Carney Auto Insurance Rates, Quotes, Agents & Reviews in MD

Carney, MD Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Carney, MD, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Carney, MD are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Carney, MD Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Carney, MD with that of other cities in and around Carney.

Carney Overlea Parkville Towson Perry Hall Rossville
Average Insurance Rates $1,363 $1,340 $1,340 $1,410 $1,367 $1,356

Carney, MD Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Carney, MD based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Carney $1,379 $1,165
Parkville $2,255 $1,904
Perry Hall $1,395 $1,178
Hampton $1,051 $887
Overlea $960 $811
White Marsh $1,793 $1,515
Rossville $1,576 $1,331
Towson $1,345 $1,136

Carney, MD Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Carney, MD usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,423
20 Years $1,751
30 Years $1,349
40 Years $1,298
50 Years $1,202
60 Years $1,219
70 Years $1,418

Carney, MD Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Carney, MD can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,317 $409
3 Vehicles $3,476 $613
4 Vehicles $4,634 $818

Savings on 2 Vehicles bundle:$409

Savings on 3 Vehicles bundle:$613

Savings on 4 Vehicles bundle:$818

Carney, MD Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Carney, MD.

Location Average Insurance Cost Post DUI Insurance Rate
Carney $1,363 $2,173
Parkville $1,340 $2,136
Perry Hall $1,367 $2,179
Hampton $1,454 $2,318
Overlea $1,340 $2,136
White Marsh $1,373 $2,189
Rossville $1,356 $2,162
Towson $1,410 $2,248

Carney, MD Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,169
Excellent (740-799) $1,335
Good (670-739) $1,420
Average (580-669) $1,853
Poor (300-579) $2,223

Carney, MD Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Kirby Insurance Inc Allstate 14 W Saratoga St Ste 300, Baltimore, 21201 (410) 837-2320
Natasha Parker State Farm 617 Aa Stemmers Run Rd, Baltimore, 21221 410-238-0071
Melissa Marmen State Farm 2112 Bel Air Rd Ste 1, Fallston, 21047-2786 410-893-4800
Valerie Cherry State Farm 6800 York Rd, Baltimore, 21212-1848 410-435-6600
Scott Garvey State Farm 3818 Roland Ave, Baltimore, 21211-2003 410-889-5840
Qwik Tag Title T/A Qwik Incorporations None 2222 N. Howard Street, Baltimore, 21218 None
Pat Morris State Farm 2324 W Joppa Rd Ste 130, Lutherville, 21093-4615 410-337-8656
Brian J. Eikenberg Nationwide 3304 E Joppa Rd, Baltimore, 21234 (410) 663-8600
Joseph Bozel Allstate 501 Washington Ave Ste 300, Towson, 21204 (410) 296-0835
Dean Sprague State Farm 11450 Pulaski Hwy, White Marsh, 21162-1514 410-335-7702
Robert Frank Stastny Nationwide 6822 Harford Rd, Baltimore, 21234-7783 (410) 254-1500

Carney, MD Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$60 $1,423
Driver's Failure In Showing Documents +$132 $1,495
Driving With An Expired Registration +$140 $1,503
Driving At A Considerably Slow Pace +$296 $1,659
Using A Cellphone While Driving +$312 $1,675
Running A Red Light +$318 $1,681
Speeding +$334 $1,697
Driving A Vehicle Without The Required Permission +$424 $1,787
Driving With An Expired/Suspended License +$919 $2,282

Carney, MD Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,308
Active Disabling Device $1,308
Tracking Device $1,281
Passive Disabling Device $1,268