Canby, OR Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Canby, OR, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Cheapest Car Insurance in Canby, OR
You need auto insurance in Canby, OR, because it is the law. Every state requires that drivers have minimum liability insurance, and Oregon is no different. Auto insurance protects you financially in the event of an accident. If you cause an accident, your liability insurance will pay for the damages to the other driver's car and any medical bills they incur. If you are found at fault in an accident and do not have insurance, you will be responsible for paying these damages yourself, which could be very costly.
The average cost of car insurance in Canby, OR, is $1,467. The driver's age, credit history, gender, marital status, bundling, and a number of other factors might affect how much auto insurance costs in Canby. By reading this post, you can find the best vehicle insurance policy in Canby, OR, for your needs and budget
Auto Insurance Rates Based on the Age of the Driver
In general, younger drivers pay more for auto insurance than older drivers do. This is due to a few factors. First, it's widely believed that younger drivers are riskier than older ones. This is because there is a higher chance that they will be in an accident. Second, younger drivers typically have less experience behind the wheel. More accidents could result from this as well. For instance, teenagers in Canby, Oregon, must pay $4,760 for auto insurance, whereas drivers over the age of 40 pay $1,397.
Auto Insurance Rates Based on Credit History
In Canby, OR, auto insurance rates are based on credit history, so you'll likely get a lower rate if you have a good credit score. A bad credit score can mean you're a higher risk to the insurance company, and they'll charge you a higher rate. So if you're looking for the best rate on your auto insurance, keeping your credit score in good shape is important. In Canby, Oregon, drivers with exceptional credit scores pay $1,259 for auto insurance, while those with poor credit must spend $2,393 for the same coverage.
Auto Insurance Rates Post-DUI
Auto insurance rates in Canby, Oregon, are expected to rise after DUI. Auto insurance companies consider DUI a high-risk behaviour and will often charge drivers with a DUI conviction at significantly higher rates. In Canby, the average auto insurance rate is $1,467 per year. A DUI conviction could cause rates to increase by as much as $2,195 per year.
Factors that can influence the cost of car insurance in Canby, OR are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Canby, OR Auto Insurance Rates
- Canby, OR Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Canby, OR
- Multi Vehicle Insurance Savings in Canby, OR
- How Credit Score Affects Car Insurance Rates in Canby, OR
- How DUI Affects Auto Insurance Premiums in Canby, OR
- Top Auto Insurance Agents Near Canby, OR
- How Driving Violations Affect Auto Insurance Rates in Canby, OR
- Canby, OR Auto Insurance Discounts on Anti Theft Feature
- Canby, OR Auto Insurance Company Reviews
Canby, OR Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Canby, OR with that of other cities in and around Canby.
| Canby | Aurora | Mulino | West Linn | Barlow | Oregon City | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,467 | $1,489 | $1,523 | $1,550 | $1,431 | $1,323 |
Canby, OR Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Canby, OR based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Canby | $1,209 | $1,021 |
| Barlow | $1,360 | $1,148 |
| Aurora | $1,450 | $1,225 |
| Beavercreek | $995 | $840 |
| Wilsonville | $2,508 | $2,118 |
| Oregon City | $1,876 | $1,584 |
| Mulino | $1,530 | $1,292 |
| West Linn | $1,495 | $1,262 |
Canby, OR Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Canby, OR usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $4,760 |
| 20 Years | $1,885 |
| 30 Years | $1,452 |
| 40 Years | $1,397 |
| 50 Years | $1,294 |
| 60 Years | $1,312 |
| 70 Years | $1,527 |
Canby, OR Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Canby, OR can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $2,582 | $352 |
| 3 Vehicles | $3,873 | $528 |
| 4 Vehicles | $5,164 | $704 |
Savings on 2 Vehicles bundle:$352
Savings on 3 Vehicles bundle:$528
Savings on 4 Vehicles bundle:$704
Canby, OR Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Canby, OR.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Canby | $1,467 | $2,195 |
| Barlow | $1,431 | $2,141 |
| Aurora | $1,489 | $2,227 |
| Beavercreek | $1,518 | $2,271 |
| Wilsonville | $1,531 | $2,290 |
| Oregon City | $1,323 | $1,979 |
| Mulino | $1,523 | $2,278 |
| West Linn | $1,550 | $2,319 |
Canby, OR Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,259 |
| Excellent (740-799) | $1,437 |
| Good (670-739) | $1,529 |
| Average (580-669) | $1,994 |
| Poor (300-579) | $2,393 |
Canby, OR Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Russel Williams | State Farm | 21410 Salamo Rd, West Linn, 97068-7201 | 503-657-6690 |
| Dan Fullerton | Allstate | 7533 SE Lake Rd, Milwaukie, 97267 | (503) 653-8865 |
| Rene Huurman | Allstate | 17020 SW Upper Boones Ferry Rd Ste 303, Portland, 97224 | (503) 747-0341 |
| Slater & Associates Insurance Inc | Liberty Mutual Independent | 16850 SW UPPER BOONES FERRY RD STE B, TIGARD, 97224 | 503-624-0466 |
| Thomas Beck Agency Inc | Travelers | 334 NW 1ST AVE, CANBY, 97013 | 503-266-3566 |
| Ray Insurance Agency | Nationwide | 8600 SW Salish Lane STE 5, Wilsonville, 97070-9632 | (503) 682-3200 |
| Monterey Insurance Inc | Liberty Mutual Independent | 45 82ND DRIVE SUITE 45, GLADSTONE, 97027 | 503-652-3950 |
| Paul Dean | Allstate | 9780 SW Shady Ln Ste 215, Tigard, 97223 | (503) 520-9580 |
| Tanya Rote | Allstate | 7427 SW Coho Ct, Tualatin, 97062 | (503) 305-3921 |
| Teresa Barnard | State Farm | 17937 SW McEwan Rd Ste 200, Lake Oswego, 97224 | 503-636-5644 |
| Strand Insurance Of Oregon Inc | Liberty Mutual Independent | 1980 WILLAMETTE FALLS DR STE 130D, WEST LINN, 97068 | 503-646-0621 |
| Simmons And Associates Inc | Liberty Mutual Independent | 511 CENTER ST, OREGON CITY, 97045 | 503-768-9706 |
| Mike Gates | State Farm | 1471 Burns St, West Linn, 97068-3229 | 503-656-0399 |
Canby, OR Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$65 | $1,532 |
| Driver's Failure In Showing Documents | +$142 | $1,609 |
| Driving With An Expired Registration | +$151 | $1,618 |
| Driving At A Considerably Slow Pace | +$318 | $1,785 |
| Using A Cellphone While Driving | +$336 | $1,803 |
| Running A Red Light | +$342 | $1,809 |
| Speeding | +$359 | $1,826 |
| Driving A Vehicle Without The Required Permission | +$456 | $1,923 |
| Driving With An Expired/Suspended License | +$989 | $2,456 |
Canby, OR Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,408 |
| Active Disabling Device | $1,408 |
| Tracking Device | $1,379 |
| Passive Disabling Device | $1,364 |
Latest Auto Insurance Reviews in Canby, OR | Back to Top
Country FinancialSince we are using the same company for our home/farm package, the vehicle insurance was able to be written at a discount with all our other insurance products. We have multiple vehicles/trailers insured with the company and they provide, fair, competitive pricing for the local market.
Country FinancialSince we are using the same company for our home/farm package, the vehicle insurance was able to be written at a discount with all our other insurance products. We have multiple vehicles/trailers insured with the company and they provide, fair, competitive pricing for the local market.