Castleton Auto Insurance Rates, Quotes, Agents & Reviews in VT

Castleton, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Castleton, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Castleton, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Castleton, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Castleton, VT with that of other cities in and around Castleton.

Castleton Ira Proctor West Rutland Hubbardton Rutland County
Average Insurance Rates $1,078 $1,099 $1,067 $1,066 $1,086 $1,078

Castleton, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Castleton, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Castleton $1,676 $1,415
Fair Haven $2,861 $2,417
West Rutland $1,407 $1,188
Ira $1,503 $1,269
Hubbardton $1,345 $1,136
Proctor $1,319 $1,114
Poultney $1,733 $1,464
Rutland County $1,296 $1,094

Castleton, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Castleton, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,498
20 Years $1,385
30 Years $1,067
40 Years $1,026
50 Years $951
60 Years $964
70 Years $1,122

Castleton, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Castleton, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,854 $302
3 Vehicles $2,781 $453
4 Vehicles $3,708 $604

Savings on 2 Vehicles bundle:$302

Savings on 3 Vehicles bundle:$453

Savings on 4 Vehicles bundle:$604


Castleton, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Castleton, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Castleton $1,078 $2,228
Fair Haven $1,065 $2,201
West Rutland $1,066 $2,203
Ira $1,099 $2,271
Hubbardton $1,086 $2,244
Proctor $1,067 $2,205
Poultney $1,074 $2,219
Rutland County $1,078 $2,228

Castleton, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $925
Excellent (740-799) $1,056
Good (670-739) $1,123
Average (580-669) $1,465
Poor (300-579) $1,758

Castleton, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Smith Insurance Agency None 56 1/2 Merchants Row, Rutland, 5701 None
The Durkee Insurance Agency None 651 Route 22A N , Fair Haven, 5743 None
Jennifer Sheridan Liberty Mutual 271 North Main St Suite 208, Rutland, 5701 1-802-747-0600
Jennifer Goeke Liberty Mutual 271 North Main St Suite 208, Rutland, 5701 1-802-747-0600
Poulos Ins Inc Allstate 74 Depot St, Poultney, 5764 (802) 287-2324

Castleton, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$47 $1,125
Driver's Failure In Showing Documents +$105 $1,183
Driving With An Expired Registration +$111 $1,189
Driving At A Considerably Slow Pace +$234 $1,312
Using A Cellphone While Driving +$247 $1,325
Running A Red Light +$251 $1,329
Speeding +$264 $1,342
Driving A Vehicle Without The Required Permission +$335 $1,413
Driving With An Expired/Suspended License +$727 $1,805

Castleton, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,035
Active Disabling Device $1,035
Tracking Device $1,013
Passive Disabling Device $1,003