Carroll Auto Insurance Rates, Quotes, Agents & Reviews in WV

Carroll, WV Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Carroll, WV, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Carroll, WV are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Carroll, WV Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Carroll, WV with that of other cities in and around Carroll.

Carroll Salt Rock West Hamlin Hamlin Curry Culloden
Average Insurance Rates $1,953 $1,450 $1,392 $1,391 $1,443 $1,433

Carroll, WV Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Carroll, WV based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Carroll $2,012 $1,699
Hamlin $1,229 $1,038
West Hamlin $1,409 $1,190
Salt Rock $1,003 $847
Sheridan $2,030 $1,715
Culloden $1,702 $1,437
Lincoln County $2,716 $2,294
Curry $2,005 $1,694

Carroll, WV Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Carroll, WV usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $6,337
20 Years $2,509
30 Years $1,933
40 Years $1,860
50 Years $1,722
60 Years $1,746
70 Years $2,032

Carroll, WV Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Carroll, WV can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $3,320 $586
3 Vehicles $4,980 $879
4 Vehicles $6,640 $1,172

Savings on 2 Vehicles bundle:$586

Savings on 3 Vehicles bundle:$879

Savings on 4 Vehicles bundle:$1,172

Carroll, WV Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Carroll, WV.

Location Average Insurance Cost Post DUI Insurance Rate
Carroll $1,953 $3,123
Hamlin $1,391 $2,224
West Hamlin $1,392 $2,226
Salt Rock $1,450 $2,319
Sheridan $1,971 $3,152
Culloden $1,433 $2,291
Lincoln County $1,387 $2,218
Curry $1,443 $2,307

Carroll, WV Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,676
Excellent (740-799) $1,913
Good (670-739) $2,035
Average (580-669) $2,655
Poor (300-579) $3,186

Carroll, WV Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Tad Tomblin State Farm 221 Mayors Ln, Hamlin, 25523-1544 304-824-5631
Melissa Oxley Liberty Mutual 112 Brent Way, Hurricane, 25526 1-304-757-4220
Lovejoy & Quintrell Allstate PO Box 9, West Hamlin, 25571 (304) 824-5554
Lincoln Agency, Inc. None 6748 Straight Fork , Hamlin, 25523 (304) 948-5588
Courtney L Cooper Agency Inc Nationwide 8048 Lynn Ave, Hamlin, 25523 (304) 824-5300
Theresa Lynn Perre Agency Nationwide 5160 Washington St W, Cross Lanes, 25313 (304) 776-8600
Kristi M. Salmons Allstate 1224 5th Ave, Huntington, 25701 (304) 525-3460
Assured Partners Of W. Va. Dba Insurance Systems, Inc. Liberty Mutual Independent 1 INSURANCE WAY, ONA, 25545 (304) 736-2222

Carroll, WV Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$86 $2,039
Driver's Failure In Showing Documents +$189 $2,142
Driving With An Expired Registration +$201 $2,154
Driving At A Considerably Slow Pace +$424 $2,377
Using A Cellphone While Driving +$447 $2,400
Running A Red Light +$455 $2,408
Speeding +$478 $2,431
Driving A Vehicle Without The Required Permission +$607 $2,560
Driving With An Expired/Suspended License +$1,316 $3,269

Carroll, WV Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,875
Active Disabling Device $1,875
Tracking Device $1,836
Passive Disabling Device $1,816