Cape Coral, FL Auto Insurance Rates
Cape Coral, FL residents can save $510 by comparing multiple quotes & reading reviews & research on Cape Coral car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $1031 | $1273 | $1712 |
Latest Auto Insurance Reviews in Cape Coral, Florida
Usaa
I couldn't be happier with this company. Every time I've had to file a claim, they are very reasonable and don't raise rates for every single thing. They are fast, efficient, and super caring.
I couldn't be happier with this company. Every time I've had to file a claim, they are very reasonable and don't raise rates for every single thing. They are fast, efficient, and super caring.
State Farm
Customer service is very good! My insurance agent is very friendly, he remembers me when I call and asks about details of my life. I feel like I am being treated like family rather than a customer.
Customer service is very good! My insurance agent is very friendly, he remembers me when I call and asks about details of my life. I feel like I am being treated like family rather than a customer.
Geico
The premium and deductible are high. I am not sure why, because I have clean driver records. There are better policies from their competitors that I plan to explore and compare.
The premium and deductible are high. I am not sure why, because I have clean driver records. There are better policies from their competitors that I plan to explore and compare.
Usaa
I would say that the premium and deductible of the USAA policy would be a little higher than other competitors. However, you are paying a premium for quality service.
I would say that the premium and deductible of the USAA policy would be a little higher than other competitors. However, you are paying a premium for quality service.
Liberty Mutual
They work with you to make sure your auto is covered to meet your needs. They are more flexible in their coverage compared to other companies out there.
They work with you to make sure your auto is covered to meet your needs. They are more flexible in their coverage compared to other companies out there.
Geico
I am not sure about my premium or deductible or if it is different than my last company (progressive)
I am not sure about my premium or deductible or if it is different than my last company (progressive)
Esurance
My experience with Esurance's customer service so far has been stellar. They have responded quickly and courteously to all of my requests and went the extra mile to help find discounts I was eligible for.
My experience with Esurance's customer service so far has been stellar. They have responded quickly and courteously to all of my requests and went the extra mile to help find discounts I was eligible for.
Geico
The only thing I dislike about this company is that there are no local insurance agents in an office. I'm sure this is one of the reasons they can keep their rates so low.
The only thing I dislike about this company is that there are no local insurance agents in an office. I'm sure this is one of the reasons they can keep their rates so low.
Usaa
This was the most economical insurance I could find, that offered such good coverage. I found that the rates were lower than anywhere else I checked.
This was the most economical insurance I could find, that offered such good coverage. I found that the rates were lower than anywhere else I checked.
Geico
I liked how easy it was to go through the entire process, and how easy they made it for me to understand auto insurance.
I liked how easy it was to go through the entire process, and how easy they made it for me to understand auto insurance.
State Farm
I don't actually have anything to say bad about Statefarm. My family has always used them from the time I could remember. Then when I turned 17 I started using them too.
I don't actually have anything to say bad about Statefarm. My family has always used them from the time I could remember. Then when I turned 17 I started using them too.
Liberty Mutual
I like that the company has been around for over 100 years. They have amazing customer service and care about their clients.
I like that the company has been around for over 100 years. They have amazing customer service and care about their clients.
Geico
I would have to say the only thing I dislike about this insurance company is there should be more locations in our area. That's the only thing I dislike about this company.
I would have to say the only thing I dislike about this insurance company is there should be more locations in our area. That's the only thing I dislike about this company.
Allstate
it covered more compared to the others I called and asked about. It offered more items to add to the list of things covered for the most part. The other companies wanted to charge more for each item added to the list.
it covered more compared to the others I called and asked about. It offered more items to add to the list of things covered for the most part. The other companies wanted to charge more for each item added to the list.
Progressive
There is not really much I do not like about this company. The rates are low but in my opinion, I think rates should be lower overall for insurance in general.
There is not really much I do not like about this company. The rates are low but in my opinion, I think rates should be lower overall for insurance in general.
Usaa
It seems as though my premium is affordable, given the coverage that I have. I think the offerings are appropriate and suitable for my needs.
It seems as though my premium is affordable, given the coverage that I have. I think the offerings are appropriate and suitable for my needs.
State Farm Auto Insurance, Cape Coral, FL
$110/1 month
Car Insurance Policy Holder
- Divorced 66 Years old Female licensed 32 years ago with Own Nissan 370Z Nismo used for Business with estimated annual mileage of 15,001 - 20,000.
