Rockledge Auto Insurance Rates, Quotes, Agents & Reviews in AL

Rockledge, AL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Rockledge, AL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Rockledge, AL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Rockledge, AL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Rockledge, AL with that of other cities in and around Rockledge.

Carlisle-Rockledge Reece City Mountainboro Ivalee Whitesboro Sardis City
Average Insurance Rates $1,412 $1,448 $1,432 $1,484 $1,401 $1,463

Rockledge, AL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Rockledge, AL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Carlisle-Rockledge $1,481 $1,251
Mountainboro $2,200 $1,858
Egypt $1,229 $1,038
Sardis City $1,712 $1,446
Ridgeville $1,501 $1,268
Whitesboro $1,251 $1,057
Ivalee $1,723 $1,456
Reece City $1,286 $1,087

Rockledge, AL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Rockledge, AL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,582
20 Years $1,814
30 Years $1,397
40 Years $1,345
50 Years $1,245
60 Years $1,262
70 Years $1,469

Rockledge, AL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Rockledge, AL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,429 $395
3 Vehicles $3,643 $593
4 Vehicles $4,857 $791

Savings on 2 Vehicles bundle:$395

Savings on 3 Vehicles bundle:$593

Savings on 4 Vehicles bundle:$791

Rockledge, AL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Rockledge, AL.

Location Average Insurance Cost Post DUI Insurance Rate
Carlisle-Rockledge $1,412 $2,504
Mountainboro $1,432 $2,539
Egypt $1,407 $2,495
Sardis City $1,463 $2,594
Ridgeville $1,387 $2,459
Whitesboro $1,401 $2,484
Ivalee $1,484 $2,631
Reece City $1,448 $2,567

Rockledge, AL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,211
Excellent (740-799) $1,383
Good (670-739) $1,471
Average (580-669) $1,920
Poor (300-579) $2,303

Rockledge, AL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Jay Rains Farmers 201 E Mckinney Ave Ste B, Albertville, 35950 (256) 878-1311
Todd Davis State Farm 736 Walnut St, Gadsden, 35901-4139 256-546-3343
Shannon & Banks Inc Liberty Mutual Independent 200 Chestnut St, GADSDEN, 35901 (256) 543-1424
Lynn Holifield State Farm 1528 Gunter Avenue, Guntersville, 35976-0130 256-582-4476
Keith Holland State Farm 201 N Main St Ste E, Boaz, 35957-1643 256-593-0135
Woodall & Hoggle Insurance Agency Inc Travelers 104 SOUTH SNEAD ST, BOAZ, 35957 256-593-7042
Elizabeth Mattox State Farm 1575 Us Highway 431, Boaz, 35957-1547 256-593-0072
Denton Scott Allstate 1300 Center Point Pkwy, Birmingham, 35215 (205) 451-1052
Insurance Facilities Inc Travelers 309 BROAD ST, GADSDEN, 35901 256-549-1716
Tim Roberts State Farm 303 Williams Ave SW Ste 1221, Huntsville, 35801-6082 256-533-3431
Susie Pelham Mcgaha Travelers 250 JONES VALLEY DR SW, HUNTSVILLE, 35802 256-650-7272
Marshall England State Farm 600 Madison Street SE, Huntsville, 35801-5129 256-539-2014

Rockledge, AL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$62 $1,474
Driver's Failure In Showing Documents +$137 $1,549
Driving With An Expired Registration +$145 $1,557
Driving At A Considerably Slow Pace +$306 $1,718
Using A Cellphone While Driving +$323 $1,735
Running A Red Light +$329 $1,741
Speeding +$346 $1,758
Driving A Vehicle Without The Required Permission +$439 $1,851
Driving With An Expired/Suspended License +$952 $2,364

Rockledge, AL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,356
Active Disabling Device $1,356
Tracking Device $1,327
Passive Disabling Device $1,313