Camp Ground, SC Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Camp Ground, SC, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Camp Ground, SC are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Camp Ground, SC Auto Insurance Rates
- Camp Ground, SC Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Camp Ground, SC
- Multi Vehicle Insurance Savings in Camp Ground, SC
- How Credit Score Affects Car Insurance Rates in Camp Ground, SC
- How DUI Affects Auto Insurance Premiums in Camp Ground, SC
- Top Auto Insurance Agents Near Camp Ground, SC
- How Driving Violations Affect Auto Insurance Rates in Camp Ground, SC
- Camp Ground, SC Auto Insurance Discounts on Anti Theft Feature
Camp Ground, SC Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Camp Ground, SC with that of other cities in and around Camp Ground.
| Camp Ground | Dentsville | Dutch Fork | Arcadia Lakes | Blythewood | Winnsboro South | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,469 | $1,418 | $1,460 | $1,598 | $1,507 | $1,417 |
Camp Ground, SC Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Camp Ground, SC based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Camp Ground | $1,225 | $1,034 |
| Dutch Fork | $1,532 | $1,294 |
| Blythewood | $1,510 | $1,275 |
| St. Andrews | $1,939 | $1,638 |
| Dentsville | $1,645 | $1,389 |
| Seven Oaks | $1,108 | $936 |
| Arcadia Lakes | $1,890 | $1,596 |
| Winnsboro South | $1,695 | $1,432 |
Camp Ground, SC Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Camp Ground, SC usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $4,767 |
| 20 Years | $1,887 |
| 30 Years | $1,454 |
| 40 Years | $1,399 |
| 50 Years | $1,295 |
| 60 Years | $1,313 |
| 70 Years | $1,529 |
Camp Ground, SC Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Camp Ground, SC can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $2,497 | $441 |
| 3 Vehicles | $3,746 | $661 |
| 4 Vehicles | $4,995 | $881 |
Savings on 2 Vehicles bundle:$441
Savings on 3 Vehicles bundle:$661
Savings on 4 Vehicles bundle:$881
Camp Ground, SC Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Camp Ground, SC.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Camp Ground | $1,469 | $2,220 |
| Dutch Fork | $1,460 | $2,206 |
| Blythewood | $1,507 | $2,277 |
| St. Andrews | $1,412 | $2,133 |
| Dentsville | $1,418 | $2,143 |
| Seven Oaks | $1,445 | $2,183 |
| Arcadia Lakes | $1,598 | $2,415 |
| Winnsboro South | $1,417 | $2,141 |
Camp Ground, SC Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,260 |
| Excellent (740-799) | $1,439 |
| Good (670-739) | $1,531 |
| Average (580-669) | $1,997 |
| Poor (300-579) | $2,396 |
Camp Ground, SC Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Eric Loebs | Allstate | 6911 N Trenholm Rd Ste 6, Columbia, 29206 | (803) 782-5445 |
| Theresa Miley | State Farm | 1009 Lake Murray Blvd, Irmo, 29063-2824 | 803-781-1540 |
| Craig Plank | State Farm | 7401 Parklane Rd, Columbia, 29223-7617 | 803-788-8341 |
| Irmo Insurance Agency Inc | Travelers | 1345 Lake Murray Blvd, Irmo, 29063 | (803) 234-7770 |
| Affordable Insurance Group | Travelers | 6168 ST ANDREWS RD, COLUMBIA, 29212 | 803-798-4499 |
| Richard Parker | Allstate | 9400 Two Notch Rd Ste A, Columbia, 29223 | (803) 238-2034 |
| Kellie Ballentine | Allstate | 162 Langford Rd, Blythewood, 29016 | (803) 691-3000 |
| Chad Feichtel Lutcf | Liberty Mutual | 131 Harbison Blvd Suite 170, Columbia, 29212 | 1-803-749-4064 |
| Bb&T Boyle Vaughan Insurance | None | 2000 Center Point Rd, Ste 2400 , Columbia, 29210 | None |
| Affordable Insurance Solutions, Llc | None | 3604 Fernandina Rd , Columbia, 29210 | None |
| Wayne Thierrien | State Farm | 9016 Farrow Rd Ste A, Columbia, 29203-8933 | 803-736-5999 |
| Terri Brock | State Farm | 6158 St Andrews Road, Columbia, 29212-3122 | 803-772-4000 |
Camp Ground, SC Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$65 | $1,534 |
| Driver's Failure In Showing Documents | +$142 | $1,611 |
| Driving With An Expired Registration | +$151 | $1,620 |
| Driving At A Considerably Slow Pace | +$319 | $1,788 |
| Using A Cellphone While Driving | +$336 | $1,805 |
| Running A Red Light | +$342 | $1,811 |
| Speeding | +$360 | $1,829 |
| Driving A Vehicle Without The Required Permission | +$457 | $1,926 |
| Driving With An Expired/Suspended License | +$990 | $2,459 |
Camp Ground, SC Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,410 |
| Active Disabling Device | $1,410 |
| Tracking Device | $1,381 |
| Passive Disabling Device | $1,366 |