |
10 | Samuel J. Foti Insurance Agency | 402 Cambridge St, Cambridge, MA 2141 |
Cambridge Auto Insurance Rates Vary by Deductible
Low Deductible ($500) | High Deductible ($1000) | |||||
---|---|---|---|---|---|---|
Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
Chevrolet, Avalanche LS | $1500 | $1170 | $1670 | $1080 | $2580 | $-910 |
Lincoln, Navigator | $1000 | $1170 | $1670 | $1100 | $2100 | $-430 |
Jeep, Patriot Sport | $700 | $1140 | $1640 | $1070 | $1770 | $-130 |
Subaru, Outback 2.5I | $200 | $1310 | $1510 | $1230 | $1430 | $80 |
Toyota, Avalon Limited | $400 | $1240 | $1640 | $1150 | $1550 | $90 |