- Associate, pursuing Bachelors Degree & Retired.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & >3 people are part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 10 K Property Damage
- 50 K Personal Injury Protection
- 10 K Uninsured Motorists Bodily Injury
- 20 K Uninsured Motorists Property Damage
Cape Coral Car Insurance Rate Comparisons
Cape Coral, FL's average car insurance of $1273 differs from Pineland, FL (-$443), Suncoast Estates, FL (+$567), Fort Myers, FL (+$7) and Florida (+$91)
| Cape Coral | Pineland, FL | Suncoast Estates, FL | Fort Myers, FL | Florida | |
| Median Insurance Rates | $1273 | -$443 | +$567 | +$7 | +$91 |
Cape Coral Car Insurance Savings By Neighborhood & Street Area
| Cape Coral Driver Street Residence & Car Locations | Car Details in Cape Coral | Cape Coral Driver Demographics | Cape Coral Auto Insurance Estimates | Recent Cape Coral Insurance Savings |
|---|---|---|---|---|
| Del Tura Country Club Mobile Home Park | ||||
| Lake Butler Ct | 2005 Buick Rendezvous CXL | 42 year married woman | $955 | $463 |
| Bonita Dr | 2001 Cadillac Seville SLS | 49 year married man | $2240 | $824 |
| Other Area | ||||
| Matecumbe Key Rd | 2006 Ford Fusion V6 SEL | 18 year female teenager | $2896 | $392 |
| Gaspar Key Ln | 2006 Chrysler 300 C | 70 year senior | $1713 | $844 |
| Waterway Estates | ||||
| SE 10th Ter | 2004 Chevrolet Silverado 2500HD Work Truck | 23 year woman | $1127 | $362 |
| SE 21st St | 2009 Acura TSX Base | 16 year male teenager | $3467 | $559 |
| Serendipity Mobile Home Park | ||||
| NE 13th Ave | 2012 Hyundai Sonata GLS | 19 year teenager | $3157 | $673 |
| Diplomat Pkwy E | 2007 Lexus GS 350 | 72 year female senior | $1967 | $876 |
| Lake Fairways Country Club Mobile Home Park | ||||
| NW 24th Ave | 2010 Toyota Prius V | 21 year man | $2014 | $641 |
| Harbor Tree Ct | 2010 Mazda 3 S | 83 year male senior | $1840 | $406 |
Cape Coral Post DUI Car Insurance Rates
| Cape Coral | Pineland | Pine Manor | Burnt Store Marina | Florida | |
| Median Post DUI Insurance Rate | $2367 | -$824 | +$1111 | -$656 | +$170 |
| Male Teenager Post DUI Insurance Rate | $6368 | -$2217 | +$2987 | -$1767 | +$456 |
| Female Teenager Post DUI Insurance Rate | $5682 | -$1977 | +$2665 | -$1576 | +$405 |
The Post DUI insurance in Cape Coral, FL's is $2367 compared to Pineland (-$824), Pine Manor (+$1111), Burnt Store Marina (-$656) and Florida (+$170)
In Cape Coral, a male teenager with Post DUI pays $686 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2006 Ford Fusion V6 SEL in Cape Coral, FL would pay $6037 on auto insurance while a female teenager POST DUI would pay $5386.
Cape Coral Car Insurance by Segment
Cape Coral Teenagers Car Insurance Rates Comparison
10618 Cape Coral Teenagers (6% of total population), 58% Male & 42% Female.
| Cape Coral | Whiskey Creek | Cypress Lake | St. James City | Florida | |
| All Teenagers | $3207 | -$133 | +$1127 | -$839 | +$230 |
| Male Teenager | $3424 | -$143 | +$1202 | -$896 | +$245 |
| Female Teenager | $3055 | -$127 | +$1073 | -$799 | +$218 |
Cape Coral teenagers pay $3207 in insurance in contrast with Whiskey Creek (-$133), Cypress Lake (+$1127), St. James City (-$839) and Florida (+$230). The difference between Male & Female teenagers in Cape Coral is $369
