Carrollton Auto Insurance Rates, Quotes, Agents & Reviews in TX

Carrollton, TX Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Carrollton, TX, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Carrollton, TX are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Carrollton, TX Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Carrollton, TX with that of other cities in and around Carrollton.

Carrollton Farmers Branch Irving Lewisville Hebron Coppell
Average Insurance Rates $1,477 $1,956 $1,436 $1,308 $2,243 $1,409

Carrollton, TX Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Carrollton, TX based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Carrollton $1,117 $943
Hebron $1,164 $983
Addison $1,900 $1,605
Farmers Branch $945 $798
Coppell $1,841 $1,555
Lewisville $1,449 $1,224
The Colony $1,406 $1,188
Irving $1,030 $870

Carrollton, TX Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Carrollton, TX usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,793
20 Years $1,898
30 Years $1,462
40 Years $1,406
50 Years $1,302
60 Years $1,321
70 Years $1,537

Carrollton, TX Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Carrollton, TX can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,570 $384
3 Vehicles $3,855 $576
4 Vehicles $5,140 $768

Savings on 2 Vehicles bundle:$384

Savings on 3 Vehicles bundle:$576

Savings on 4 Vehicles bundle:$768


Carrollton, TX Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Carrollton, TX.

Location Average Insurance Cost Post DUI Insurance Rate
Carrollton $1,477 $2,299
Hebron $2,243 $3,492
Addison $2,157 $3,358
Farmers Branch $1,956 $3,045
Coppell $1,409 $2,193
Lewisville $1,308 $2,036
The Colony $1,310 $2,039
Irving $1,436 $2,236

Carrollton, TX Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,267
Excellent (740-799) $1,447
Good (670-739) $1,539
Average (580-669) $2,008
Poor (300-579) $2,409

Carrollton, TX Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$65 $1,542
Driver's Failure In Showing Documents +$143 $1,620
Driving With An Expired Registration +$152 $1,629
Driving At A Considerably Slow Pace +$321 $1,798
Using A Cellphone While Driving +$338 $1,815
Running A Red Light +$344 $1,821
Speeding +$362 $1,839
Driving A Vehicle Without The Required Permission +$459 $1,936
Driving With An Expired/Suspended License +$995 $2,472

Carrollton, TX Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,418
Active Disabling Device $1,418
Tracking Device $1,388
Passive Disabling Device $1,374

Latest Auto Insurance Reviews in Carrollton, TX | Back to Top

Usaa
It seems they offer the same benefits as most other car insurance policies and I do like the fact they walk you through all discounts to help you get the best price.
Farm Bureau
My coverage needs aren't that complex for a passenger car. It seems that I have the coverage I need and feel comfortable with. I don't think we have the "one model newer" replacement guarantee.
Geico
They have been extremely responsive when we have needed help in providing proof of insurance, windshield repair and replacement. Their premiums are at least 25% lower than what we had been paying.
Esurance
I think for me this was a little cheaper and thats why i went with it.
Esurance
I think for me this was a little cheaper and thats why i went with it.
Usaa
I like that this company has the best price for the policy that I wanted. I like the website/customer portal which makes things very easy. I also like the fact that I have other insurance policies through them so they are all together.
Geico
I like that not only do I have the option to call Geico when I need assistance, there is also the app, where I can chat online with them. This is great in a situation where I may not be able to maintain a phone conversation, such as while at work.
Liberty Mutual
it is easy to access my policy through internet and over the phone. they are very responsive and I consider Liberty Mutual as a major policy provide
The General Auto Insurance
The fact that i have to direct withdraws my payments i dont like so much id rather make my own payments.
Aarp Auto Insurance
The premium for my insurance provider is not too expensive or very cheap. It is in the middle, so I don't have any complaints or overly positive feelings towards the premium.
Geico
I like that they have an app on my phone where I can access my cards and other information. I've never had a problem with communication with them
State Farm
I do like having roadside assistance available for care when needed on the road, help with a rental in case my car is damaged in a week and help with travel expenses on my policy.
Progressive
The premiums cost more through different companies which are all higher. A lot higher in price