Carlsbad, CA Auto Insurance Rates

Carlsbad, CA residents can save $460 by comparing multiple quotes & reading reviews & research on Carlsbad car insurance rates, quotes, agents & coverage.

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$737 $1160 $1802

Latest Auto Insurance Reviews in Carlsbad, California


Geico
i would recommend my geico insurance company for home insurance about a 5. i am completely satisfied with my home insurance company.
State Farm
I would rate my auto insurance company very high. They were quick when responding and provided me with everything I needed when I filed a claim.
State Farm
I think the premium is too high! When I compared it to another local insurance company, I could not beat it. I think insurance companies policies are too high! It is pathetic the money they are raking in.
Allstate
our premiums are a little higher than other companies but our deductible is a vanishing deductible and right now because of no accidents our deductible is zero.
Geico
I think GEICO is a reasonably priced auto insurance policy and we have not needed to file a claim so I can not express an opinion on how their customer service is on a claim.
Allstate
My premium and deductible is far better with my current company. The other companies could have offered more but they never took the time to review my account.
Progressive
I have had no trouble at all with progressive's customer service. That being said I've only been a customer for a few months. I previously was with Geico, but changed for cost reasons.
Progressive
I have had no trouble at all with progressive's customer service. That being said I've only been a customer for a few months. I previously was with Geico, but changed for cost reasons.
Geico
My favorite thing about the company is the fact that it's the Government Employees Insurance Company - and I'm a government employee. Thought that was cool.
Amica Mutual Insurance
Honestly I just liked that they were the cheapest and the most popular insurance for mass. A lof of people that I know that are from boston only use amica tbh
Geico
I wish I were able to remove my car insurance when my car breaks down and isn't going to be driven for awhile. I was told I would have to turn in my plates if I were to do that, so I end up paying while in the shop to avoid the hassle of registering for plates again.
Geico
The customer support was always very good whenever I needed to call to ask a question. They were very friendly and nice.
Esurance
For the type of car we have esurance was and still is the cheapest out there. Like $100 and up difference.
Mapfre Insurance
I have shopped around from some of the bigger names and they all are estimated at a few hundred more than what I pay so I stick with it.
Geico
Although the premium is still quite low compared to other insurance companies, I am still unhappy with how high it is considering I own my car (no payments) and it is 4 years old.
Write Your Review | Carlsbad, California Auto Insurance Analysis
Geico, Carlsbad, CA
$47/1 month
Car Insurance Policy Holder
  • Single 22 Years old Male licensed 2 years ago with Own Honda Civic LX used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • Bachelors, pursuing Graduate Degree & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 5 K Property Damage
  • 50 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage

Carlsbad Car Insurance Rate Comparisons

Carlsbad, CA's average car insurance of $1160 differs from Camp Pendleton South (+$1370), Lake San Marcos, CA (+$360), Fairbanks Ranch, CA (+$1260) and California (+$659)

Carlsbad Camp Pendleton South Lake San Marcos, CA Fairbanks Ranch, CA California
Median Insurance Rates $1160 +$1370 +$360 +$1260 +$659

Carlsbad Car Insurance Savings By Neighborhood & Street Area

Carlsbad Driver Street Residence & Car Locations Car Details in Carlsbad Carlsbad Driver Demographics Carlsbad Auto Insurance Estimates Recent Carlsbad Insurance Savings
Other Area
Redwood Ave2003 Cadillac DeVille Base25 year man$1629$415
Juniper Ave2005 Buick Rendezvous CX72 year senior$1237$630
Leucadia
Piccadilly Rd2007 Mazda MAZDA3 s Touring62 year male senior$1144$738
Ashbury St2008 Acura TSX Base49 year married man$1367$502
Elfin Forest
Dove Song Way2009 Ford Fusion SE17 year teenager$2321$337
Fallsview Rd2009 Chrysler 300 Touring17 year male teenager$2509$709
La Costa
Bella Azul Ct2012 Honda Civic LX66 year female senior$1088$655
Hana Ct2010 Nissan Rogue S24 year woman$1069$925
Green Valley Mobile Home Park
Cll Susana2007 GMC Sierra 1500 SLE140 year married woman$1024$722
Ave de Louisa2013 Hyundai Sonata GLS17 year female teenager$2462$307

