Canterbury Auto Insurance Rates, Quotes, Agents & Reviews in CT

Canterbury, CT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Canterbury, CT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Canterbury, CT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Canterbury, CT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Canterbury, CT with that of other cities in and around Canterbury.

Canterbury Plainfield Village Sprague Lisbon Jewett City Plainfield
Average Insurance Rates $1,558 $1,522 $1,557 $1,563 $1,521 $1,530

Canterbury, CT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Canterbury, CT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Canterbury $1,567 $1,323
Plainfield Village $1,650 $1,394
Scotland $1,074 $907
Plainfield $1,795 $1,516
Sprague $1,523 $1,287
Jewett City $939 $793
Wauregan $1,329 $1,122
Lisbon $1,368 $1,155

Canterbury, CT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Canterbury, CT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,055
20 Years $2,002
30 Years $1,542
40 Years $1,484
50 Years $1,374
60 Years $1,393
70 Years $1,621

Canterbury, CT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Canterbury, CT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,742 $374
3 Vehicles $4,113 $561
4 Vehicles $5,484 $748

Savings on 2 Vehicles bundle:$374

Savings on 3 Vehicles bundle:$561

Savings on 4 Vehicles bundle:$748

Canterbury, CT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Canterbury, CT.

Location Average Insurance Cost Post DUI Insurance Rate
Canterbury $1,558 $2,934
Plainfield Village $1,522 $2,866
Scotland $1,572 $2,960
Plainfield $1,530 $2,881
Sprague $1,557 $2,932
Jewett City $1,521 $2,864
Wauregan $1,529 $2,879
Lisbon $1,563 $2,943

Canterbury, CT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,337
Excellent (740-799) $1,526
Good (670-739) $1,623
Average (580-669) $2,118
Poor (300-579) $2,541

Canterbury, CT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Kevin P. Trahan Allstate 140 Norwich Rd, Plainfield, 6374 (860) 564-3383
Leo E Tetrault & Son Inc Travelers 129 PROVIDENCE ST, TAFTVILLE, 6380 860-889-1878
Lobo Insurance Agency Travelers 10-B MAIN ST, HEBRON, 6248 860-228-1025
Gerardi Insurance Services, Inc. None 473 Norwich Rd, Plainfield, 6374 None
Archambault Insurance Assoc Liberty Mutual Independent 136 MAIN ST STE 104, DANIELSON, 6239 860-779-5030
Gerhardt Ins Agcy Inc Liberty Mutual Independent 176 NORWICH AVE, COLCHESTER, 6415 860-537-4661
The Sig Insurance Agencies Nationwide 1484 Highland Ave Unit 8B, Cheshire, 06410-1268 (203) 250-0186
Doug Riccio Liberty Mutual 108 Leigus Road, Wallingford, 6492 1-203-294-1505
John M Glover Agency Travelers EAST BUILDING (FRONT) 127 WASHINGTON AVENUE, NORTH HAVEN, 6473 203-234-2081

Canterbury, CT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$69 $1,627
Driver's Failure In Showing Documents +$151 $1,709
Driving With An Expired Registration +$160 $1,718
Driving At A Considerably Slow Pace +$338 $1,896
Using A Cellphone While Driving +$357 $1,915
Running A Red Light +$363 $1,921
Speeding +$382 $1,940
Driving A Vehicle Without The Required Permission +$485 $2,043
Driving With An Expired/Suspended License +$1,050 $2,608

Canterbury, CT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,496
Active Disabling Device $1,496
Tracking Device $1,465
Passive Disabling Device $1,449