Carrollwood, FL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Carrollwood, FL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Factors that can influence the cost of car insurance in Carrollwood, FL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

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Carrollwood, FL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Carrollwood, FL with that of other cities in and around Carrollwood.

	Carrollwood	Citrus Park	Northdale	Keystone-Citrus Park	Town 'n' Country	University
Average Insurance Rates	$1,197	$2,182	$2,213	$2,269	$2,129	$1,974

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Carrollwood, FL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Carrollwood, FL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location	Low Deductible ($500)	High Deductible ($1000)
Carrollwood	$1,753	$1,481
Lake Magdalene	$1,053	$889
Egypt Lake-Leto	$1,621	$1,369
Citrus Park	$1,305	$1,102
Northdale	$1,605	$1,355
Town 'n' Country	$1,293	$1,092
Keystone-Citrus Park	$1,357	$1,146
University	$1,941	$1,639

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Carrollwood, FL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Carrollwood, FL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver	Insurance Cost
Teens	$3,884
20 Years	$1,538
30 Years	$1,185
40 Years	$1,140
50 Years	$1,055
60 Years	$1,070
70 Years	$1,246

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Carrollwood, FL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Carrollwood, FL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars	Auto Insurance Cost	Total Savings
2 Vehicles	$2,107	$287
3 Vehicles	$3,160	$431
4 Vehicles	$4,213	$575

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Carrollwood, FL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Carrollwood, FL.

Location	Average Insurance Cost	Post DUI Insurance Rate
Carrollwood	$1,197	$1,873
Lake Magdalene	$2,204	$3,449
Egypt Lake-Leto	$2,117	$3,313
Citrus Park	$2,182	$3,415
Northdale	$2,213	$3,463
Town 'n' Country	$2,129	$3,332
Keystone-Citrus Park	$2,269	$3,551
University	$1,974	$3,089

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Carrollwood, FL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score	Insurance Cost
Exceptional (800-850)	$1,027
Excellent (740-799)	$1,172
Good (670-739)	$1,247
Average (580-669)	$1,627
Poor (300-579)	$1,952

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Carrollwood, FL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name	Company	Agent Address	Contact Details
Foundation Rock Insurance Group Llc	Travelers	10014 N DALE MABRY HWY STE 101, TAMPA, 33618	813-269-8210
Doug Bishop	State Farm	2575 Ulmerton Rd Ste 210, Clearwater, 33762-2253	727-572-7500
Safe Harbour Financial Group	None	13968 W Hillsborough Ave , Tampa, 33635	(813) 327-7916
Vivian Braaksma	State Farm	6905 W Waters Ave, Tampa, 33634	813-884-2665
Dennis Insurance Agency Inc	Travelers	209 Crystal Grove Blvd, Lutz, 33548	(813) 279-2823
Charter Insurance Group, Llc	None	1111 N West Shore Blvd Ste 209A, Tampa, 33607	None
First Florida Insurance Network Of Central Florida	None	550 N. Reo St Suite 300, Tampa, 33609	(813) 327-8998
Coast To Coast Insurance Of Florida, Inc.	None	3302 Bay To Bay Blvd 3302 Bay To Bay Blvd, Tampa, 33629	None
Chetty Insurance, Llc	None	13234 Telecom Dr , Tampa, 33637	None
Lykes Insurance Inc	Liberty Mutual Independent	400 N. St Suite 2200, Tampa, 33602	None

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Carrollwood, FL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation	Cost Increase	Total Insurance Cost
Driving Without Headlights	+$53	$1,250
Driver's Failure In Showing Documents	+$116	$1,313
Driving With An Expired Registration	+$123	$1,320
Driving At A Considerably Slow Pace	+$260	$1,457
Using A Cellphone While Driving	+$274	$1,471
Running A Red Light	+$279	$1,476
Speeding	+$293	$1,490
Driving A Vehicle Without The Required Permission	+$372	$1,569
Driving With An Expired/Suspended License	+$807	$2,004

Carrollwood, FL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature	Insurance Cost
Audible Alarm	$1,149
Active Disabling Device	$1,149
Tracking Device	$1,125
Passive Disabling Device	$1,113

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Latest Auto Insurance Reviews in Carrollwood, FL | Back to Top