Example
- 2013 Honda Civic LX Male Teenager Insurance Rate $3238
- 2010 Lincoln MKZ Base Female Teenager Insurance Rate $3096
Cape Coral Men & Women Car Insurance
168038 Cape Coral Adults (100% of total population), 49% Men & 51% Women.
| Cape Coral | St. James City | Matlacha Isles-Matlacha Shores | Lochmoor Waterway Estates | Florida | |
| All Women | $1171 | -$307 | +$475 | +$190 | +$83 |
| Married Women | $1069 | -$280 | +$434 | +$174 | +$76 |
| All Men | $2100 | -$549 | +$853 | +$342 | +$150 |
| Married Men | $2036 | -$532 | +$828 | +$332 | +$146 |
The typical insurance rate of $2100 that Cape Coral Men pay varies from St. James City (-$549), Matlacha Isles-Matlacha Shores (+$853), Lochmoor Waterway Estates (+$342) and Florida (+$150). In Cape Coral, married men pay $967 more than married women.
Example
- 2012 GMC Sierra 1500 SLE Married Men Insurance Rate $1960
- 2013 Volkswagen Beetle 2.5 PZEV Married Women Insurance Rate $1910
Cape Coral Senior Car Insurance
45039 Cape Coral Seniors (26% of total population), 47% Senior Men & 53% Senior Women.
| Cape Coral | St. James City | Pine Island Center | Suncoast Estates | Florida | |
| All Seniors | $1884 | -$493 | +$202 | +$839 | +$134 |
| Senior Men | $1934 | -$506 | +$209 | +$862 | +$139 |
| Senior Women | $1833 | -$480 | +$197 | +$816 | +$131 |
Cape Coral seniors pay $1884 in insurance compared to St. James City (-$493), Pine Island Center (+$202), Suncoast Estates (+$839) and Florida (+$134). In Cape Coral, senior men pay $101 more than senior women.
Cape Coral Car Insurance Discounts for Multiple Vehicles
Cape Coral Population with 1 Vehicle 26414 (42% of Cape Coral population), 2 Vehicles 26038 (42% of the Cape Coral population) and 3 vehicles 6124 (10% of the population)
| Cape Coral | Iona | McGregor | Pine Island Center | Florida | |
| 2 Vehicles | $2419 | +$317 | -$690 | +$260 | +$173 |
| 3 Vehicles | $3692 | +$484 | -$1053 | +$397 | +$264 |
| 4 Vehicles | $4965 | +$651 | -$1416 | +$534 | +$355 |
Car Insurance Agents in Cape Coral, FL
| Rank | Agent Name | Agent Contact |
|---|---|---|
| 1 | Acentria Insurance | 405 Del Prado Blvd N Ste 100, Cape Coral, FL 33909 |
| 2 | Brower Insurance Agency | 1510 Hancock Bridge Pkwy Ste 5, Cape Coral, FL 33990 |
| 3 | Capt David Schuman | 1830 NE Pine Island Rd Ste 170, Cape Coral, FL 33909 |
| 4 | Flagler Insurance Group | 1327 NE Pine Island Rd Ste 109, Cape Coral, FL 33909 |
| 5 | Great Florida Insurance - Mark Pollock | 923 Del Prado Blvd S Ste 102, Cape Coral, FL 33990 |
| 6 | Halbrehder Family Agency | 601 Del Prado Blvd N Ste 11, Cape Coral, FL 33909 |
| 7 | Look Insurance Agency | 441 Del Prado Blvd N Ste 6, Cape Coral, FL 33909 |
| 8 | Marc Anthony Agency | 1508 SE 17th Ave, Cape Coral, FL 33990 |
| 9 | Pamela Vadas | 1218 Del Prado Blvd S Ste B, Cape Coral, FL 33990 |
| 10 | Pine Island Corridor Insurance Agency | 2328 Hancock Bridge Pkwy Ste 1, Cape Coral, FL 33990 |
Cape Coral Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Audi, Q5 2.0T | $400 | $1390 | $1790 | $1300 | $1700 | $90 |
| Ford, Mustang | $300 | $1250 | $1550 | $1170 | $1470 | $80 |
| Lexus, GX 460 | $700 | $1350 | $1850 | $1260 | $1960 | $-110 |
| Chevrolet, Equinox 2LT AWD | $500 | $1260 | $1760 | $1180 | $1680 | $80 |
| GMC, Sierra 2500HD SLE | $100 | $1370 | $1470 | $1290 | $1390 | $80 |