Cambridge Auto Insurance Rates, Quotes, Agents & Reviews in VT

Cambridge, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Cambridge, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Cambridge, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Cambridge, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Cambridge, VT with that of other cities in and around Cambridge.

Cambridge Waterville Underhill Westford Fletcher Jeffersonville
Average Insurance Rates $1,115 $1,071 $1,151 $1,131 $1,106 $1,092

Cambridge, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Cambridge, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Cambridge $1,395 $1,178
Jeffersonville $1,353 $1,143
Johnson $1,484 $1,254
Underhill $2,414 $2,039
Fletcher $1,372 $1,159
Waterville $1,478 $1,248
Lamoille County $1,469 $1,241
Westford $2,089 $1,764

Cambridge, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Cambridge, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,618
20 Years $1,433
30 Years $1,103
40 Years $1,062
50 Years $983
60 Years $997
70 Years $1,160

Cambridge, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Cambridge, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,940 $290
3 Vehicles $2,910 $435
4 Vehicles $3,880 $580

Savings on 2 Vehicles bundle:$290

Savings on 3 Vehicles bundle:$435

Savings on 4 Vehicles bundle:$580


Cambridge, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Cambridge, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Cambridge $1,115 $2,304
Jeffersonville $1,092 $2,257
Johnson $1,075 $2,221
Underhill $1,151 $2,379
Fletcher $1,106 $2,286
Waterville $1,071 $2,213
Lamoille County $1,101 $2,275
Westford $1,131 $2,337

Cambridge, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $957
Excellent (740-799) $1,092
Good (670-739) $1,162
Average (580-669) $1,516
Poor (300-579) $1,819

Cambridge, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Michael Coburn Allstate 1134 S Brownell Rd, Williston, 5495 (802) 658-7800
David R Lagerstedt Allstate 11 Pearl St Ste 101, Essex Junction, 5452 (802) 879-5200
Chris Kasper State Farm 159 Pearl St Ste 3, Essex Jct, 05452-3038 802-872-8300
Essex Agency Inc Liberty Mutual Independent 2 RAILROAD ST, ESSEX JUNCTION, 5452 802-878-5334
The Essex Agency Inc Travelers 2 RAILROAD ST, ESSEX JUNCTION, 5452 802-878-5334
Nfp None 553 Roosevelt Hwy Ste 201 , Colchester, 5446 None
Jared Jabaut Agency Nationwide 3198 Shelburne Rd, Shelburne, 5482 (802) 985-2400
Town And Country Agy Allstate 64 Church St, Jeffersonville, 5464 (802) 644-8876

Cambridge, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$49 $1,164
Driver's Failure In Showing Documents +$108 $1,223
Driving With An Expired Registration +$115 $1,230
Driving At A Considerably Slow Pace +$242 $1,357
Using A Cellphone While Driving +$255 $1,370
Running A Red Light +$260 $1,375
Speeding +$273 $1,388
Driving A Vehicle Without The Required Permission +$347 $1,462
Driving With An Expired/Suspended License +$752 $1,867

Cambridge, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,070
Active Disabling Device $1,070
Tracking Device $1,048
Passive Disabling Device $1,037