Canaan Auto Insurance Rates, Quotes, Agents & Reviews in VT

Canaan, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Canaan, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Canaan, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Canaan, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Canaan, VT with that of other cities in and around Canaan.

Canaan Averill West Stewartstown Lemington Norton Lewis
Average Insurance Rates $1,049 $1,008 $1,607 $1,055 $1,078 $1,260

Canaan, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Canaan, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Canaan $1,421 $1,201
West Stewartstown $1,655 $1,398
Averill $1,038 $877
Beecher Falls $1,481 $1,251
Lemington $1,531 $1,293
Stewartstown $1,601 $1,352
Norton $1,722 $1,455
Lewis $1,298 $1,096

Canaan, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Canaan, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,404
20 Years $1,348
30 Years $1,038
40 Years $999
50 Years $925
60 Years $938
70 Years $1,092

Canaan, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Canaan, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,825 $273
3 Vehicles $2,738 $409
4 Vehicles $3,651 $545

Savings on 2 Vehicles bundle:$273

Savings on 3 Vehicles bundle:$409

Savings on 4 Vehicles bundle:$545

Canaan, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Canaan, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Canaan $1,049 $2,168
West Stewartstown $1,607 $2,840
Averill $1,008 $2,083
Beecher Falls $1,045 $2,159
Lemington $1,055 $2,180
Stewartstown $1,554 $2,746
Norton $1,078 $2,228
Lewis $1,260 $2,604

Canaan, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $900
Excellent (740-799) $1,027
Good (670-739) $1,093
Average (580-669) $1,426
Poor (300-579) $1,711

Canaan, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Royer-Camp Insurance Inc Travelers 573 E MAIN ST, NEWPORT, 5855 802-334-6727
Peter Campbell Agency Nationwide 5498 U S Rte 5, Newport, 05855-9483 (802) 334-6454
Poulos Insurance Allstate 21 Water St, Orleans, 5860 (802) 754-6930
Nfp - Poulos Insurance None 723 Concord Ave , St Johnsbury, 5819 None
Farm Country Insurance Inc Travelers 1951 MEMORIAL DR, ST JOHNSBURY CENTER, 5819 802-748-8081
Brooks Insurance Agency None P O Box 102, Newport, 5855 None
Kinney Pike Insurance Agency Liberty Mutual Independent 459 PORTLAND ST, ST JOHNSBURY, 5819 802-748-9033

Canaan, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$46 $1,095
Driver's Failure In Showing Documents +$102 $1,151
Driving With An Expired Registration +$108 $1,157
Driving At A Considerably Slow Pace +$228 $1,277
Using A Cellphone While Driving +$240 $1,289
Running A Red Light +$244 $1,293
Speeding +$257 $1,306
Driving A Vehicle Without The Required Permission +$326 $1,375
Driving With An Expired/Suspended License +$707 $1,756

Canaan, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,007
Active Disabling Device $1,007
Tracking Device $986
Passive Disabling Device $976