Carrollton, TX Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Carrollton, TX, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors Influencing the Cost of Car Insurance in Carrollton, TX
The average cost of auto insurance in Carrollton, TX, is $1,477. It is lower than the cost of insurance in neighboring places such as Farmers Branch and Hebron. But, it is higher than the cost of auto insurance in Irving, Lewisville, and Coppell. Several factors can affect the cost of auto insurance in Carrollton. A thorough comparison of different auto insurance quotes will help car owners obtain an insurance quote that best suits their coverage needs. Zimlon also offers the option of keying in one’s zip code to get accurate auto insurance quotes.
Some of the factors that could increase the cost of auto insurance are as follows:
A low credit score could also mean an increase in the cost of auto insurance. Moreover, auto insurance increases when the credit score is “poor” or “average.” The cost of auto insurance for a driver with an exceptional credit score is as low as $1,267. It increases to $2,008 and $2,409 when the credit score is average or poor.
This is one of the most common factors influencing the cost of auto insurance in Carrollton, TX. A low deductible ($500) usually increases the cost of auto insurance, whereas a high deductible ($1,000) lowers it. For example, the average cost of auto insurance when the deductible is $500 is $1,117, and it decreases to $943 when the deductible is $1,000.
. The cost of auto insurance is the lowest for drivers in the age groups of fifty and sixty ($1,302 and $1,321). In contrast, auto insurance for teenagers continues to be high, at $4,793. The cost of auto insurance can vary from one age group to another. It also depends on the neighborhood and the make and model of the vehicle.
DUIs can prove to be extremely expensive for car owners in every city of the country. This can have a lasting impact on insurance rates as well. The cost of auto insurance post-DUI in Carrollton can be as high as $2,299.
Driving Violations such as driving with an expired license or speeding can also have a severe impact on the cost of auto insurance in Carrollton, TX, mainly because it increases the amount of risk being covered by insurers. Speeding (+ $362) or driving with an expired license (+ $995) can prove to be quite expensive.
Other factors that could make auto insurance expensive include not using anti-theft equipment. Comparing quotes is of utmost importance to reduce the cost of auto insurance in the city.
Factors that can influence the cost of car insurance in Carrollton, TX are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Carrollton, TX Auto Insurance Rates
- Carrollton, TX Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Carrollton, TX
- Multi Vehicle Insurance Savings in Carrollton, TX
- How Credit Score Affects Car Insurance Rates in Carrollton, TX
- How DUI Affects Auto Insurance Premiums in Carrollton, TX
- How Driving Violations Affect Auto Insurance Rates in Carrollton, TX
- Carrollton, TX Auto Insurance Discounts on Anti Theft Feature
- Carrollton, TX Auto Insurance Company Reviews
Carrollton, TX Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Carrollton, TX with that of other cities in and around Carrollton.
|Average Insurance Rates||$1,477||$1,956||$1,436||$1,308||$2,243||$1,409|
Carrollton, TX Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Carrollton, TX based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
|Location||Low Deductible ($500)||High Deductible ($1000)|
Carrollton, TX Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Carrollton, TX usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
|Age of Driver||Insurance Cost|
Carrollton, TX Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Carrollton, TX can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
|Number of Cars||Auto Insurance Cost||Total Savings|
Savings on 2 Vehicles bundle:$384
Savings on 3 Vehicles bundle:$576
Savings on 4 Vehicles bundle:$768
Carrollton, TX Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Carrollton, TX.
|Location||Average Insurance Cost||Post DUI Insurance Rate|
Carrollton, TX Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
|Credit Score||Insurance Cost|
Carrollton, TX Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
|Driving Violation||Cost Increase||Total Insurance Cost|
|Driving Without Headlights||+$65||$1,542|
|Driver's Failure In Showing Documents||+$143||$1,620|
|Driving With An Expired Registration||+$152||$1,629|
|Driving At A Considerably Slow Pace||+$321||$1,798|
|Using A Cellphone While Driving||+$338||$1,815|
|Running A Red Light||+$344||$1,821|
|Driving A Vehicle Without The Required Permission||+$459||$1,936|
|Driving With An Expired/Suspended License||+$995||$2,472|
Carrollton, TX Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
|Anti Theft Feature||Insurance Cost|
|Active Disabling Device||$1,418|
|Passive Disabling Device||$1,374|
Latest Auto Insurance Reviews in Carrollton, TX | Back to Top
It seems they offer the same benefits as most other car insurance policies and I do like the fact they walk you through all discounts to help you get the best price.
My coverage needs aren't that complex for a passenger car. It seems that I have the coverage I need and feel comfortable with. I don't think we have the "one model newer" replacement guarantee.
They have been extremely responsive when we have needed help in providing proof of insurance, windshield repair and replacement. Their premiums are at least 25% lower than what we had been paying.
I think for me this was a little cheaper and thats why i went with it.
I think for me this was a little cheaper and thats why i went with it.
I like that this company has the best price for the policy that I wanted. I like the website/customer portal which makes things very easy. I also like the fact that I have other insurance policies through them so they are all together.
I like that not only do I have the option to call Geico when I need assistance, there is also the app, where I can chat online with them. This is great in a situation where I may not be able to maintain a phone conversation, such as while at work.
it is easy to access my policy through internet and over the phone. they are very responsive and I consider Liberty Mutual as a major policy provide
The fact that i have to direct withdraws my payments i dont like so much id rather make my own payments.
The premium for my insurance provider is not too expensive or very cheap. It is in the middle, so I don't have any complaints or overly positive feelings towards the premium.
I like that they have an app on my phone where I can access my cards and other information. I've never had a problem with communication with them
I do like having roadside assistance available for care when needed on the road, help with a rental in case my car is damaged in a week and help with travel expenses on my policy.
The premiums cost more through different companies which are all higher. A lot higher in price