Carrollton Auto Insurance Rates, Quotes, Agents & Reviews in VA

Carrollton, VA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Carrollton, VA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Carrollton, VA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Carrollton, VA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Carrollton, VA with that of other cities in and around Carrollton.

Carrollton Newport News Benns Church Windsor Newport Smithfield
Average Insurance Rates $960 $927 $1,869 $1,205 $967 $959

Carrollton, VA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Carrollton, VA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Carrollton $2,241 $1,893
Newport $2,194 $1,853
Benns Church $1,925 $1,626
Smithfield $2,353 $1,987
Hardy $1,488 $1,257
Newport News $2,053 $1,734
Windsor $1,161 $980
Isle of Wight County $1,264 $1,067

Carrollton, VA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Carrollton, VA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,115
20 Years $1,233
30 Years $950
40 Years $914
50 Years $847
60 Years $858
70 Years $999

Carrollton, VA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Carrollton, VA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,632 $288
3 Vehicles $2,448 $432
4 Vehicles $3,264 $576

Savings on 2 Vehicles bundle:$288

Savings on 3 Vehicles bundle:$432

Savings on 4 Vehicles bundle:$576

Carrollton, VA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Carrollton, VA.

Location Average Insurance Cost Post DUI Insurance Rate
Carrollton $960 $1,567
Newport $967 $1,578
Benns Church $1,869 $3,051
Smithfield $959 $1,565
Hardy $1,190 $1,942
Newport News $927 $1,513
Windsor $1,205 $1,967
Isle of Wight County $949 $1,549

Carrollton, VA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $824
Excellent (740-799) $940
Good (670-739) $1,000
Average (580-669) $1,305
Poor (300-579) $1,566

Carrollton, VA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Kelly Zahratka State Farm 409 Yarmouth St Ste A, Norfolk, 23510-1425 757-626-1020
Roberts Insurance & Financial Services Inc. Allstate 3115 Wstrn Brnch Blvd Ste 105, Chesapeake, 23321 (757) 483-0900
John F Dobson Insurance Agency Inc Nationwide 3300 Western Branch Blvd. Ste B, Chesapeake, 23321-0000 (757) 488-8440
The Braun Agency Inc Nationwide 6062 Indian River Rd STE 101, Virginia Beach, 23464-0000 (757) 420-2060
J Hal Matthews Farmers 1417 Battlefield Blvd N Ste 210, Chesapeake, 23320 (757) 548-8680
John Maxey Allstate 2703 W Mercury Blvd, Hampton, 23666 (757) 768-0515
Paula Boyd State Farm 4910 W Mercury Blvd, Hampton, 23666-3724 757-826-2412
Declan Kelly Allstate 3587 Forest Haven Ln Ste C, Chesapeake, 23321 (757) 483-9519
Insurance Agency Services Llc Travelers 1057 PRINCESS ANNE BLVD, VIRGINIA BEACH, 23457 757-426-6115
A J Fraley State Farm 10514 Jefferson Ave, Newport News, 23601 757-599-9590

Carrollton, VA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$42 $1,002
Driver's Failure In Showing Documents +$93 $1,053
Driving With An Expired Registration +$99 $1,059
Driving At A Considerably Slow Pace +$208 $1,168
Using A Cellphone While Driving +$220 $1,180
Running A Red Light +$224 $1,184
Speeding +$235 $1,195
Driving A Vehicle Without The Required Permission +$299 $1,259
Driving With An Expired/Suspended License +$647 $1,607

Carrollton, VA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $922
Active Disabling Device $922
Tracking Device $902
Passive Disabling Device $893