Camp Hill Auto Insurance Rates, Quotes, Agents & Reviews in AL

Camp Hill, AL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Camp Hill, AL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Compare Quotes from Top Providers and Save now!

Factors that can influence the cost of car insurance in Camp Hill, AL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Camp Hill, AL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Camp Hill, AL with that of other cities in and around Camp Hill.

Camp Hill Tallapoosa County Loachapoka-Roxana Dadeville Waverly Loachapoka
Average Insurance Rates $1,376 $1,432 $1,521 $1,485 $1,380 $1,471

Camp Hill, AL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Camp Hill, AL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Camp Hill $2,037 $1,721
Waverly $1,281 $1,082
Dadeville $1,104 $933
Loachapoka-Roxana $955 $806
Tallapoosa County $1,944 $1,642
Loachapoka $1,429 $1,207
Jacksons' Gap $1,434 $1,211
La Fayette $1,604 $1,355

Camp Hill, AL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Camp Hill, AL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,465
20 Years $1,768
30 Years $1,362
40 Years $1,310
50 Years $1,213
60 Years $1,230
70 Years $1,432

Camp Hill, AL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Camp Hill, AL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,367 $385
3 Vehicles $3,550 $578
4 Vehicles $4,733 $771

Savings on 2 Vehicles bundle:$385

Savings on 3 Vehicles bundle:$578

Savings on 4 Vehicles bundle:$771


Camp Hill, AL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Camp Hill, AL.

Location Average Insurance Cost Post DUI Insurance Rate
Camp Hill $1,376 $2,440
Waverly $1,380 $2,447
Dadeville $1,485 $2,633
Loachapoka-Roxana $1,521 $2,697
Tallapoosa County $1,432 $2,539
Loachapoka $1,471 $2,608
Jacksons' Gap $1,408 $2,496
La Fayette $1,393 $2,470

Camp Hill, AL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,181
Excellent (740-799) $1,348
Good (670-739) $1,434
Average (580-669) $1,871
Poor (300-579) $2,244

Camp Hill, AL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Joe Stokes State Farm 818 E Glenn Ave, Auburn, 36830-5708 334-821-3793
Dee C Madison Allstate 1444 Opelika Rd, Auburn, 36830 (334) 301-2601
Prewett Insurance Group Allstate 2210 Gateway Dr Ste B, Opelika, 36801 (334) 528-0303
Donnie Rabren Allstate 721 E Glenn Ave, Auburn, 36830 (334) 821-7570
Bobby Ryals State Farm 790 S Tallassee St, Dadeville, 36853-1822 256-825-9940
Daughtry Ins Agency Inc Nationwide 105 N 10th St STE A, Opelika, 36801-4300 (334) 741-9979
Erica Love Lutcf Farmers 36 Samford Ave Ste C, Opelika, 36801 (334) 704-4037
Albia Steers State Farm 1010 N Broadway Ave, Sylacauga, 35150-2162 256-245-6061
Chattawood Insurance Co., Inc. None 2138 Moores Mill Rd. Ste B , Auburn, 36830 None
Sheila Curtis State Farm 420 W Fort Williams St, Sylacauga, 35150-2436 256-249-8188

Camp Hill, AL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$61 $1,437
Driver's Failure In Showing Documents +$133 $1,509
Driving With An Expired Registration +$142 $1,518
Driving At A Considerably Slow Pace +$299 $1,675
Using A Cellphone While Driving +$315 $1,691
Running A Red Light +$321 $1,697
Speeding +$337 $1,713
Driving A Vehicle Without The Required Permission +$428 $1,804
Driving With An Expired/Suspended License +$927 $2,303

Camp Hill, AL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,321
Active Disabling Device $1,321
Tracking Device $1,293
Passive Disabling Device $1,280