Carlsbad Post DUI Car Insurance Rates

Carlsbad Lake San Marcos Camp Pendleton Escondido California
Median Post DUI Insurance Rate $2157 +$670 +$1804 +$249 +$1226
Male Teenager Post DUI Insurance Rate $4702 +$1460 +$3933 +$543 +$2672
Female Teenager Post DUI Insurance Rate $4681 +$1453 +$3915 +$540 +$2660

The Post DUI insurance in Carlsbad, CA's is $2157 compared to Lake San Marcos (+$670), Camp Pendleton (+$1804), Escondido (+$249) and California (+$1226)

In Carlsbad, a male teenager with Post DUI pays $21 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2007 Mazda MAZDA3 s Touring in Carlsbad, CA would pay $4460 on auto insurance while a female teenager POST DUI would pay $4439.

Carlsbad Car Insurance by Segment

Carlsbad Teenagers Car Insurance Rates Comparison

5978 Carlsbad Teenagers (5% of total population), 54% Male & 46% Female.

Carlsbad Oceanside-Escondido Bonsall Fairbanks Ranch California
All Teenagers $2528 +$1308 +$2834 +$2747 +$1437
Male Teenager $2528 +$1308 +$2834 +$2747 +$1437
Female Teenager $2517 +$1302 +$2821 +$2734 +$1430

Carlsbad teenagers pay $2528 in insurance in contrast with Oceanside-Escondido (+$1308), Bonsall (+$2834), Fairbanks Ranch (+$2747) and California (+$1437). The difference between Male & Female teenagers in Carlsbad is $11

Example

  • 2012 Audi A3 2.0 TDI Premium Male Teenager Insurance Rate $2903
  • 2010 Lincoln MKZ Base Female Teenager Insurance Rate $2521

Carlsbad Men & Women Car Insurance

105097 Carlsbad Adults (100% of total population), 50% Men & 50% Women.

Carlsbad Solana Beach Fairbanks Ranch Encinitas California
All Women $1125 +$56 +$1222 +$23 +$639
Married Women $1090 +$54 +$1184 +$22 +$619
All Men $1473 +$73 +$1600 +$30 +$837
Married Men $1403 +$70 +$1525 +$29 +$797

The typical insurance rate of $1473 that Carlsbad Men pay varies from Solana Beach (+$73), Fairbanks Ranch (+$1600), Encinitas (+$30) and California (+$837). In Carlsbad, married men pay $313 more than married women.

Example

  • 2013 Dodge Journey SXT Married Men Insurance Rate $1226
  • 2013 Toyota Prius Three Married Women Insurance Rate $1257

Carlsbad Senior Car Insurance

20476 Carlsbad Seniors (19% of total population), 45% Senior Men & 55% Senior Women.

Carlsbad Camp Pendleton South Pauma Valley Fairbanks Ranch California
All Seniors $1229 +$1452 +$859 +$1336 +$699
Senior Men $1206 +$1425 +$842 +$1310 +$685
Senior Women $1252 +$1480 +$875 +$1361 +$712

Carlsbad seniors pay $1229 in insurance compared to Camp Pendleton South (+$1452), Pauma Valley (+$859), Fairbanks Ranch (+$1336) and California (+$699). In Carlsbad, senior men pay $46 less than senior women.

Carlsbad Car Insurance Discounts for Multiple Vehicles

Carlsbad Population with 1 Vehicle 12243 (30% of Carlsbad population), 2 Vehicles 19586 (48% of the Carlsbad population) and 3 vehicles 5840 (14% of the population)

Carlsbad Valley Center Escondido Camp Pendleton South California
2 Vehicles $2204 +$551 +$255 +$2603 +$1253
3 Vehicles $3364 +$841 +$389 +$3973 +$1912
4 Vehicles $4524 +$1131 +$523 +$5343 +$2571

Carlsbad Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Toyota, Corolla LE $500 $1170 $1670 $1070 $1570 $100
Dodge, Charger R/T $100 $1160 $1260 $1080 $1180 $80
Chevrolet, Express 3500 $400 $1160 $1560 $1070 $1470 $90
Lexus, GX460 Premium $1500 $1120 $1620 $1050 $2550 $-930
Toyota, Prius $1000 $1090 $1590 $1030 $2030 $-440